Daily Current Affairs 4th May, 2022

Daily Current Affairs 4 May 2022 for Banking/Insurance/SSC and other related exams.


Narayan Rane inaugurates “Enterprise India” a month long initiative to promote entrepreneurship culture in the country
Union Minister for Micro ,Small and Medium Enterprises Shri Narayan Rane inaugurated the Ministry’s Mega Event: “Enterprise India” under the celebrations of Azadi Ka Amrit Mahotsav. “Enterprise India” is a series of commemorative entrepreneurship development events and activities being organised from 27.04.2022 up to 27.05.2022 to promote entrepreneurship culture and create awareness about the schemes and initiatives of Ministry of MSME across the country. The event is aimed at ‘Jan Bhagidari’ and some of the key activities include conferences with Industry Associations, organizing Entrepreneurship Awareness Programmes through Field offices, demonstration of Nukkad Nataks in Aspirational Districts, special campaigns on Udyam Registration, launch of MSME Sustainable Zed Certification Scheme, conducting ‘MSME Expedition’ in several States, organising MSME Mega Convention and Exhibition.

C-DOT and C-DAC sign MoU for cooperation in diverse areas of Telecom and ICT
Centre for Development of Telematics(C-DOT), the premier R&D centre of the Department of Telecommunications, Ministry of Communications, Government of India and Centre for Development of Advanced Computing(C-DAC), an autonomous Scientific Society of the Ministry of Electronics and Information Technology, Government of India, signed a Memorandum of Understanding (MoU) at the SemiconIndia 2022 event at Bangalore on 30th April, 2022 with the objective of working together in the diverse areas of Telecom and ICT to boost indigenous technological design and development.

  • The signing of MOU will help both the organizations leverage each other’s strength in their respective domains.

PM Modi inaugurates Semicon India conference in Bengaluru
Prime Minister Narendra Modi virtually inaugurated India’s first Semicon conference in Bengaluru saying that the country has shown the real meaning of business and now it depends on the industry leaders to make India a “vibrant semiconductor ecosystem”.

  • Union Ministers, semiconductor industry business leaders, investors, academics and diplomats were among those present on the occasion.
  • The flagship conclave was being held in Bengaluru from 29th April to 1st May 2022 with the theme “Catalyzing India’s Semiconductor Ecosystem.”

Nitish Kumar inaugurates first greenfield ethanol plant in Bihar
In a major boost to industry-starved Bihar, chief minister Nitish Kumar inaugurated a greenfield grain-based ethanol plant built at a cost of Rs 105 crore at Purnea. The project is a part of Bihar’s ambitious foray into ethanol production using sugarcane, maize and rice to meet the country’s fuel needs.

  • The ethanol plant has been built using the latest technology and will not discharge any waste, making it a zero-liquid discharge plant that is completely environment friendly. It was commissioned under the Government of India and the Bihar dispensation’s ethanol promotion policies announced in 2021.

THE Impact Rankings 2022: India fourth best-represented nation, 8 varsities in top 300
The Times Higher Education (THE), publisher of the globally recognised THE World University Rankings, released the 2022 edition of its Impact Rankings. In a record year, 1,524 universities from 110 countries/regions ranked on work towards the UN’s SDGs across 18 tables – an overall ranking and one for each of the 17 SDGs.

  • In South Asia, India breaks through into the world’s top 50, with Amrita Vishwa Vidyapeetham claiming 41st place in the overall table and eighth place for SDG 3 (good health and well-being) and SDG 5 (gender equality). Lovely Professional University makes the top 100 at joint 74th place in the overall table and is sixth for SDG 7 (affordable and clean energy). India is the joint fourth most-represented nation across the rankings, with 64 universities featuring in total (the same number as Turkey).
  • Calcutta University has been ranked first among all the central and state-aided public universities in the country by Times Higher Education (THE) Impact Rankings 2022. The varsity has been ranked 14th globally in the ‘Decent Work and Economic Growth’ sub-category.
  • Australia’s Western Sydney University claims the top spot in the overall ranking, which includes 1,406 institutions, after topping the table for SDG 6 (clean water and sanitation) and coming second in SDG 12 (responsible consumption and production).


HDFC ERGO launches ‘Pay as you Drive’ program to reduce costs of premium
HDFC ERGO General Insurance Company announced the launch of its ‘Pay as you Drive’ program; an insurance solution that offers distance-based insurance to reduce upfront costs of premium.

  • This policy will be best suited for those customers who prefer to drive less or have multiple cars with some of those driven less than the others. This program, under the regulatory sandbox, is applicable for 10,000 policies or ₹50 lacs of premium whichever happens earlier and is being offered exclusively through Maruti Suzuki Insurance Broking Private Limited.


Irdai allows insurance companies to invest up to 30% of assets in BFSI sector
The Insurance Regulatory and Development Authority of India (Irdai) hiked maximum investment limit of insurers in banking, financial services and insurance (BFSI) companies to 30% of their assets from 25%.

  • As per the latest changes to Irdai’s investment Regulations, 2016, the exposure limit for financial and insurance activities will now stand at 30% of investment assets for all insurers. Investment in housing financing companies and infrastructure financing companies will be a part of this.

Feasible GDP growth over the medium term is 6.5-8.5%, says RBI paper
The feasible range for medium-term steady state GDP growth in India works out to 6.5-8.5 per cent, the currency and finance report of the Reserve Bank of India.

  • The report for 2021-22 year has the theme “Revive and Reconstruct” in the context of nurturing a durable recovery post-Covid and raising trend growth in the medium term.
  • “Reducing general government debt to below 66 per cent of GDP over the next five years is important to secure India’s medium-term growth prospects,” the report said.
  • The report prioritised inflation over growth as it said price stability is a necessary precondition for strong and sustainable growth.

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