Hello Aspirants
This is a live quiz page. Discuss any of the topics below in the comment section:
- Quantitative Aptitude
- Reasoning
- English
- Banking Awareness
- Current Awareness
- Computer
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😀
Gud evng guyzz
evng sir
ge 🙂
Any quiz??
yes we will start
Good Evening Everyone 🙂
ge mam 🙂
Gdeve Ambika Ma’am 🙂
ge ashu 🙂
:):)
ge:)
vge yuvi 🙂
hii mam…gud evng…:)
GE mam..:))
Ma’am Ge 🙂
ge mam
hello….guysssss…gud evng 2 all..;)
ge pradeep 🙂
gud evng mod mam…;)))
Gdeve 🙂
hiii bro….gud evng…:)))
🙂
Lets start
bro..mam ko to ready h jaane do unko questions to compile krne do hhheheheheh…;))
Hahaha..okk
Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.
Follow
(a) He followed up the meeting with a report.
(b) The project went wrong when the staff failed to follow through.
(c) The film follows down the original.
(d) He left an hour ago and I’ll be following on soon.
(e) All of the above are correct usage
cc
cccc
dd
ddddd
ist ball or out
44
dd?
dd
C..
(c) The film follows down the original.
Should be:: The film follows on from the original.
follow-on — something that is done to continue or add to something done previously.
ccccccccccccccc
Esteem=> आदर, सम्मान करना
Multilateralism=> बहुपार्श्ववाद
multilateralism – the principle of participation by three or more parties, especially by the governments of different countries.
Aloofness=> दूरी
………..
Disdain=> अवहेलना करना
Impassivity=> भावशून्यता
Flattery=> चापलूसी, चमचागिरी
disdain – the feeling that someone or something is unworthy of one’s consideration or respect.
………….
Insouciance=> निश्चिन्तता
Callousness=> बेरुख़ी, निष्ठुरता
Stifled=> दबाया हुआ
Raucous=> भारी आवाज, उग्र
Peripheral=> अतिरिक्त
……..
Dialogue=> वार्तालाप, संवाद
Extraneous=> बाहरी, ऊपरी
Tangential=> ऊपरी तौर से प्रासंगिक
Trifling=> तुच्छ, छोटी
…………
Inapt=> अकुशल, अनुपयुक्त/अयोग्य
Outreach=> हद से परे जाना
Crafting=> क़ढाई क़रना
crafting – the activity or hobby of making decorative articles by hand.
Inapposite=> अयोग्य
Derelict=> परित्यक्त
Emanate=> निकलना/उत्पन्न होना
Debacle=> सर्वनाश
Mockery=> मज़ाक,उपहास
mockery – teasing and contemptuous language or behaviour directed at a particular person or thing.
Underpinning=>Underpin=> सहारा देना
Dilapidated=> टूटा फूटा, जीर्ण शीर्ण
Ramshackle=> घिसा पिटा, जर्जर
Aboveboard=> ईमानदारी से
…………….
ge all
Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.
Scout
(a) We’d better scout up a replacement for her.
(b) I scouted round for a bargain.
(c) The researcher spent months scouting for the answer.
(d) We scouted around to find the best price.
(e) All of the above are correct usage
ccc???
Scouting out (c)
ccc
cc
cc
C:: The researcher spent months scouting out the answer.
scout out – to search for and discover someone or something.
ccccccc
22
333
ge
hi sster..:)
pradeep
ohh pradeep sir
yessss meee:)
hhheehehhehee no pblm nothing at alll…;)))))
gud evng
Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.
Send
(a) I sent my food back because it was overcooked.
(b) The police were sent in to quell the riot as the protesters had started burning cars and wrecking shops.
(c) The football striker was sent off for arguing with the referee’s decision.
(d) They sent for a fact list to all their existing customers.
(e) All of the above are correct usage
Dddd
ddd
Gud
Sent out
dd
dd
ddddddddd
dd
44
d.
dddddd
(d) They sent for a fact list to all their existing customers.
sent out
Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.
Hang
(a) You can hang out your jacket in the front closet.
(b) What are you doing? – – I’m just hanging out.
(c) Don’t hang up. I’m going to change phones.
(d) Maria and Freya usually hang around the beach after school.
(e) All of the above are correct usage
aa
aa
Aaaa
a-hang up
Yes
aaa
a.
aaaaaaaa
aa
aa
aa hang up ??
ge:)
Ge Uv 🙂
(a) You can hang out your jacket in the front closet.
hang up – to suspend something somewhere.
hang out – to stay in a place for fun
han mai kho gae thi sorry 🙂
:))
Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.
Hold
(a) The police held the demonstrators back while the politicians entered the building.
(b) We should hold back on making dinner until your parents arrive.
(c) The teacher held Frank back a year, so he couldn’t enter fifth grade.
(d) Mr. Johnson held the dog off while we crossed the yard.
(e) All of the above are correct usage
22
ty mam
bb
Bbbb
bb
b.
bb
22
bbbbbbbbb
(b) We should hold back on making dinner until your parents arrive.
CLOZE TEST
THE city of Beijing got worldwide attention last weekend as its (6)_______ [situation] for air pollution soared to unconscionably high levels, even for the usually smog-smothered residents of the Chinese capital. By mid-week readings had (7)______ [dominated] from “beyond index” to merely “hazardous”. But by then Shanghai was grappling with its own bout of abnormal pollution.
6)
A) method
B) highest
C) readings
D) demand
E) No Change Required
cc
cc
ccccccccc
Cccc
ccc
333
c.
cc
Ccc
33
cc
ccc
C) readings
B ans
readings
Mam English me halat khasta h kese improve kru .Ab to daily 2hour newspaper b padh rhi hun
newspaper reading k sath practice b important hai
reading k sath analyse ki grammar, tenses kis tarah se use kiye hai
THE city of Beijing got worldwide attention last weekend as its (6)_______ [situation] for air pollution soared to unconscionably high levels, even for the usually smog-smothered residents of the Chinese capital. By mid-week readings had (7)______ [dominated] from “beyond index” to merely “hazardous”. But by then Shanghai was grappling with its own bout of abnormal pollution.
7)
A) receded
B) increased
C) accelerated
D) bounced up
E) No Change Required
11
222
dd
aaa
b.
Receded
bbb
A) receded
receded- diminished. The statement says that the pollution changed from this to merely this. Merely indicates that it has reduced. So receded is the word.
aaaaaaaaa
bb
RECEDED
go or move back or further away from a previous position:
“the flood waters had receded”
synonyms:
retreat, go back, go down, move back, move away,
decrease
sbse achcha example tv dekhte time
ye use hota jb peeche ki story expalin krte
:))
China’s crisis in air quality is indeed a national one. This month dozens of other cities, from Shandong province in the east to Guizhou in the south-west, recorded pollution (8)________[appear] . Experts (9)______ [disown] this to an exceptionally cold winter that has caused more burning of coal and other fuels than usual, to temperature inversions over some places, and to unfortunate wind patterns in others.
8)
A) discomfort
B) scale
C) width
D) spikes
E) No Change Required
Dddd
44
ddddd
dddd
ddd
ddddddd
ddd
ddd
Dd
d.
D) spikes
44
China’s crisis in air quality is indeed a national one. This month dozens of other cities, from Shandong province in the east to Guizhou in the south-west, recorded pollution (8)________[appear] . Experts (9)______ [disown] this to an exceptionally cold winter that has caused more burning of coal and other fuels than usual, to temperature inversions over some places, and to unfortunate wind patterns in others.
9)
A) virtue
B) aspect
C) attribute
D) trait
E) No Change Required
cccccc
Attribute
cc
ccc
cc
ccc
33
Cc
janta ke sath
C) attribute
333
Even in the absence of such spikes, air quality in much of China routinely fails to meet basic standards laid down by the World Health Organisation (WHO). The smallest and most dangerous particles are called PM2.5 because they measure 2.5 microns or less in diameter, fine enough to enter deep into the lungs and into the bloodstream. The WHO (10)______ [deems] 25 micrograms of such matter per cubic metre of air to be an achievable and acceptable level. In Beijing, readings hit nearly 1,000 micrograms.
10)
A) accounted
B) opinions
C) withholds
D) denies
E) No Change Required
E)deems
ee
ddddddd
aaaa
a,
aaa
aaa
aa
sorry EEE
ddd
eee
ccc
ee
deems – considers
good evening mam:))
GE:)
DEEMS
regard or consider in a specified way:
“the event was deemed a great success”
synonyms:
consider, regard as, judge, adjudge, hold to be
gudddd..:)
:))
Read the paragraphs given in each question and choose a suitable summary from the given options:
It appears that there are basically two types of scientific innovators. The first ones are innovators in totality who conceive the idea that may have never existed before. They derive inspiration from events, incidents and traditions occurring in their surroundings or even from folk stories floating around. The other ones are the incremental innovators who work on existing objects and ideas to bring some newness therein. Development of several modern drugs from Ayurvedic texts and folklores fall in this category.
(a) Innovators in totality conceive new ideas from events and traditions such as the tradition of Ayurvedic medicine in ancient India. Incremental innovators improve existing ideas.
(b) Scientific innovation takes the form of inception and development of new ideas, and study for refining existing ideas. Application of Ayurveda in modern medicine is an example of the latter.
(c) Innovators are either incremental or total innovators. Incremental innovators conceptualize new ideas while total innovators utilize events, incidents and traditions to conceive improvements.
(d) Conception on new ideas and improvements of ideas are some of the several forms of scientific innovation. The former draws on events or incidents while the latter draws on existing objects.
(e) None of the above is correct summary
2222
cc
bbbb
bbb
ye new type sbi me aae thi kya shubhra ??
nhi not this time
But might be last time
they are CAT pattern
Thanks maa’m
okey thanku :))
22
22
dd
Bbb
a.
bbb
(b) provides the summary of the points correctly.
(a) is incorrect as application of Ayurveda to modern medicine is an example of incremental innovation.
(c) is incorrect as the last sentence states that total innovators conceive improvements whereas they conceive ideas from scratch hence there is no scope for improvements in those ideas.
According to (d) there are several forms of innovation whereas the passage states that there are basically two types. Hence this is a distortion of the facts presented in the passage.
ans bb na?
yes
BBB
bbbbbb
ans??
bbb
(b) provides the summary of the points correctly.
(a) is incorrect as application of Ayurveda to modern medicine is an example of incremental innovation.
(c) is incorrect as the last sentence states that total innovators conceive improvements whereas they conceive ideas from scratch hence there is no scope for improvements in those ideas.
According to (d) there are several forms of innovation whereas the passage states that there are basically two types. Hence this is a distortion of the facts presented in the passage.
(b) provides the summary of the points correctly.
(a) is incorrect as application of Ayurveda to modern medicine is an example of incremental innovation.
(c) is incorrect as the last sentence states that total innovators conceive improvements whereas they conceive ideas from scratch hence there is no scope for improvements in those ideas.
According to (d) there are several forms of innovation whereas the passage states that there are basically two types. Hence this is a distortion of the facts presented in the passage.
Read the paragraphs given in each question and choose a suitable summary from the given options:
Obama initially promised to close Guantanamo Bay within a year of entering the White House in 2009. Opposition to its closure involves two central issues which Obama has been unable to resolve. One is finding host countries to take in all the detainees. The other issue concerns whether some of the detainees can be moved to “supermax” facilities within the United States. Seventeen detainees who have received their final transfer approval are scheduled for release in the coming weeks. As many as an additional 30 more could be released by the summer. This would reduce the prison’s population to 60, but still the question remains: Would the remaining prisoners be moved to prisons in the U.S., and would their legal status finally be addressed?
(a) The Obama administration has faced opposition to its decision to close the Guantanamo Bay facility as the legal status of the inmates has not been addressed.
(b) The Obama administration has not delivered on its promise to close Guantanamo Bay. Reasons cited for the same, inter alia, are lack of citizenship details of the inmates and convincing host countries to take them.
(c) President Obama has faced stiff criticism for closing down Guantanamo Bay as the question of legal status of the inmates has not been addressed. Further, the government cannot house the released inmates within the U.S.
(d) Questions pertaining to housing the detainees of Guantanamo Bay have created roadblocks for the Obama administration. Whether the remaining prisoners will be moved to other facilities or to their host countries remains to be seen.
(e) None of the above is correct summary
333
Ddddd
DD
dd
ddd
ddd
ddd
dddd
44
dd/
d ,
ddd
dd
Dd
d.
dd
DD
(a) is incorrect because it does not mention the main idea of the passage, which is the decision to deal with the current inmates from the Guantanamo facility. There are two options to resolve the issue before the government – send the inmates to their host countries or shift them to other U.S. prisons.
(b) does not take into account the option of moving detainees to supermax facilities.
(c) is a distortion of the passage – President Obama has not closed down the facility yet.
44
gd evng all
sorry aaj late ho gya
kitne gye??
5+
is se jyada counting nai aati
uff!
koi naa aab pura quiz karunga
hehehe
😛
bhut:P
1 cloze, 5 word usage, 2 summary
sorry for the late
here till the quiz end
ge bro
Read the paragraphs given in each question and choose a suitable summary from the given options:
While it is essential to follow through on the opportunity the Paris agreement has created to prevent a cataclysmic planetary collapse over the decades ahead, building climate change resilience can start now, Importantly, the agreement paid relatively scant attention to the need for more investment in resilience building to help communities, cities and countries manage the consequences of climate change that is already underway. Our experience of working in a diverse range of cities across Asia through the Asian Cities Climate Change Resilience Network and the 100 Resilience Cities initiative – both pioneered by The Rockefeller Foundation – demonstrates that cities can take innovative, integrated and practical solutions, without always requiring a great deal of money. Indeed, the main investment has often been that of political will and active engagement by local citizens, business and experts.
(a) Climate Change is one of the most important issues of our time and the experience of Foundations can be very useful in combating its immediate effects.
(b) Climate Resilience refers to the ill effects of climate change that are already underway. Innovative and pragmatic solutions are imperative to tackle this problem of climate change.
(c) The recent climate convention in Paris has not taken into consideration combating the negative into consideration combating the negative effects of climate change that have already started manifesting. Strategies to mitigate the same can be implemented through joint participation of various segments of society.
(d) Lack of political will and public participation has resulted in poor implementation of various solutions to combat climate change and build resistance.
(e) None of the above is correct summary
Cccccc
too fast
Yup..
bht fast
u in dp??
Fast & Furious 😀
Hehehe..itna b fast nehi.
cc
cccc
33
cc
ccccc
333
ccc
333
CC
The main idea of the passage is that the prevention of climate change will involve solutions which will be implemented over the decades to come. It will be a long term exercise. However, climate change already has had negative consequences. Resilience measures are required to mitigate the impact of these consequences. Innovative and practical solutions are available that can be implemented through the participation of politicians, citizens, business firms and experts (various segments of society). These points are best summarized in (c).
cc
ccc/
33
cccc
ERROR?
Some of the world (a)/ largest water bodies are (b)/ drying up thus threatening (c)/ the livelihoods of millions (d)/ No error (e)
aa
prevous ans?
CC
The main idea of the passage is that the prevention of climate change will involve solutions which will be implemented over the decades to come. It will be a long term exercise. However, climate change already has had negative consequences. Resilience measures are required to mitigate the impact of these consequences. Innovative and practical solutions are available that can be implemented through the participation of politicians, citizens, business firms and experts (various segments of society). These points are best summarized in (c).
dikh gya
ty
Shubhra Mod Shubhra • a minute ago
CC
The main idea of the passage is that the prevention of climate change will involve solutions which will be implemented over the decades to come. It will be a long term exercise. However, climate change already has had negative consequences. Resilience measures are required to mitigate the impact of these consequences. Innovative and practical solutions are available that can be implemented through the participation of politicians, citizens, business firms and experts (various segments of society). These points are best summarized in (c).
a.
a.
111
is
is kse ??
sry worlds
world’s n??
plural
ok thnks
thnks bolke paraya na kr 😛
tu wsa behave kr rha to kya karu
haha quiz me dyan de
ha de rhi
Hmm
worlds hoga kya
hmm
aa
1111
Aaa
cc
aaa
aa
aaaa
aaa
Worlds
yes
Worlds is used in the place of world.
why mam ??
With — Some of the
Worlds
d?
Worlds is used in the place of world.
worlds
According to economists (a)/ not more than five per cent (b)/ of education loans taken (c) / by students are overdue (d)/ No error (e)
d -is
is
ARE= IS
44
dd
dddd
Ddd
dddd
444
dd
d.
ddd
dd?
is overdue
D
is used in the place of are
“is” kiske liye use hua h mam ?……loans ??
for more than 5 percent ke liye
thnks dear :))
is
ERROR
The two candidates share (a)/ a reputation for (b)/ competency as well as (c)/ for good communication skills (d)/ No error (e)
Ddf
bb
dd
Remove for
remove = FOR
dddd
222
444
d dd
forddd…
dd
dd
d.
444…
D
remove for
ERROR
A representative from the (a)/ Reserve Bank will provide students an (b)/ insight into the (c)/ economic future of our country (d)/ No error (e)
33 into
ne
ne
c.
ccc
NE
ccc
ne?
cc
ccc
NE,
GE
hii ravi 🙂 how r u
tik hu..
tumara prep kaisha chal raha hai??
good bro 🙂
wese abhi kuch khaas nhi
Ne
ne
ne
ne
No error
Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.
Pass
(a) Jennifer passed on the work to someone else.
(b) After battling cancer for several years, he finally passed out at the age of 87.
(c) He tried to pass the fake watch off as a real Rolex.
(d) We need to pass our exams.
(e) All of the above are correct usage
bb
bb
passed away
b.
bbb
bbbb
222 passed away
bbbbb
22222
Bb
bbb
bbb
b.
BB..passed away
mam ap whi ho na jo mrng hindi ki quiz kr rhi thi
hanji whi hun
hindi quiz where?
sis tum hindi ka quiz kab sa start ki hai??
bro majak kar rha hai wo
tum majak nahi na kar rahi ho???
nhi bro
got u :p
:))
22
B
passed away
Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.
Pick
(a) Diane picked out a lovely dress for the dance.
(b) What time are you going to pick me up?
(c) Business is really picking out this quarter.
(d) It’s possible to pick up enough English in two weeks to get by on your trip to Los Angeles.
(e) All of the above are correct usage
4444
3333
ccccccccc
dd
cc
up
dd?
444
ddd
d.
cc
CC ..picking up
wow 7 upvotes but correct ans to phle mne dia..hiihihihihhh…:))
haan wo main aapke liye hi chor rhi hun bro :))
hhehehehehe no noooo take it mam i was just kidding only just for some entertainment…:)))))
i know :))
main bhi majak hi kar rhi hun warna aapka or mera no competition u r expert already
feeling shy…..hehehehhehe mam work in progress mam…;))))
ccc
ccc
33
Ccc
C
out > up
‘picking up’ — ‘to increase’.
Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.
Eat
(a) The heavy rains ate away at the sandstone cliffs.
(b) Ken ate on the cookies.
(c) We usually eat in instead of going out for dinner.
(d) They eat out once a week.
(e) All of the above are correct usage
ate up BB
b.
222
bbb
bbbbbbbb
bb
22
Bbb
222
(b) Ken ate on the cookies.
correct is — Ken ate the cookies up which means that Ken greedily ate all the cookies.
Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.
Come
(a) I just knew the manager would come and solve the problem.
(b) They come up as very rude.
(c) No one can come up with a good advertisement for the toothpaste.
(d) Bob has come up with a welding torch and some scrap iron.
(e) All of the above are correct usage
ee
Aaaaa
Bbbb
BB
bbb
across
bb,,
b.
bbb
2222
bbbbb
22
b..
(b) They come up as very rude.
up > across
come across – ‘appear
‘come up’ means to ‘procure or conceive’
ans?
222
(b) They come up as very rude.
up > across
come across – ‘appear
‘come up’ means to ‘procure or conceive’
b) They come up as very rude.
up > across
come across – ‘appear
‘come up’ means to ‘procure or conceive’
CLOZE TEST
THE week of March 8th, which is International Women’s Day, is the peak time of the year for (6)______ [analyse] progress towards gender equality. One area where women still appear to (7)______ [look] daunting career obstacles is the sciences. Elsevier, an academic publisher, recently conducted a tally of female scientists around the world in 27 subject areas. It counted the researchers who authored peer-reviewed papers published over the past 20 years, in 11 mostly rich countries and in the European Union as a whole. The papers are from Scopus, an index of more than 62m papers.
6)
A) changing
B) rectifying
C) assessing
D) criticizing
E) No change required
333
333
ccc
333
ccc
333
c.
ccc
c.
cc
mam last ka ans??
(b) They come up as very rude.
up > across
come across – ‘appear
‘come up’ means to ‘procure or conceive’
thanx mam.
cccccccccc
assessing
THE week of March 8th, which is International Women’s Day, is the peak time of the year for (6)______ [analyse] progress towards gender equality. One area where women still appear to (7)______ [look] daunting career obstacles is the sciences. Elsevier, an academic publisher, recently conducted a tally of female scientists around the world in 27 subject areas. It counted the researchers who authored peer-reviewed papers published over the past 20 years, in 11 mostly rich countries and in the European Union as a whole. The papers are from Scopus, an index of more than 62m papers.
7)
A) observe
B) face
C) cross
D) image
E) No change required
3333
2*
b.
bbb
bbbb
face
bb
b..
bbb
bb
bbbbbbbbbb
22
B) face
bbb
In the EU, and in eight of the countries considered, the share of women authors grew from about 30% in the late 1990s to about 40% two decades later. Brazil and Portugal are closest to equality, each just a percentage point shy of a 50-50 split. In Japan, by (8)_____ [similar trend] , barely a fifth of researchers are female.
8)
A) competition
B) harmony
C) contrast
D) facsimile
E) No change required
c.
333
ee
44
cccccccc
cccc
hiiiii uhuuuu boy…whtsuppp/…:)
…:))
pradeep ??
yesss broo…me only…:)))
App ka dp change tha isliya…
sbi po ka result ka bade aap sa baat na ho paya hai…
hehhehehe muje b yha ki bimari ne shikaar bna lia bro isly name change wapis aaunga apne old fashion meee hhehehhehe…:))))
interview ka prep kaisha chal raha hai ??
good going bro…continue padai nhi hoti mujhse isly yha aa jata hu thoda quiz krne tki fr thoda aur study kr skuuu hehhehehe…;)))))
bhai math word problem ka liya kuch tips do
u here huh
ccc
cc
C) contrast
ccc
Women are best represented in subjects related to healthcare. In nursing and psychology, for example, they outnumber men in several countries, including America and Britain. By contrast, less than a quarter of researchers who publish papers in the physical sciences are women. Perhaps as a consequence of this, inventors who register patents are still almost all men. In most of the places (9)______ [inspired] by the report, the share of patent applications by women grew since the late 1990s, but ranges from 8% of those filed in Japan to 26% in Portugal. Such large (10)______ [equality] suggest that the world is missing out on countless physical discoveries and innovative products, because it is failing to take full advantage of the scientific brainpower of half of its population.
9)
A) formulated
B) adopted
C) pictures
D) covered
E) No change required
ddd
444
d.
ddddd
dd
dddd
4444
4444
D) covered
Women are best represented in subjects related to healthcare. In nursing and psychology, for example, they outnumber men in several countries, including America and Britain. By contrast, less than a quarter of researchers who publish papers in the physical sciences are women. Perhaps as a consequence of this, inventors who register patents are still almost all men. In most of the places (9)______ [inspired] by the report, the share of patent applications by women grew since the late 1990s, but ranges from 8% of those filed in Japan to 26% in Portugal. Such large (10)______ [equality] suggest that the world is missing out on countless physical discoveries and innovative products, because it is failing to take full advantage of the scientific brainpower of half of its population.
10)
A) coordination
B) fairness
C) imbalances
D) parallelism
E) No change required
ccc
333
cc
cc
cc
cccc
333
333
c.
Ccc
C) imbalances
Okk guyzz gud nyt..net disturb kor raha hai..
good night sir
U 2 maa’m..nyc to meet u.
same here :))
Daily quiz attend korte ho kiya?
try krti hu daily attend krne ka bt sometimes miss ho jata h
Mai toh 2din se start kiya hu..try korunga regular attend korne kiliye
oh new here ???
Yes..iss saal se bank ka exam kiliye prepare kor raha hu?
good ……….all the best :))
Same to u
Same to u
I am from Tripura..nd u?
kanpur
Okk..
U 2..
gudnyt :)))
helo chasmis
hie
aachi laag rhi dp mein
Aachi laag rhi dp mein
Subho Ratri..:))
Tumi bangla jano??
yes… wb
I am from Tripura.
That s all for today
GN 🙂
Enjoy Sunday
ty mam
Gud nyt maa’m
thanku mam
gn
gnyt ma’am 🙂
gn mam
tysm 🙂
thanku mam..gud nyt:)
Good ni8 mam..:)))
ty
GN 🙂
Thanks Ma’am… Gn 🙂
Gnyt shubhra :))
Take care of yourself :))
wanna ask something , can email u na ?
yes yes
gud nyttt mam and swt drmzzzzz…;))))
ty maam ..gn:)
lets start
banking
ok
:))
yes
now u can find the quiz link na ??
ok. Great
Commercial Paper (CP), a money market instrument which was introduced in _________.
1982
1992
1990
1993
1987
ccc
1990
:/
ccc
CC
min 5 lakh
ccc
Answer: C
1990
Ni pta
What does F stands for in FIMMDA?
Foreign
Forum
Fixed
Financial
Finance
aa
fixed
cc
fixed income money market derivative association of india
ccc.
??
CC.
FIMMDA stands for the Fixed Income Money Market and Derivatives Association of India. It is an Association of Commercial Banks, Financial Institutions and Primary Dealers. FIMMDA is a voluntary market body for the bond, Money and Derivatives Market.
Answer: C
The minimum denomination for which Commercial Paper can be issued is Rs _________.
25,000
50,000
1,00000
2,00000
5,00000
ee
dd
dd
AA
44
aa
CP can be issued in denominations of Rs.5 lakh or multiples thereof.
Answer: E
5 lac
f5 dearu
The maximum maturity period of Commercial Paper (CP) is _________.
1 year
2 years
5 years
8 years
No such limit
aa
Aa
Aa
Answer: A
aa
aa
aa.
aaa
15 16 19 18 ? 20 27 22
23
23
23
23
What is the minimum maturity period of Commercial Paper ?
1 day
2 days
7 days
14 days
15 days
dd
Ccc
CC
7.
ccc
cc
cccc
cc
Answer: C
7days
The headquarter of FIMMDA is in _________.
Mumbai
New Delhi
Washington DC
Geneva, Switzerland
Basel, Switzerland
aa
AA
Answer: A
a.
aaa
aa
Mumbai
Corporate’s with minimum net worth of _________ only allowed to issue Commercial Paper.
2 Cr
4 Cr
5 Cr
50 Cr
100 Cr
ccc
Cc
44
b.
CC
The net worth for a corporate to be able to issue it is 4 crore.
Answer: B
The minimum credit rating required by corporates and other issuer to issue Commercial Paper is _________.
A-1
A-2
A-3
A-4
A-5
:/
Ni pta
bbbbb
BB
The minimum credit rating shall be A-2 as per Securities and Exchange Board of India (SEBI).
Answer: B
mam check karo is ka answer —A2 hoga
corrected
haan A-2 hoga
29, 31, 37, 49, 69, ?
99
99
difference of difference
Double difference le lo
CP min—7 days
cp max-1 year
Which of the following institutions cannot issue Commercial Paper (CP)?
Primary Dealers
Corporates
Scheduled Commercial Banks
All India Financial Institutions
All the above can issue the CP
ee
e.
Ee
ans?
Corporates, primary dealers and the All-India Financial Institutions are eligible to issue CP.
Answer: C
Hahaha
The minimum credit rating required by corporates and other issuer to issue Commercial Paper is _________.
A-1
A-2
A-3
A-4
A-5
The minimum credit rating shall be A-2 as per Securities and Exchange Board of India (SEBI).
Answer: B
🙂
haan 🙂
yes B
nai 😀
For issuance of CP , only Scheduled Banks allowed to act as _________.
Dealer
Principal approver
Borrower
IPA
None of these
IPA
44
Only a scheduled bank can act as an Issuing and Paying Agent (IPA) for issuance of CP.
Answer: D
A milkman mixes 40 litres of water with 60 litres of milk. After selling one-fourth of this mixture, he adds water to replenish the quantity that he had sold. What is the current proportion of water to milk?
IN 100L OF WATER
WATER:MILK=40:60=2:3
After selling one-fourth of this mixturE=1/4*100=25L
REMAINING MIXTURE=75L
NOW WATER :MILK=30L:45L
he adds water to replenish the quantity he sold..SO WATER ADDED=25L
TOTAL WATER= (30+25)L =55L
NOW ,,WATER:MILK= 55:45=11:9
The minimum deposit under Certificate of Deposit (CD) is Rs _________.
25,000
50,000
1,00000
2,00000
5,00000
c.
ccc
CC
CDs are issued in denominations of Rs. 1 Lac and in the multiples of Rs. 1 Lac thereafter.
Answer: C
1lac
What is the maximum amount for which CDs can be issued?
15 lakh
25 lakh
10 lakh
1 Cr
No such limit
eee
no limit
e.
Answer: E
The minimum maturity period of a CD issued by a bank is _________.
1 day
2 days
7 days
14 Days
15 days
7 day
Answer: C
CC.
repeated
no
7.
What is the maximum maturity period of a CD issued by a bank?
30 days
90 days
1 year
3 year
5 year
ccc
CC
1 yr
c.
The maturity period of CDs issued by banks should not be less than 7 days and not more than one year, from the date of issue.
Answer: C
cp /cd same time period
yes
@c@bihari_girl:disqus thanks …:))
good night
gn :))
Gn
The minimum maturity period of a CD issued by the Financial Institution is_________.
7 days
14 days
15 days
60 days
1 year
14?
aa
Answer: E
Kb hoga khatam??
1 yr
The maximum maturity period of a CD issued by the Financial Institution is_________.
6 months
1 year
2 years
3 years
5 years
444
3yrs
The FIs can issue CDs for a period not less than 1 year and not exceeding 3 years from the date of issue.
Answer: D
c..
d.
Which of the following cannot issue the Certificate of Deposit (CD)?
Scheduled commercial banks
All-India Financial Institutions
Regional Rural Banks
Local Area Banks
Both c and d
e.
44
both c and d
wo cp ni kr skte
CDs can be issued by (i) scheduled commercial banks {excluding Regional Rural Banks and Local Area Banks} and (ii) select All-India Financial Institutions (FIs) that have been permitted by RBI to raise short-term resources within the umbrella limit fixed by RBI.
Answer: E
C and D
What does B stands for in ABCP?
Banking
Bank
Borrowing
Backed
Borrow
asset backed CP
d..
Asset-backed commercial paper (ABCP) is a form of commercial paper that is collateralized by other financial assets. Institutional investors usually purchase such instruments in order to diversify their assets and generate short-term gains.
Answer: D
444
asset backed commercial paper
Find the false statement.
Non-Resident Indians (NRIs) may also subscribe to CDs
A CD issued to NRI can be endorsed to another NRI in the secondary market.
The FIs can issue CDs for a period not less than 1 year>
There is no lock-in period for the CDs
All are correct
ee
Answer: B
Identify the true statement.
Banks / FIs cannot grant loans against CDs.
CDs may be issued at a discount on face value.
Banks / FIs are also allowed to issue CDs on floating rate basis.
Only a and b
All are correct
d…
44
Ab eng?
Answer: E
over money market instruments
tomorrow cheques and its types
ty mam 🙂
wc mam :))
THANKEWWW 🙂
ty superb 🙂
ty ty ty…….
hahahh
ty maam 🙂
thank you 🙂
thanku..chasmish..
over
doubt hai isme …error bolo
A few year after beginning operations for a 4000 megawatt / power plant in Gujarat, Tata Power is now willing / to sell majority stake in it for a token rupee as / running it in prevailing circumstances appears unviable.
gujju
doubt clear kro..fir
ok
AAA
few years hoga
yes..bt majority stakes kyu nai
stake to singular sense me hi use hota
stake means hissa ya part to plural ki no need
ok thnkss
1 of hoga??
years
mera always glt hi hota
ye to mera v ho gya 🙁
:p
Commercial Paper
1. What is Commercial Paper (CP)?
Commercial Paper (CP) is an unsecured money market instrument issued in the form of a promissory note.
2. When it was introduced?
It was introduced in India in 1990.
3. Why it was introduced?
It was introduced in India in 1990 with a view to enabling highly rated corporate borrowers to diversify their sources of short-term borrowings and to provide an additional instrument to investors. Subsequently, primary dealers and all-India financial institutions were also permitted to issue CP to enable them to meet their short-term funding requirements for their operations.
4. Who can issue CP?
Corporates, primary dealers (PDs) and the All-India Financial Institutions (FIs) are eligible to issue CP.
5. Whether all the corporates would automatically be eligible to issue CP?
No. A corporate would be eligible to issue CP provided –
a. the tangible net worth of the company, as per the latest audited balance sheet, is not less than Rs. 4 crore
b. company has been sanctioned working capital limit by bank/s or all-India financial institution/s; and
c. the borrowal account of the company is classified as a Standard Asset by the financing bank/s/ institution/s.
6. Is there any rating requirement for issuance of CP? And if so, what is the rating requirement?
Yes. All eligible participants shall obtain the credit rating for issuance of Commercial Paper either from Credit Rating Information Services of India Ltd. (CRISIL) or the Investment Information and Credit Rating Agency of India Ltd. (ICRA) or the Credit Analysis and Research Ltd. (CARE) or the FITCH Ratings India Pvt. Ltd. or such other credit rating agency (CRA) as may be specified by the Reserve Bank of India from time to time, for the purpose.
The minimum credit rating shall be A-2 [As per rating symbol and definition prescribed by Securities and Exchange Board of India (SEBI)].
The issuers shall ensure at the time of issuance of CP that the rating so obtained is current and has not fallen due for review.
7. What is the minimum and maximum period of maturity prescribed for CP?
CP can be issued for maturities between a minimum of 7 days and a maximum of up to one year from the date of issue. However, the maturity date of the CP should not go beyond the date up to which the credit rating of the issuer is valid.
8. What is the limit up to which a CP can be issued?
The aggregate amount of CP from an issuer shall be within the limit as approved by its Board of Directors or the quantum indicated by the Credit Rating Agency for the specified rating, whichever is lower.
As regards FIs, they can issue CP within the overall umbrella limit prescribed in the Master Circular on Resource Raising Norms for FIs, issued by DBOD and updated from time-to-time.
9. In what denominations a CP that can be issued?
CP can be issued in denominations of Rs.5 lakh or multiples thereof.
10. How long can the CP issue remain open?
The total amount of CP proposed to be issued should be raised within a period of two weeks from the date on which the issuer opens the issue for subscription.
11. Whether CP can be issued on different dates by the same issuer?
Yes. CP may be issued on a single date or in parts on different dates provided that in the latter case, each CP shall have the same maturity date. Further, every issue of CP, including renewal, shall be treated as a fresh issue.
12. Who can act as Issuing and Paying Agent (IPA)?
Only a scheduled bank can act as an IPA for issuance of CP.
13. Who can invest in CP?
Individuals, banking companies, other corporate bodies (registered or incorporated in India) and unincorporated bodies, Non-Resident Indians (NRIs) and Foreign Institutional Investors (FIIs) etc. can invest in CPs. However, investment by FIIs would be within the limits set for them by Securities and Exchange Board of India (SEBI) from time-to-time.
14. Whether CP can be held in dematerilaised form?
Yes. CP can be issued either in the form of a promissory note (Schedule I given in the Master Circular-Guidelines for Issue of Commercial Paper dated July 1, 2011 and updated from time –to-time) or in a dematerialised form through any of the depositories approved by and registered with SEBI. Banks, FIs and PDs can hold CP only in dematerialised form.
15. Whether CP is always issued at a discount?
Yes. CP will be issued at a discount to face value as may be determined by the issuer.
16. Whether CP can be underwritten?
No issuer shall have the issue of Commercial Paper underwritten or co-accepted.
17. Whether CPs are traded in the secondary market?
Yes. CPs are actively traded in the OTC market. Such transactions, however, are to be reported on the FIMMDA reporting platform within 15 minutes of the trade for dissemination of trade information to market participation thereby ensuring market transparency.
18. What is the mode of redemption?
Initially the investor in CP is required to pay only the discounted value of the CP by means of a crossed account payee cheque to the account of the issuer through IPA. On maturity of CP,
(a) when the CP is held in physical form, the holder of the CP shall present the instrument for payment to the issuer through the IPA.
(b) when the CP is held in demat form, the holder of the CP will have to get it redeemed through the depository and receive payment from the IPA.
19. Whether Stand by facility is required to be provided by the bankers/FIs for CP issue?
CP being a `stand alone’ product, it would not be obligatory in any manner on the part of banks and FIs to provide stand-by facility to the issuers of CP.
However, Banks and FIs have the flexibility to provide for a CP issue, credit enhancement by way of stand-by assistance/credit backstop facility, etc., based on their commercial judgement and as per terms prescribed by them. This will be subjected to prudential norms as applicable and subject to specific approval of the Board.
20. Whether non-bank entities/corporates can provide guarantee for credit enhancement of the CP issue?
Yes. Non-bank entities including corporates can provide unconditional and irrevocable guarantee for credit enhancement for CP issue provided :
a. the issuer fulfils the eligibility criteria prescribed for issuance of CP;
b. the guarantor has a credit rating at least one notch higher than the issuer by an approved credit rating agency and
c. the offer document for CP properly discloses: the networth of the guarantor company, the names of the companies to which the guarantor has issued similar guarantees, the extent of the guarantees offered by the guarantor company, and the conditions under which the guarantee will be invoked.
21. Role and responsibilities of the Issuer/Issuing and Paying Agent and Credit Rating Agency.
Issuer:
a. Every issuer must appoint an IPA for issuance of CP.
b. The issuer should disclose to the potential investors its financial position as per the standard market practice.
c. After the exchange of deal confirmation between the investor and the issuer, issuing company shall issue physical certificates to the investor or arrange for crediting the CP to the investor’s account with a depository.
Investors shall be given a copy of IPA certificate to the effect that the issuer has a valid agreement with the IPA and documents are in order (Schedule II given in the Master Circular-Guidelines for Issue of Commercial Paper dated July 1, 2011 and updated from time –to-time).
Issuing and Paying Agent
a. IPA would ensure that issuer has the minimum credit rating as stipulated by the RBI and amount mobilised through issuance of CP is within the quantum indicated by CRA for the specified rating or as approved by its Board of Directors, whichever is lower.
b. IPA has to verify all the documents submitted by the issuer viz., copy of board resolution, signatures of authorised executants (when CP in physical form) and issue a certificate that documents are in order. It should also certify that it has a valid agreement with the issuer (Schedule II given in the Master Circular-Guidelines for Issue of Commercial Paper dated July 1, 2011 and updated from time –to-time).
c. Certified copies of original documents verified by the IPA should be held in the custody of IPA.
Credit Rating Agency
a. Code of Conduct prescribed by the SEBI for CRAs for undertaking rating of capital market instruments shall be applicable to them (CRAs) for rating CP.
b. Further, the credit rating agencies have the discretion to determine the validity period of the rating depending upon its perception about the strength of the issuer. Accordingly, CRA shall at the time of rating, clearly indicate the date when the rating is due for review.
c. While the CRAs can decide the validity period of credit rating, CRAs would have to closely monitor the rating assigned to issuers vis-a-vis their track record at regular intervals and would be required to make its revision in the ratings public through its publications and website
22. Is there any other formalities and reporting requirement with regard to CP issue?
Fixed Income Money Market and Derivatives Association of India (FIMMDA), may prescribe, in consultation with the RBI, any standardised procedure and documentation for operational flexibility and smooth functioning of CP market. Issuers / IPAs may refer to the detailed guidelines issued by FIMMDA on July 5, 2001 in this regard, and updated from time-to-time.
Every CP issue should be reported to the Chief General Manager, Reserve Bank of India, Financial Markets Department, Central Office, Fort, Mumbai through the Issuing and Paying Agent (IPA) within three days from the date of completion of the issue, incorporating details as per Schedule III given in the Master Circular-Guidelines for Issue of Commercial Paper dated July 1, 2011 and updated from time-to-time.
copy and paste in notepad
bad me pdh lena
gn happy reading
gn mam
gn
mam nahi hu,, drlng
OK dearu :*
??? :))))
gudnyt :))))
swt drmzzzz…;))))
gnzzzzzzzzzzzzzzz
gn :))
eng quiz at 10 pm
ok aka !! 🙂
ohhh then ok
Yes bro waiting 🙂
ok
chasssu baby come come
hii mam..;)
hiiii i cant read ur name ji
meee an old member mam…:)
oh sry i m not getting
pradeep ..:)
Toh chaliye shuru kartey hain 😛
ok
Vinoba Bhave was one of those Gandhians who did what he believed.
A) did what he believes
B) does what they believe
C) did what they believed
D) no improvement
ccc
aaaaa
d.
DID WHAT THEY BELIEVED (option ‘C’).
If ONE OF + NOUN is followed by a relative pronoun (WHO/WHICH/THAT), the verb and the pronouns after the relative pronoun is plural. So it will be THEY.
Cccc
cc
She ——– yet.
A) has not come
B) did not come
C) had not come
D) has come
Aa
aaaaaaa
a.
aa
aaaa
aa
HAS NOT COME (option ‘A’). Time adverbs (here YET) that connect the past to the present are used with the present perfect; not simple past. Some of these expressions are: JUST, LATELY, ALREADY, SINCE, SO FAR, STILL, UP TO NOW.
YET means ‘up to the time of speaking’; means the present time included.
I refreshed myself with a cup of tea.
A) was refreshed
B) was refreshing
C) refresh
D) no improvement
Ddd
ddddddd
ne
Ddd
Hello Ma’am Gdeve 🙂
hello hello 🙂
44
ne
No improvement.
REFRESH YOURSELF = to make oneself feel less tired.
The data shows that/the unemployment rate has/raised to 6.1 per cent/the highest in 5 years./NE
33
33?
bb
cc
c.
Replace RAISE by RISEN in part ‘C’.
RAISE is a transitive verb and therefore must follow an object. But RISE is an intransitive verb and therefore does not require an object. Hence third form of the verb RISE will be used here.
Ccc the redundant
risen /rose 33333
There is no enmity between ——– and ——–.
A) he, I
B) him, me
C) he, me
D) him, I
dddddd
Bbbb
bb
b.
22
HIM, ME (option ‘B’).
BETWEEN is a preposition; and after a preposition objective form of a pronoun is used.
Since I am not new to Mumbai you must not have come to the railway station to receive me.
A) should not have
B) need not have
C) ought not have to
D) no improvement
bb?
Bbb
44
aa
b..
b.
NEED NOT HAVE (option ‘B’).
To express an unnecessary action which was nevertheless performed we use the structure NEEDN’T + HAVE+ VERB-3; e.g.
**I needn’t have written to him because he phoned me shorty afterwards.
**You needn’t have brought your umbrella for we are going by car.
bbbb
aa
It is better/to keep one’s head in the face of danger than/losing one’s courage./NE
BB.
Bbbb
bb
Skip 😀
:/
b…
Replace LOSING by ‘TO LOSE’ in part ‘C’.
In comparison the words or phrases must be of the same kind. At first it’s ‘TO KEEP’ (infinitive), so it should be infinitive after THAN also. In the sentence it’s gerund (verb+ing). We cannot use gerund with IT IS BETTER as the construction IT+BE+ADJECTIVE takes infinitive
aaya tha mind me je 😛
😛
got it
Many people reported ——– a noise in the night.
A) to hear
B) having heard
C) to have heard
D) been hearing
bbb
aa
Ccc
c.
c..
cc
ccc
TO HAVE HEARD (option ‘C’).
If the action of the infinitive happens before the time of the main verb (here REPORTED), we use perfect infinitive (TO + HAVE + IIIrd VERB); not the simple infinitive (TO + Ist VERB)
ok 🙂
22
I will phone you after I shall arrive.
A) after I shall have arrived
B) after I arrive
C) after I arrived
D) no improvement
22
Bbbb
bbb
bbbbb pakka 😀
2222
bbbbb
AFTER I ARRIVE (option ‘B’).
We do not use a future form in a time clause. The clause after I …. is referring to time, so it’s a time clause. Conjunctions such as AFTER, BEFORE, WHEN, UNTIL, etc are used to start a time clause, so none of them can take a future tense. If in the main clause it’s WILL, we use simple present tense in such clauses.
b..
GUSTO sir namastey 😀
namaskar S mam __/__
hehe 😀
The short story//should not exceed//more than two hundred words.//NE
33? remove more
Ne
Ne
ne
ne
c….
C.
Remove MORE THAN from part ‘C’.
The verb EXCEED should not follow words/phrases like MORE THAN.
Really ??
Oh Aisa h o_o
Bro than ko b remove karenge ????
koi exmp do
He is the best singer ——– was awarded by the Prime minister.
A) which
B) who
C) whose
D) that
bbb
Bbb
22
bbbbb
b..
bb
bbbb
THAT (option ‘D’).
Superlative degree always takes THAT; not WHO.
Achha
Now I must beg leave from you.
A) beg your leave
B) beg of your leave
C) beg off your leave
D) no improvement
Ne
bb
??
44
ne
dd.
d.
Hii
m good :))
You?
Hmm going
Urs
:)))
waitn ibps
ur next exam ?
aa??
NO IMPROVEMENT.
Here we are confused with I BEG YOUR PARDON; it’s an idiom, which is used to tell somebody that you are sorry for something you have said or done; e.g.
**I beg your pardon, I thought that was my coat.
NOTE: I MUST BEG LEAVE OF YOU is equally correct.
He told his friends that/each of them/should be able to carry out the orders oneself./NE
c,
c..
222222
Ccc
ccc
c.
Replace ONESELF by HIMSELF in part ‘C’.
EACH + OF + PLURAL PRONOUN takes singular verb and pronouns or possessive adjectives singular. The pronoun or the possessive adjective is masculine if the gender is not clear, so it will be HIMSELF
Cc?
cc
I live ——– Panipat ——– Haryana. I ——– (live) here for 20 years.
A) in, in, lives
B) in, at, lived
C) at, in, have lived
D) at, at, living
c,,
cc
Ccccc
c..
c…..
cccccc
cc33
AT, IN, HAVE LIVED (option ‘C’).
We use IN when we are talking about a place as an area; we use AT when we see a place as a point. When two places are mentioned and one of them is a part of the other, for the smaller places we use AT (not IN) and for the bigger we use IN as the smaller places then becomes the PLACE AS A POINT. But when only one place is mentioned we use IN (not AT) as that place is considered to be an area then
333
cc,
My mother is worried about my father’s health and also I.
A) I also
B) so am I
C) also I am
D) no improvement
bbb
22
22
Bbbb
b.
b,,
bbbbbb
SO AM I (option ‘B’). This is case of affirmative addition to affirmative remark. Here ‘My mother is worried about my father’s health’ is an affirmative remark where we have to add a proper addition. Affirmative additions to affirmative remarks can be made in two ways:
SUBJECT + HELPING VERB + TOO/ALSO
SO + HELPING VERB + SUBJECT
in B
yes edit kr diye 😛
😀
When I asked the driver/to come with me to the temple/he had been reluctant./NE
c,
Ccc was/ became