Banking Awareness Set 74 (Acts related to Banking)

Banking Awareness Questions on Acts related to Banking Sector

This set contains important questions of Acts that are related to banking sector. Important questions for upcoming banks and insurance exams SBI PO, Dena bank, IBPS PO, IBPS Clerk, RRB PO and Clerk. Important Acts Related Banking Sector Banking Awareness Questions

  1. Reserve bank of India has the sole right to issue bank notes in India is defined in the _____ of The Reserve Bank of India Act, 1934
    A) Section 22(1)
    B) Section 24(1)
    C) Section 26(2)
    D) Section 32(1)
    View Answer
    Option A
    Explanation
    : Section 22(1) of RBI Act 1934
  2. Government of India can print Re. 1 note and coins as per which act?
    A) RBI Act, 1934
    B) Coinage Act, 2011
    C) Paper Currency Act, 1861
    D) FRBM Act, 2003
    View Answer
    Option B
  3. Offense of Money Laundering is defined under _____ of Prevention of Money Laundering Act 2002
    A) Section 2
    B) Section 3
    C) Section 5
    D) Section 6
    View Answer
    Option B
    Explanation
    : Section 3 of PMLA 2002
  4. Obligations under Prevention of Money Laundering Act 2002 is defined under which section?
    A) Section 6
    B) Section 8
    C) Section 10
    D) Section 12
    View Answer
    Option D
    Explanation
    : Section 12 of PMLA 2002
  5. ‘Customer’ is defined under which Act?
    A) RBI Act, 1934
    B) Banking Regulation Act, 1949
    C) PMLA, 2002
    D) Negotiable Instruments Act, 1881
    View Answer
    Option C
  6. The term ‘Banking’ is defined under _____ of Banking Regulation Act, 1949
    A) Section 4(a)
    B) Section 5(b)
    C) Section 6(c)
    D) Section 7(a)
    View Answer
    Option B
    Explanation
    : As per Section 5(b) of the Banking Regulation Act, 1949 , “banking” means the accepting, for the purpose of lending or investment, of deposits of money from the public, repayable on demand or otherwise, and withdrawable by cheque, draft, order or otherwise.
  7. Which section of Banking Regulation Act defines that no person other than a bank is authorized to accept deposits withdraw able by cheque?
    A) Section 19A
    B) Section 29A
    C) Section 39A
    D) Section 49A
    View Answer
    Option D
  8. Procedure for amalgamation of banking companies is defined under section ____ of Banking Regulation Act, 1949.
    A) Section 44A
    B) Section 45A
    C) Section 46A
    D) Section 47A
    View Answer
    Option A
    Explanation
    : The Reserve Bank has discretionary powers to approve the voluntary amalgamation of two banking companies under the provisions of Section 44A of the Banking Regulation Act, 1949.
  9. Promissory notes is defined under which section of Negotiable Instruments Act 1881?
    A) Section 4
    B) Section 5
    C) Section 6
    D) Section 7
    View Answer
    Option A
  10. Bill of exchange is defined under which section of Negotiable Instruments Act 1881?
    A) Section 4
    B) Section 5
    C) Section 6
    D) Section 7
    View Answer
    Option B
     
  11. Cheque is defined under which section of Negotiable Instruments Act 1881?
    A) Section 4
    B) Section 5
    C) Section 6
    D) Section 7
    View Answer
    Option C
     
  12. Which section of Negotiable Instruments Act 1881 deals with the different in amount of state figures and words of a negotiable instrument?
    A) Section 13
    B) Section 18
    C) Section 19
    D) Section 25
    View Answer
    Option B
  13. Dishonour of a bill of exchange by non-acceptance is defined under which section of Negotiable Instruments Act 1881?
    A) Section 81
    B) Section 89
    C) Section 91
    D) Section 92
    View Answer
    Option C
  14. Dishonour of a promissory note, bill of exchange or cheque by non-payment is defined under which section of Negotiable Instruments Act 1881?
    A) Section 81
    B) Section 89
    C) Section 91
    D) Section 92
    View Answer
    Option D
    Explanation
    :
  15. Dishonour of cheque due to fund insufficiency is defined under which section of Negotiable Instruments Act 1881?
    A) Section 93
    B) Section 128
    C) Section 138
    D) Section 148
    View Answer
    Option C

 

For More Banking Awareness Quiz Click Here


Click Here to read about Negotiable Instruments Act 

Click Here to read about Banking Regulation Act 1949

 

 

 

Related posts

16 Thoughts to “Banking Awareness Set 74 (Acts related to Banking)”

  1. K!nG Iz B!nG

    10x shubra mam:)

  2. Destiny : ultimate

    Thanku sir

  3. AVIâ„¢ (Sinchen loveR)

    thnxxx

    1. karthik

      it is true…i dnt know thats y i am asking

    2. customer is defined in PMLA

      KYC under PMLA
      and then

      For the purpose of KYC Norms, a ‘Customer’ is defined as a person who is engaged in a financial transaction or activity with a reporting entity and includes a person on whose behalf the person who is engaged in the transaction or activity, is acting.

  4. Sadhya

    @Suraj Sir Q6 ka answer 5b hoga ya 5c ?

  5. jaga

    Master Circular on Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/Combating Financing of Terrorism (CFT)/Obligation of banks and financial institutions under Prevention of Money Laundering Act, (PMLA), 2002

  6. Very nice post. I just stumbled upon your blog and wished to say that I have really enjoyed browsing your blog posts. In any case I will be subscribing to your rss feed and I hope you write again very soon!

  7. Thx for your post. I would really like to say that the tariff of car insurance varies greatly from one policy to another, due to the fact there are so many different facets which give rise to the overall cost. For instance, the brand name of the vehicle will have a tremendous bearing on the price. A reliable ancient family vehicle will have an inexpensive premium when compared to a flashy expensive car.

  8. Thanks for your posting. One other thing is that if you are disposing your property all on your own, one of the difficulties you need to be conscious of upfront is just how to deal with household inspection accounts. As a FSBO supplier, the key towards successfully switching your property as well as saving money with real estate agent commissions is awareness. The more you understand, the simpler your sales effort will probably be. One area where this is particularly vital is assessments.

Leave a Comment