Banking Awareness for Upcoming Exams Set 21 (PMSBY)

This set contains banking awareness questions for various upcoming exams like SBI PO, IBPS PO, Clerk, NIACL Assistant and various other competitive exams. This set contains questions from the topic: PMSBY- Pradhan Mantri Suraksha Bima Yojana 

  1. PMSBY is a _____
    A) Life insurance scheme
    B) Accidental insurance scheme
    C) Pension guarantee scheme
    D) All of these
    View Answer
    Option B
    : PMSBY- Pradhan Mantri Suraksha Bima Yojana is a Accidental Insurance Scheme offering accidental death and disability covers for death or disability on account of accident.
  2. What is the maximum age at which a person can enroll in PMSBY?
    A) 50
    B) 55
    C) 60
    D) 70
    View Answer
    Option D
    : All saving bank account holders in the age of 18 – 70 years are eligible for the scheme.
  3. What is the premium per annum that is to be paid under PMSBY?
    A) Rs 6
    B) Rs 12
    C) Rs 100
    D) Rs 330
    View Answer
    Option B
    : Rs 12/- per annum
  4. What is the Termination period of PMSBY?
    A) When a person attains 70 years of age
    B) When a person attains 80 years of age
    C) When a person attains 90 years of age
    D) No termination
    View Answer
    Option A
    : After attaning 70 years no benefit of PMSBY will be paid.
  5. What is the death benefit under PMSBY?
    A) Rs 2 lakh
    B) Rs 1 lakh
    C) Rs 3 lakh
    D) Rs 4 lakh
    View Answer
    Option A
    : In case of death due to accident the policy holder′s nominee will get Rs 2 lakh
  6. What is the benefit under PMSBY for loss/disability for both the organs (either both hands/legs or eye)?
    A) Rs 1 lakh
    B) Rs 2 lakh
    C) Rs 50,000
    D) Rs 4 lakh
    View Answer
    Option B
  7. What is the benefit under PMSBY for loss/disability of one organ (either one hands/legs or eye)?
    A) Rs 50,000
    B) Rs 1 lakh
    C) Rs 2 lakh
    D) Rs 1.5 lakh
    View Answer
    Option B
    : For Total and irrecoverable loss of sight of one eye or loss of use of one hand or one foot Rs 1 lakh will be paid.
  8. Which of the following condition will be not covered under PMSBY?
    A) Death due to rail accident
    B) Death due to electric mis-happening
    C) Death due to suicide
    D) Death due to Murder
    View Answer
    Option C
    : Intentional self injury, suicide or attempted suicide whilst under the influence of intoxication liqour or drugs, Any loss arising from an act made in breach of law with or without criminal intent will not be covered.
  9. A person having which type of account can opt for PMSBY?
    A) Saving Account
    B) Current Account
    C) Fixed Deposit Account
    D) Any one of these
    View Answer
    Option A
    : For enrolling under PMSBY, a person must have saving account with a bank.
  10. The coverage period of PMSBY in a year is ____ ?
    A) 1 April to 31 March
    B) 1 January to 31 December
    C) 1 June to 31 May
    D) 1 July to 30 June
    View Answer
    Option C


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