English: Cloze Test for Upcoming Exams – Set 115

Directions: In the passage given below there are 10 blanks. Every blank has A PAIR of four alternative words given in options (A),(B),(C), and (D). You have to tell which pair is APPROPRIATE according to the context. If all are appropriate then mark your answer as “E”.

The banking woes of Italy, the euro area’s third-biggest member, pale next to those that, four years ago, ____1____ Cyprus, its second-smallest. Now there is cause for ____2____ optimism. This month Bank of Cyprus, the biggest local lender, finished repaying €11.4bn ($12.2bn) of emergency liquidity assistance from the country’s central bank. It followed that by returning to the bond markets, raising €250m in a sale of unsecured notes, albeit with a ____3____9.25% coupon.

Even better, on January 19th Bank of Cyprus listed on the London Stock Exchange. This, says John Hourican, the chief executive, fulfils a promise to investors in 2014, when the bank raised €1bn of equity, to list on “a liquid, index-driven European exchange”. It is quitting the Athens____4____ , now that it “no longer has any business of significance in Greece.” (Its listing in Nicosia remains.) It has also rid itself of operations in Romania, Russia, Serbia and Ukraine. Although its return on equity is still____5____ , just 2.7% in the third quarter, its ratio of equity to risk-weighted assets, a key gauge of strength, is respectable enough, at 14.6%.

All this marks a big improvement since 2013, when Cyprus seemed in grave danger of tumbling out of the euro area. Banks closed their doors and capital controls were ____6____ for the first time in the zone’s existence. The price of a rescue by the IMF and the rest of the currency club was____7____. Owners of bonds and uninsured deposits in Bank of Cyprus and its closest rival, Laiki, were “bailed in” (the losers included many Russians). Laiki was wound up and merged with Bank of Cyprus.

The last of the capital controls were lifted in 2015. The economy returned to growth the same year. It managed 2.9% in 2016; Moody’s, a rating agency, expects 2.7% in 2017. But it is still smaller than before the bust. Sustained growth will be needed to ____8____ down Cypriot banks’ worryingly large heap of non-performing loans—which as a share of the total is second only to that of Greek lenders, according to the European Banking Authority. Progress in recent talks on reunifying the Greek-Cypriot south of the island and the Turkish-Cypriot north, which is recognised only by Turkey, would surely be a boon.

The bad-loan ____9____ has, however, been shrinking for almost two years. A new foreclosure law, says Mr Hourican, has helped to hasten restructuring, by creating a “credible foreclosure threat”. In the first nine months of 2016 Bank of Cyprus took €900m-worth of property onto its books, at a “sensible” discount, in ____10____ for defaulted debt; around €170m-worth has been sold. With a bad-loan ratio still over 40%, it has a long way to go. But 2017, at any rate, has begun well.

  1. devastated, distressed
    advantaged, aggreived
    plagued, vexed
    worried, ached
    All are correct
    Option C


  2. naive, incautious
    cautious, prudent
    sassy, desirous
    brave, rash
    All are correct
    Option B


  3. stiff, firm
    floppy, vacillant
    pliable, affordable
    supple, agile
    All are correct
    Option A


  4. trade, keep
    bourse, exchange
    barter, contain
    hold, keep
    All are correct
    Option B


  5. chubby, generous,
    opulent, squalor
    meagre, scanty
    bumper, penury
    All are correct
    Option C


  6. imposed, levied
    lifted, rescinded
    rescued, enacted
    revoked, rescued
    All are correct
    Option A


  7. gentle, frugal
    permeate, moderte
    high, reasonable
    steep, sheer
    All are correct
    Option D


  8. put, pulverize
    crunch, blunt
    crush, break
    grind, churn
    All are correct
    Option D


  9. nieve, ditch
    pile, heap
    bit, crumb
    collection, speck
    All are correct
    Option B


  10. evades, negotiate
    compromises, concedes
    confronts, breaks
    swaps, barters
    All are correct
    Option D



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35 Thoughts to “English: Cloze Test for Upcoming Exams – Set 115”

  1. Always smile:)

    synonmys h fit karne h inme h na mam?

    1. jaga

      passage ki hisab se kaun sa sahi hai wohi fill karna hai

      1. Always smile:)

        okk bro..mujhe lga synonms he h:(

  2. swati

    thank you good level..team az……..

  3. ahtesham ahmed


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