GA Revision Questions for upcoming IBPS RRB PO/Clerk Main 2017, IBPS PO Main 2017, OICL AO Main 2017, RBI Assistant Main 2017 and other upcoming exams.
- Bandhan Bank, which started as a micro finance company, received banking licence by the Reserve Bank of India in which year?
A) 2014
B) 2011
C) 2012
D) 2015
View Answer
Option A
Explanation: Bandhan Bank Ltd. is an Indian banking and financial services company headquartered in Kolkata, West Bengal. Bandhan, which started as a micro-finance company in 2001, received banking licence by Reserve Bank of India in 2014. Ashok Lahiri (Chairman), Chandra Shekhar Ghosh(MD, CEO)
- When is the Armed Forces Flag Day observed?
A) January 6
B) December 7
C) November 18
D) December 15
View Answer
Option B
Explanation: The Armed Forces Flag Day is being observed on 7th December throughout the country. The day observed since 1949, has become a tradition to remember the sacrifices and commemorate the honour to the soldiers, airmen and sailors.
- Who is the President of France?
A) Frank-Walter Steinmeier
B) Tran Dai Quang
C) Sergio Mattarella
D) Emmanuel Macron
- The Global Partnership Summit (GPS) 2017 was held in which city?
A) Bangalore
B) New Delhi
C) Mumbai
D) Hyderabad
- Which of the following companies has been temporarily barred by UIDAI from conducting Aadhaar linked e-KYC verification of SIM cards and bank clients?
A) Airtel
B) BSNL
C) Reliance Communications
D) Aircel
View Answer
Option A
Explanation: UIDAI temporarily barred Bharti Airtel and Airtel Payments Bank from conducting Aadhaar linked e-KYC verification of SIM cards and bank clients.The action follows allegations of Bharti Airtel using the Aadhaar-eKYC based SIM verification process to open payments bank accounts of its subscribers without their ‘informed consent’.
- The 3rd Annual Meeting of the Board of Governors of Asian Infrastructure Investment Bank (AIIB) will be hosted by which country in 2018?
A) Japan
B) China
C) India
D) United States
View Answer
Option C
Explanation: India and Asian Infrastructure Investment Bank (AIIB) Secretariat has announced that the 3rd Annual Meeting of the Board of Governors of AIIB will be hosted by India at Mumbai on 25th and 26th in June, 2018. The theme of the meeting will be Mobilizing Finance for Infrastructure: Innovation and Collaboration.
- Oligopolistic Inflation is also known as
A) Demand Pull Inflation
B) Pricing Power Inflation
C) Cost Push Inflation
D) Sectoral Inflation
View Answer
Option B
Explanation: Commonly known as administered price inflation, this type of inflation occurs when the industries and professionals decide to increase prices for increasing their profit margins.
- The Mahatma Gandhi Institute of Education for Peace and Sustainable Development is located in which city?
A) Hyderabad
B) Lucknow
C) Gurgaon
D) New Delhi
- Who has been conferred with the Yeraringan Award?
A) E.C.G. Sudarshan
B) Anil Kakodkar
C) Dronamraju Krishna Rao
D) M S Swaminathan
View Answer
Option D
Explanation: Vice President M. Venkaiah Naidu conferred ‘Yeraringan’ Award to Prof M S Swaminathan. He called him a transformative leader who has inspired many scientists to focus on the problem of Indian agriculture.
- How much amount has been sanctioned by the Government of India for improving roads and highways in Northeast India for better connectivity
A) Rs 60,000 crore
B) Rs 80,000 crore
C) Rs 90,000 crore
D) Rs 1,00,000 crore
View Answer
Option C
Explanation: Prime Minister Narendra Modi announced Rs 90,000 crore for improving roads and national highways in the Northeastin the next two to three years to facilitate better connectivity.
- The benchmark rate or inter bank offer rate at which Indian banks are willing to offer loans to other bank or financial institutions is known a _____________
A) MIBOR
B) LIBOR
C) SIBOR
D) TIBOR
View Answer
Option A
Explanation: MIBOR rate is for Indian inter-bank market, and is calculated on daily basis by National Stock Exchange (NSE), along with Fixed Income Money Market and Derivative Association of India (FIMMDA).
- Name the global payment solutions company that has received the license for Prepaid Payment Instrument (PPI) from RBI to operate a semi-closed loop wallet in India
A) Paycloud
B) Mastercard
C) Mozido
D) Obopay
View Answer
Option D
Explanation: OBOPAY, the global mobile payment solutions company, recently announced that the company has secured alicense for Prepaid Payment Instrument (PPI) from the Reserve Bank of India to operate a semi-closed loop wallet in the country.
- Which among the following organisations has approved a financial loan worth USD 346 million for highway upgradation project of Karnataka?
A) International Monetary Fund (IMF)
B) World Bank
C) Asian Development Bank (ADB)
D) International Finance Corporation (IFC)
View Answer
Option C
Explanation: Asian Development Bank (ADB) has announced that it will fund highway upgradation project in Karnataka for which it has approved a loan of USD 346 million. The project will carry out a road safety survey to identify critical accident spots across the state highways and carry out measures to improve these.
- A business agreement between two or more companies for a finite time, to develop a new entity and new assets, by contributing their equity/stock is known as ___________
A) Amalgamation
B) Joint Venture
C) Merger
D) Acquisition
- Ja Ra Sundaresan passed away in December 2017. He was a senior Tamil _______
A) Journalist
B) Musician
C) Jurist
D) Actor
View Answer
Option A
Explanation: Senior Tamil journalist and humourist Ja Ra Sundaresan passed away at 87.
- Which city will host the maiden edition of the India Open International Boxing Tournament in January 2018?
A) Bangalore
B) Kanpur
C) Pune
D) New Delhi
View Answer
Option D
Explanation: India is all set to host its first-ever major boxing tournament for elite men and women–India Open International Boxing Tournament–from January 28 in New Delhi.
- What is the term used when the bank/lender takes actual possession of your securities/assets (movable in nature) to provide you loan and has the right to sell those assets to recover the loan amount (with interest) in case you are unable to pay back
A) Lien
B) Hypothecation
C) Pledge
D) Mortgage
View Answer
Option C
Explanation: It is used when the bank (or, lender, known as pledgee) takes actual possession of the securities, such as goods, certificates, golds, etc, (you provide it to bank to avail loan) which are generally movable in nature. Bank keeps the securities with itself, and provide loan to you.
Bank will return the securities (possession of goods) to you (borrower,known as pledgor), after you repay all the debts (i.e., loan) to the bank. In case you are unable to pay back, then the bank has the right to sell the assets, and recover the loan amount (with interest).
- Identify the first Indian to clinch a gold medal at the World Para Swimming Championship 2017
A) Deepa Malik
B) Kanchanmala Pande
C) Mariyappan Thangavelu
D) Ajai Mishra
View Answer
Option B
Explanation: Visually impaired swimmer Kanchanmala Pande scripted history by becoming the first Indian to win gold at the World Para Swimming Championship, taking place in Mexico. Pande is currently working with Reserve Bank of India (RBI).
- The headquarter of World Tourism Organization is situated in _____
A) Madrid, Spain
B) Paris, France
C) Beijing, China
D) Austria, Vienna
- Which among the given has become the first ever railway station in India to achieve the status of Energy Efficient ‘A1 Category’ Railway Station in Indian Railways?
A) Chhatrapati Shivaji Terminus
B) Kacheguda Railway Station
C) Cuttack Railway Station
D) Viramgam Junction Railway Station
View Answer
Option B
Explanation: Kacheguda Railway Station under the South Central Railway (SCR) has earned the unique distinction of being the first Energy Efficient ‘A1 Category’ Railway Station on Indian Railways. The station has achieved 100% energy efficiency by replacing 1,312 conventional lights with light-emitting diode (LED) lighting, among other steps.
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