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The headquarters of UNIDO is ______
A. Vienna, Austria
B. Beijing, China
C. Manila, Philippines
D. Shanghai, China
E. Russia, Moscow
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United Nation Industrial Development Organization – Vienna Austria
AA
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The headquarters of AIIB is ______
A. Vienna, Austria
B. Beijing, China
C. Manila, Philippines
D. Shanghai, China
E. Russia, Moscow
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Beijing, China
Asian Infrastructure Investment Bank
Jin Liquin
B. Beijing, China
Explanation:
The headquarters of Asian Infrastructure Investment Bank is Beijing, China
quiz over sir?
no…wait a min
OK
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What does S stands for in SFMS in relation to NEFT payment method?
A) Statutory
B) Systematic
C) Structured
D) Savings
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Structured Financial Messaging System
Structured Financial Messaging System
Option C
Explanation: SFMS – Structured Financial Messaging System Structured Financial Messaging System. It is an Indian standard similar to SWIFT (Society for World-wide Interbank Financial Telecommunications) which is the international messaging system used for financial messaging globally. SFMS can be used for secure communication within the bank and between banks.
NEFT SFMS message” means an electronic Structured Financial Messaging Solution (SFMS) message containing a batch of NEFT payment instructions for funds transfer, processed and consolidated in the manner specified for transmission of payment instructions from NEFT Service Centre to the NEFT Clearing Centre.
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What is the maximum limit per transaction in NEFT?
A) Rs 1, 00,000
B) Rs 50,000
C) Rs 1, 50,000
D) No Such Limit
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DD
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in single transaction it is 50000
yes….tumne hi toh di thi yeh pdf:))
hmm 🙂
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Which of the following statement is true about NEFT?
(i) NEFT cannot be used to transfer funds from or to NRE and NRO accounts in the country.
(ii) Individuals who do not have a bank account can also deposit cash at the NEFT-enabled branches with instructions to transfer funds using NEFT.
(iii) NEFT operates in half-hourly batches
A) (iii) Only
B) (ii) Only
C) Both (ii) and (iii)
D) None is true
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How many digits are present in IFSC code?
A) 8
B) 9
C) 10
D) 11
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DD
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Option D
Explanation: IFSC – Indian Financial System Code
This is an 11 digit code with the first 4 alpha characters representing the bank, and the last 6 characters representing the branch. The 5th character is 0 (zero).
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What is the interest rate that bank has to pay to the customer as compensation if the credit is delayed to beneficiary account or if there is any delay is returning the transaction to the originator in case of NEFT?
A) Repo Rate +0.5%
B) Repo Rate + 1%
C) Repo Rate + 1.5%
D) Repo Rate +2%
View Answer
Option D
sry kuch jyada hi copy ho gya
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What is the minimum amount of money that can be transferred through RTGS?
A) Rs 2 lakh
B) Rs 2.5 lakh
C) Rs 3 lakh
D) Rs 5 lakh
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Option A
Explanation: The minimum amount to be remitted through RTGS is Rs 2 lakh. There is no upper ceiling for RTGS transactions.
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NEFT works on the principle of _____ .
A) Priority Net Settlement
B) Deferred Net Settlement
C) Gross Batch Settlement
D) Domain Net Settlement
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Option B
Explanation: NEFT is an electronic fund transfer system that operates on a Deferred Net Settlement (DNS) basis which settles transactions in batches
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In 1969, those banks were nationalized whose reserves were more than ____ . A) Rs 10 crore B) Rs 50 crore C) Rs 100 crore D) Rs 500 crore
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term loan is said to be non performing when interest and/ or instalment of principal remain overdue for a period of more than _______ . A) 30 days B) 90 days C) 45 days D) 180 days
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Option B
Explanation: Banks should, classify an account as NPA only if the interest due and charged during any quarter is not serviced fully within 90 days from the end of the quarter.
A __________ is one where loss has been identified by the bank or internal or external auditors or the RBI inspection but the amount has not been written off wholly.
A) Standard Asset B) Loss Asset C) By-stand Asset D) Loan Asset
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Option B
Explanation: A loss asset is one where loss has been identified by the bank or internal or external auditors or the RBI inspection but the amount has not been written off wholly. In other words, such an asset is considered uncollectible and of such little value that its continuance as a bankable asset is not warranted although there may be some salvage or recovery value.
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How many sub-categories are there in Special Mention Accounts (SMA)?
A) 2 B) 3 C) 4 D) 5
3 sub cat
types?
0 1 2
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Option B
Explanation: SMA-0 => Principal or interest payment not overdue for more than 30 days. SMA-1 => Principal or interest payment overdue between 31-60 days SMA-2 => Principal or interest payment overdue between 61-180 days
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A banking outlet which does not provide delivery of service for a minimum of 4 hours per day and for at least 5 days a week will be considered a __________ .
A) Non-Operative Banking Outlet B) Part-time Banking Outlet C) Unofficial Banking Outlet D) Off-Line Banking Outlet
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Option B
Explanation: A banking outlet which does not provide delivery of service for a minimum of 4 hours per day and for at least 5 days a week will be considered a ‘Part-time Banking Outlet’.
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What is the time period given by RBI to banks (other than SFB) for opening 25% banking outlets in ‘Unbanked Rural Centre’ (URC)?
A) 1 year B) 2 years C) 18 months D) 3 years
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What does L stands for in SLBC with respect to committees of Bank?
A) Life B) Listed C) Level D) Line
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State Level Bank Committee
Option C
Explanation: State Level Banker Committees
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Which of the following is not a type of Bank Account Offered by Indian Post Payments Bank?
A) Safal B) Safar C) Sugam D) Saral
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.Who was the court poet of Smudragupta ?
Asvaghosha
Nagarjuna
Aryabhatta
Harisena
harisena
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Samudragupta has been given the title of ‘Indian Napolean’ by the historian—
Romila Thapar
V.A. Smith
R.C. Mazumdar
R. S. Sharma
V.A. Smith
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