GA Revision for SBI Clerk and other exams - 718

Who is the author of book “Messages from Messengers”?
A) Samir Singh
B) Ajay Joel
C) Viren Singh
D) Priti K Shroff

View Answer
Option D
Explanation: book titled “Messages from Messengers” which is authored by Priti K Shroff launched. The book is about the connection with one’s inner-self and consciousness.
What is the currency of Malta?
A) Krone
B) Peso
C) Euro
D) Dollar

View Answer
Option C
Explanation: Capital – Valletta
According to data by the Reserve Bank, India Inc’s foreign investment jumps by how much percent in January 2020?
A) 40%
B) 30%
C) 35%
D) 50%

View Answer
Option A
Explanation: According to data by the Reserve Bank, Investments by Indian firms in foreign countries in January 2020 rose by nearly 40 per cent to USD 2.10 billion on a yearly basis.
How many digits are present in IFSC code?
A)8
B)9
C)10
D)11

View Answer
Option D
Explanation: IFSC – Indian Financial System Code
This is an 11 digit code with the first 4 alpha characters representing the bank, and the last 6 characters representing the branch. The 5th character is 0 (zero).
The Seven Nation BIMSTEC Disaster Management Exercise – 2020 held in which city?
A) Mumbai
B) Bhubaneswar
C) Kochi
D) Chennai

View Answer
Option B
Explanation: Odisha CM Chief Minister Naveen Patnaik on Tuesday inaugurated Seven Nation BIMSTEC Disaster Management Exercise – 2020, which will take place from February 11 to 13 in Odisha.
Where is the HQ of PayU?
A) China
B) Netherlands
C) Thailand
D) Japan

View Answer
Option B
What is the maximum limit per transaction in NEFT?
A) Rs 1,00,000
B) Rs 50,000
C) Rs 1,50,000
D) No Such Limit

View Answer
Option B
Explanation: Even though there is no upper limit for sending money in NEFT, but in a single transaction more than Rs 50,000 can not be transferred.
Lawyer Robert Abela has been sworn as PM of which country?
A) Malta
B) Holland
C) Ukraine
D) Zimbabwe

View Answer
Option A
Explanation: Lawyer Robert Abela will become Malta’s new Prime Minister after securing a surprising victory in his party’s leadership contest, which was triggered by a political scandal over the assassination of an investigative journalist that brought down the country’s previous leader and several of his allies.
The Ancient Palace of Bada Gujar is located in which state?
A) Madhya Pradesh
B) Gujarat
C) Rajasthan
D) Sikkim

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Option C
Who has been appointed the Director of the National Book Trust (NBT)?
A) Bipin Rawat
B) Sachin Singh
C) Dilip Joshi
D) Yuvraj Malik

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Option D
Explanation: Lt Col Yuvraj Malik has been appointed the Director of the National Book Trust (NBT). He has taken over from Sahitya Akademi-awardee writer Rita Chowdhury.
Who can get open a Basic Savings Bank Deposit Account (BSBDA) in a bank?
A) having annual income less than Rs 50,000
B) having annual income less than Rs 1,00,000
C) having annual income less than Rs 5,00,000
D) Anybody can get open

View Answer
Option D
Explanation: Banks are advised not to impose restrictions like age and income criteria of the individual for opening BSBDA. So anybody can get open a BSBDA.
Which Company acquired PaySense for $185 mn in India’s largest fintech acquisition deal?
A) PayU
B) Paytm
C) PayPal
D) Mobikwik

View Answer
Option A
Explanation: In India’s largest fintech acquisition deal, digital payments gateway provider PayU has acquired a controlling stake in Nexus Venture Partners-backed fintech start-up PaySense at a valuation of $185 million. As part of the transaction, PayU will merge it with its credit business LazyPay to build a full-stack digital lending platform in the country.
What is theme of the World Radio Day 2020?
A) Radio in times of emergency
B) Radio and Sports
C) Dialogue Tolerance peace
D) Radio and Diversity

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Option D
Explanation: The World Radio Day(WRD) is celebrated every year on 13th February to celebrate radioas the medium for entertainment, information and the mode of communication.The theme of this year’s World Radio Day is ‘Radio and Diversity’.
Recently the Central has raised authorised capital of Indian Overseas Bank from Rs 15,000 crore to how much amount?
A) ₹25000 cr
B) ₹30000 cr
C) ₹35000 cr
D) ₹20000 cr

View Answer
Option A
Explanation: The Centre after consultation with the Reserve Bank of India has increased the authorised capital of Indian Overseas Bank from Rs 15,000 crore to Rs 25,000 crore.
What is the interest rate that bank has to pay to the customer as compensation if the credit is delayed to beneficiary account or if there is any delay is returning the transaction to the originator in case of NEFT?
A) Repo Rate +0.5%
B) Repo Rate + 1%
C) Repo Rate + 1.5%
D) Repo Rate +2%

View Answer
Option D
Explanation: If the NEFT transaction is not credited or returned within the stipulated time then the banks are liable to pay penal interest to the affected customers. Banks are required to pay penal interest at the current RBI LAF Repo Rate plus two percent for the period of delay / till the date of refund as the case may be to the affected customers’ account without waiting for a specific claim to be lodged by the customer in this regard.
Who will be the new President of the Institute of Chartered Accountants (ICAI)for the year 2020-21?
A) Vikas Chaturvedi
B) Shailendra Singh
C) Atul Kumar Gupta
D) Rishi Rana

View Answer
Option C
Explanation: Atul Kumar Gupta will be the new President of the Institute of Chartered Accountants (ICAI)for the year 2020-21.
The Pulses Conclave 2020 to be held in which place?
A) Maharashtra
B) Uttar Pradesh
C) Assam
D) Bihar

View Answer
Option A
Explanation: India Pulses and Grains Association (IPGA), the nodal body for the country’s pulses trade and industry on announced that the 5th edition of “The Pulses Conclave 2020”, was be held in Lonavala, Maharashtra.
Who was appointed as the new president of the All India Chess Federation (AICF)?
A) Ranjit Singh
B) Atul Swaney
C) PR Venkatraman Raju
D) Ajay Patel

View Answer
Option D
Explanation: Ajay Patel will succeed P R Venketrama Raja as the new president of the All India Chess Federation (AICF) after being elected unopposed along with incumbent secretary Bharat Singh Chauhan.
Union Minister for Women and Child Development and Textiles, Smriti Irani launched which scheme for Women entrepreneurship in Goa?
A) Apoorva
B) Agni
C) Yashaswini
D) Akanksha

View Answer
Option C
Explanation: Union Minister for Women and Child Development and Textiles, Smriti Irani launched Yashaswini Scheme for Women entrepreneurship in Goa.
What does S stands for in SFMS in relation to NEFT payment method?
A) Statutory
B) Systematic
C) Structured
D) Savings

View Answer
Option C
Explanation: SFMS – Structured Financial Messaging Solution
NEFT SFMS message” means an electronic Structured Financial Messaging Solution (SFMS) message containing a batch of NEFT payment instructions for funds transfer, processed and consolidated in the manner specified for transmission of payment instructions from NEFT Service Centre to the NEFT Clearing Centre.

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GA Revision for SBI Clerk and other exams – 718

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