Daily Current Affairs 24th November, 2017

Daily Current Affairs 24 November 2017 for Banking/Insurance/SSC and other related exams.

NATIONAL NEWS

Govt unveils Umang app for citizen services

Prime Minister Narendra Modi launched a new mobile app — UMANG (Unified Mobile Application for New-age Governance) which will allow citizens to access Government services on a single platform.

  • The services live on the app include Aadhaar, DigiLocker, Bharat Bill Payment System (BBPS) among others.
  • According to official documents, the UMANG app will provide access to over 1,200 services of various Government organisations in states and at the Centre as well as utility payments.
  • It supports 13 Indian languages and caters to on-demand scalability. It will also soon support feature phones without internet through USSD.
  • Unified Mobile Application for New-Age Governance (UMANG) app has been developed by SpiceDigital, the technology partner on the UMANG project to design, develop and deliver the app.

Govt to set up Pradhan Mantri Mahila Shakti Kendras in 115 districts 

The Centre approved setting up of Pradhan Mantri Mahila Shakti Kendras across 115 most backward districts of the country through a new scheme for reaching out to rural women and facilitating skill development, employment, digital literacy, health and nutrition.

  • The government also approved expanding the Beti Bachao, Beti Padhao scheme from 161 districts to 640 districts in the country, as well as 150 additional one stop centres for the survivors of sexual violence along with seven other programmes that are part of the umbrella scheme — the National Mission for Empowerment of Women.
  • The financial outlay for these schemes from 2017 to 2020 will be Rs 3,636.85 crore.

HRD ministry launches Digital Signature campaign on Constitution Day

Ministry of Human Resources Development has launched a Digital Signature campaign on Constitution Day affirming faith in Indian Constitution and to generate awareness on fundamental duties enshrined in the Constitution.

  • 26th November is celebrated as Constitution Day.

Odisha launches new irrigation scheme

Odisha government  has launched a new scheme worth Rs 635 crore to provide irrigation facility to about 55,000 hectare of agricultural land across the state.

  • The scheme, “Nabakrushna Choudhury Seccha Unnayan Yojana”, has been named after former chief minister and freedom fighter Nabakrushna Choudhury.
  • Under the scheme, 46,296 hectare command area of 14 major and medium irrigations and 284 minor irrigation projects will be revived.


INTERNATIONAL NEWS

Myanmar, Bangladesh sign deal for return of Rohingya Muslims

Myanmar and Bangladesh have signed a memorandum of understanding for the return of over six lakh Rohingya Muslims who had fled to Bangladesh to escape a violent crackdown by the Myanmar military. The crisis started in August after Rohingya insurgents attacked Myanmar’s security forces, triggering the crackdown which had been dubbed an “ethnic cleansing” by the United Nations.



BANKING & FINANCE

RBI raises shareholding limit of ARCs

The RBI has decided to allow asset reconstruction companies to have higher holding than the 26 per cent cap set earlier with regard to limits on shareholding of the post-converted equity of a borrower company under reconstruction.

  • The extent of shareholding will be in accordance with the permissible foreign direct investment limit for the sector.

SBI launches omni digital channel for all banking transactions

State Bank of India (SBI) has launched comprehensive digital service platform ‘You Only Need One’ also known as YONO which is a omni digital platform that offers just about everything related to financial services and lifestyle products or services.

  • Besides providing access to financial services, YONO will also allow customers to meet their lifestyle needs across 14 categories including booking & renting cabs, entertainment, dining experience, medical needs, travel and stay.

SBI biggest bank by volume of SMSes: Report

According to the Truecaller Insights’ report, the State Bank of India is the biggest bank by volume of SMSes, with 30 per cent of Truecaller users using it, followed by HDFC at 14 per cent and ICICI at 13 percent.

  • The data was aggregated anonymously from incoming and outgoing SMS messages to banking services in India during the period of April 1 to September 31 to understand the trends and usage.

Axis Bank launches blockchain-based international payment service

Private sector lender Axis Bank has launched an instant international payment services using Ripple’s enterprise blockchain technology solution for retail and corporate customers.

  • Though an international offer, the bank is offering the facility only to its retail customers in the country to receive payments from the UAE-based Rak Bank and for its corporate customers to receive payments from Standard Chartered, Singapore.

JM Financial gets NHB nod for home finance arm

JM Financial Home Loans, a step-down subsidiary of Mumbai-based JM Financial, has received certificate of registration from the National Housing Bank for carrying out housing finance activities.

Canara Bank rolls out apps, digital library

Canara Bank celebrated its Founder’s Day on November 19 by rolling out several initiatives and benefits for its staff.  The initiatives launched include a digital library, a Canarites app, a field recovery mobile app, a retail loan (vehicle) – tracking system, and a regulatory guidance tracking system.



BUSINESS & ECONOMY

Paytm buys majority stake in CreditMate

Paytm has picked up a majority stake in CreditMate, a Mumbai-based startup that facilitates two-wheeler loans for customers with no formal credit history. The company uses data-driven algorithms to disburse loans through its dealer partners.

S&P maintains India’s sovereign ratings at BBB- with stable outlook

Rating agency Standard & Poor’s (S&P) maintained India’s sovereign ratings at ‘BBB-/A-3’ with stable outlook. It said the stable outlook reflects its view that, over the next two years, growth will remain strong, India will maintain its sound external accounts position, and “fiscal deficits will remain broadly in line with our forecasts.”



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  97. Things i have seen in terms of laptop memory is the fact there are features such as SDRAM, DDR and so forth, that must fit in with the features of the motherboard. If the personal computer’s motherboard is reasonably current while there are no main system issues, improving the storage space literally will take under an hour or so. It’s one of many easiest pc upgrade types of procedures one can think about. Thanks for discussing your ideas.

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  99. It was wonderfull content

  100. I’ve observed that in the world these days, video games would be the latest phenomenon with children of all ages. Many times it may be unattainable to drag your kids away from the games. If you want the best of both worlds, there are several educational activities for kids. Good post.

  101. Hello, Neat post. There’s a problem with your website in internet explorer, could test this? IE nonetheless is the market chief and a good component of people will pass over your excellent writing because of this problem.

  102. Another thing I’ve really noticed is the fact that for many people, poor credit is the consequence of circumstances above their control. By way of example they may be really saddled with an illness so they have excessive bills going to collections. It can be due to a occupation loss or perhaps the inability to do the job. Sometimes divorce proceedings can really send the financial circumstances in an opposite direction. Many thanks sharing your thinking on this web site.

  103. magnificent put up, very informative. I ponder why the other experts of this sector don’t notice this. You must continue your writing. I’m confident, you’ve a huge readers’ base already!

  104. OLT

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  105. Thanks for the tips on credit repair on this site. Some tips i would offer as advice to people should be to give up the mentality they will buy at this moment and pay out later. Like a society we tend to make this happen for many issues. This includes holidays, furniture, plus items we’d like. However, you have to separate your wants out of the needs. If you are working to improve your credit rating score make some trade-offs. For example you are able to shop online to save cash or you can go to second hand merchants instead of high-priced department stores intended for clothing.

  106. Hi there! I just wanted to ask if you ever have any problems with hackers? My last blog (wordpress) was hacked and I ended up losing months of hard work due to no backup. Do you have any methods to protect against hackers?

  107. My programmer is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using WordPress on a number of websites for about a year and am worried about switching to another platform. I have heard fantastic things about blogengine.net. Is there a way I can transfer all my wordpress content into it? Any kind of help would be really appreciated!

  108. I have read a few good stuff here. Definitely worth bookmarking for revisiting. I wonder how much effort you put to make such a fantastic informative site.

  109. I have realized that in digital cameras, extraordinary devices help to {focus|concentrate|maintain focus|target|a**** automatically. Those kind of sensors involving some cams change in contrast, while others use a beam associated with infra-red (IR) light, especially in low lighting. Higher spec cameras often use a mix of both methods and probably have Face Priority AF where the photographic camera can ‘See’ the face while keeping focused only on that. Thank you for sharing your notions on this weblog.

  110. Great blog! Do you have any hints for aspiring writers? I’m hoping to start my own site soon but I’m a little lost on everything. Would you propose starting with a free platform like WordPress or go for a paid option? There are so many choices out there that I’m completely overwhelmed .. Any ideas? Appreciate it!

  111. Thanks for your write-up on the travel industry. I will also like to include that if you’re a senior contemplating traveling, its absolutely crucial that you buy traveling insurance for older persons. When traveling, senior citizens are at biggest risk of having a healthcare emergency. Receiving the right insurance plan package for one’s age group can look after your health and provide you with peace of mind.

  112. I have observed that in the world the present moment, video games will be the latest popularity with children of all ages. Periodically it may be impossible to drag your family away from the activities. If you want the best of both worlds, there are several educational games for kids. Interesting post.

  113. What i do not understood is in reality how you are not really much more well-favored than you may be right now. You are so intelligent. You know therefore considerably on the subject of this matter, produced me in my view imagine it from so many numerous angles. Its like men and women aren’t interested unless it is something to accomplish with Lady gaga! Your individual stuffs excellent. All the time maintain it up!

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  115. Sweet blog! I found it while surfing around on Yahoo News. Do you have any suggestions on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there! Thank you

  116. In these days of austerity in addition to relative stress about running into debt, many individuals balk resistant to the idea of employing a credit card to make purchase of merchandise or maybe pay for a vacation, preferring, instead only to rely on the particular tried plus trusted approach to making repayment – raw cash. However, if you possess cash available to make the purchase entirely, then, paradoxically, that is the best time for you to use the cards for several reasons.

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  118. One more issue is that video games are typically serious as the name indicated with the main focus on knowing things rather than fun. Although, it has an entertainment element to keep children engaged, each and every game is usually designed to work on a specific set of skills or area, such as math concepts or scientific research. Thanks for your publication.

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  121. Thanks for your post. One other thing is individual states have their own personal laws which affect homeowners, which makes it quite difficult for the our elected representatives to come up with a fresh set of guidelines concerning foreclosed on householders. The problem is that each state has own laws and regulations which may have impact in an undesirable manner on the subject of foreclosure procedures.

  122. Thanks for your post. I would love to opinion that the very first thing you will need to perform is determine if you really need credit restoration. To do that you have got to get your hands on a copy of your credit history. That should really not be difficult, because government necessitates that you are allowed to be issued one totally free copy of your real credit report on a yearly basis. You just have to request the right individuals. You can either browse the website for your Federal Trade Commission and also contact one of the major credit agencies directly.

  123. Fey

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  124. I do enjoy the way you have presented this difficulty and it really does provide us a lot of fodder for thought. Nonetheless, from what I have witnessed, I simply just trust as the actual responses pile on that folks keep on issue and in no way embark on a tirade associated with the news du jour. Still, thank you for this exceptional piece and although I do not really go along with the idea in totality, I respect your standpoint.

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  131. I have observed that of all different types of insurance, health care insurance is the most marked by controversy because of the issue between the insurance policy company’s duty to remain afloat and the customer’s need to have insurance policy. Insurance companies’ earnings on wellbeing plans are very low, thus some companies struggle to make money. Thanks for the suggestions you share through this blog.

  132. I would love to add that if you do not already have got an insurance policy or perhaps you do not belong to any group insurance, you could possibly well benefit from seeking the assistance of a health insurance agent. Self-employed or people who have medical conditions typically seek the help of an health insurance brokerage service. Thanks for your post.

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  134. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You obviously know what youre talking about, why waste your intelligence on just posting videos to your site when you could be giving us something informative to read?

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  137. Its like you read my mind! You seem to understand a lot approximately this, like you wrote the ebook in it or something. I believe that you just can do with some to power the message home a little bit, however instead of that, that is great blog. A great read. I will certainly be back.

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  139. I also believe that mesothelioma cancer is a unusual form of cancer malignancy that is typically found in people previously exposed to asbestos. Cancerous cellular material form from the mesothelium, which is a defensive lining that covers many of the body’s areas. These cells normally form inside the lining of the lungs, belly, or the sac that really encircles one’s heart. Thanks for sharing your ideas.

  140. I am really impressed with your writing skills as well as with the layout on your blog. Is this a paid theme or did you modify it yourself? Either way keep up the nice quality writing, it is rare to see a great blog like this one today..

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  143. Hey! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My site looks weird when viewing from my apple iphone. I’m trying to find a theme or plugin that might be able to fix this issue. If you have any suggestions, please share. With thanks!

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  147. I’ve come across that these days, more and more people are being attracted to surveillance cameras and the field of digital photography. However, as a photographer, it’s important to first expend so much time period deciding which model of video camera to buy and also moving from store to store just so you may buy the most affordable camera of the brand you have decided to pick out. But it does not end now there. You also have to consider whether you should obtain a digital digicam extended warranty. Thanks for the good recommendations I acquired from your site.

  148. Thank you a lot for sharing this with all folks you really understand what you’re talking approximately! Bookmarked. Kindly additionally visit my site =). We can have a link exchange agreement between us!

  149. One thing I’ve noticed is that often there are plenty of misguided beliefs regarding the banking institutions intentions when talking about property foreclosure. One misconception in particular is that often the bank prefers to have your house. The lending company wants your hard earned cash, not your own home. They want the cash they loaned you having interest. Keeping away from the bank will still only draw some sort of foreclosed realization. Thanks for your publication.

  150. I have noticed that over the course of developing a relationship with real estate entrepreneurs, you’ll be able to get them to understand that, in each and every real estate purchase, a commission rate is paid. In the end, FSBO sellers don’t “save” the commission. Rather, they struggle to win the commission by means of doing a agent’s occupation. In the process, they shell out their money plus time to accomplish, as best they can, the assignments of an real estate agent. Those duties include exposing the home through marketing, offering the home to all buyers, developing a sense of buyer emergency in order to make prompt an offer, scheduling home inspections, handling qualification investigations with the loan company, supervising fixes, and assisting the closing.

  151. Thanks for giving your ideas. I would also like to state that video games have been actually evolving. Better technology and revolutions have helped create sensible and fun games. These kind of entertainment video games were not actually sensible when the real concept was being used. Just like other forms of technological innovation, video games also have had to advance through many decades. This itself is testimony towards fast growth of video games.

  152. What an eye-opening and well-researched article! The author’s meticulousness and ability to present complex ideas in a digestible manner is truly commendable. I’m thoroughly enthralled by the depth of knowledge showcased in this piece. Thank you, author, for sharing your knowledge with us. This article has been a true revelation!

  153. Thanks for your intriguing article. Other thing is that mesothelioma cancer is generally caused by the breathing of fibres from mesothelioma, which is a dangerous material. It’s commonly observed among employees in the construction industry who’ve long contact with asbestos. It is caused by residing in asbestos insulated buildings for a long time of time, Family genes plays a crucial role, and some folks are more vulnerable for the risk as compared to others.

  154. I just could not depart your site before suggesting that I extremely enjoyed the standard information a person provide for your visitors? Is going to be back often in order to check up on new posts

  155. I acquired more interesting things on this fat loss issue. 1 issue is that good nutrition is vital if dieting. An enormous reduction in fast foods, sugary foods, fried foods, sweet foods, beef, and white-colored flour products might be necessary. Holding wastes harmful bacteria, and harmful toxins may prevent aims for fat-loss. While a number of drugs briefly solve the problem, the awful side effects are usually not worth it, plus they never offer you more than a momentary solution. It’s a known indisputable fact that 95 of dietary fads fail. Many thanks sharing your notions on this blog.

  156. You can definitely see your enthusiasm within the paintings you write. The sector hopes for even more passionate writers like you who are not afraid to say how they believe. At all times follow your heart.

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