English : Cloze Test for Upcoming Exams– Set 57

New Pattern Cloze Test for SBI PO, IBPS PO and Competitive exams

English New Pattern Cloze Test for NICL, Dena Bank, IBPS PO and various upcoming bank and insurance exams. New Pattern Cloze Test NIACL Dena Bank

In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required

IN MOST respects, double-digit growth is (1)  (a trace) of the past for China. In the third quarter the economy grew by just 6.9% year-on-year according to official data, and probably by a percentage point or two less in reality. Yet bank loans increased by 15.4% in the third quarter compared with the same period in 2014. Having released a torrent of credit to (2)  (signal) the economy during the financial crisis, China was supposed to have started (3)  (balancing) by now. Instead, banks are continuing to pump debt into the economy, while the authorities, apparently worried about the damage (4)  (a contraction) in credit might do, coax them on.

Growth in credit has at least slowed in recent years. A broad measure is “total social financing” (TSF), which (5)  (challenges) bank loans, corporate bonds and a range of shadowy loan-like products. TSF growth soared to 35% in 2009 when the government called on banks to open the taps and support the then-(6)  (persisting) economy. It has since decelerated: it rose by 13% in the third quarter from a year earlier. The problem, though, is that nominal GDP growth has fallen much lower, to 6.2%.

This means that China’s overall debt-to-GDP ratio is continuing its steady upward march. Debt was about 160% of annual output in 2007. Now, China’s debt ratio stands at more than 240%, or 161 trillion yuan ($25 trillion), according to calculations by The Economist. It has risen by nearly 50 percentage points over the past four years alone, with slowing growth only (7)  (valid) to magnify indebtedness.

A rapid increase in debt in a short space of time has historically been a good (8)  (wizard) of financial trouble, from Japan in the 1990s to southern Europe in the 2000s. But there is no level that automatically triggers crises. Since most of China’s debts are held within the government-controlled bits of its economy (state-owned firms are the biggest debtors and state-owned banks their biggest creditors), the country has the means to avoid an acute crisis. It can, in effect, (9)  (subscribing) bad loans as they come due or abstain from calling them in. However, although that spares the economy short-term pain, it leaves it with a chronic ailment. Ever more credit is needed to sustain growth. Loans that should have gone to (10)  (animated) companies with promising new ideas go instead to corporate zombies.

  1. A)a scrap
    B) an archaic
    C) a form
    D) a relic
    E) No change required
    View Answer
    Option D
    Explanation
    : relic here means sign; sign of past
  2. A) console
    B) buoy
    C) inspire
    D) overdo
    E) No change required
    View Answer
    Option B
    Explanation
    : buoy – keep (someone or something) afloat.
  3. A) renovation
    B) energizing
    C) deleveraging
    D) levering
    E) No change required
    View Answer
    Option C
    Explanation
    : deleveraging- the process or practice of reducing the level of one’s debt; As the next line says: INSTEAD bank are pumping debt into economy, so the previous sentence has an opposite sense due to use of instead. So, deleveraging is the word.
  4. A) an increase
    B) an amplification
    C) a negligence
    D) an attack
    E) No change required
    View Answer
    Option E
    Explanation
    : coax them on, means that the authority continues to persuade banks to give credit, means they are supporting this; as they are worried that if credit is reduced it may damage the economy; So contraction in credit (to represent reduction in credit) must be used.
  5. A) encompasses
    B) neglects
    C) hides
    D) predicts
    E) No change required
    View Answer
    Option A
    Explanation
    : encompasses- includes
  6. A) difficult
    B) reluctant
    C) faltering
    D) irresolute
    E) No change required
    View Answer
    Option C
    Explanation
    : faltering – lose strength or momentum
  7. A) forcing
    B) ordering
    C) focusing
    D) serving
    E) No change required
    View Answer
    Option D
  8. A) predictor
    B) medium
    C) revolution
    D) improvement
    E) No change required
    View Answer
    Option A
  9. A) diluting
    B) roll over
    C) neglecting
    D) surpassing
    E) No change required
    View Answer
    Option B
    Explanation
    : roll over- If you roll over a loan or other financial arrangement, you extend it
  10. A) functional
    B) mediated
    C) phrased
    D) sprightly
    E) No change required
    View Answer
    Option D
    Explanation
    : sprightly – lively; full of energy.

 

 

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18 Thoughts to “English : Cloze Test for Upcoming Exams– Set 57”

  1. MAYANK BHARADWAJ100%

    tks=.only serving to magnify indebtedness
    it means

    1. Vineeth Roy

      it’s only helpful for

  2. Sachin Shukla

    very good qsn… ty

    1. vipin

      how much u scored in sbi pre

      1. Sachin Shukla

        very less only 53.25

          1. vipin

            just qualified

          2. Sachin Shukla

            goood

      2. Sachin Shukla

        nd u???

  3. K!nG Iz B!nG

    ty team:)

    1. !!angry bird !!

      aryyy sir abhi tk momos chal rahe ty ty 😛

  4. !!angry bird !!

    7/10 🙁 ty

      1. !!angry bird !!

        oh !! muje nai pata tha ty for sugg sir …….P

  5. AVI™ (Sinchen loveR)

    ThnXXX

  6. CHATTERJEE

    tough one

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