Mixed English Questions for SBI PO Set 59 (New Pattern)

This set contains important New Pattern English Questions for SBI PO, IBPS PO Clerk, NIACL  and other upcoming exams. New Pattern English Questions on Sentence Fillers and Fill in the blanksNew Pattern English Preparation Bank PO, IBPS, SBI, NIACL etc.

Direction (1-5): In each of the following questions a short passage is given with one of the lines in the passage missing and represented by a blank. Select the best out of the five answer choices given, to make the passage complete and coherent.

  1. In the financial sector, we need to increase efficiency through greater entry and competition. The most appropriate institutions will prevail when the competitive arena is level, (……………………………………………………………), especially those that are biased towards some form of ownership or some particular institutional form.
    A) so government should form a panel to support this fundamental
    B) hence the financial sector is under constant strain of proving itself
    C) these institutions have followed a sincere path from the beginning
    D) so we have to remove regulatory privileges as well as impediments wherever possible
    E) RBI has also liberalised the compensation of private bank Board members
    View Answer
    Option D
    : We can create an unbiased arena for competition when we remove regulatory privileges enjoyed by few, as mentioned in Option D. Option D) fits with both previous and next statement.
  2. (…………………………………………………………), and because skill gaps are increasing at middle management levels because of past hiring freezes, they will be unnecessarily hampered if they are unable to pay appropriate compensation to middle and senior managers, as well as Board members. Of course, higher pay should come with better accountability for performance. Given that many PSBs have higher overall costs than private sector banks performing similar activities, there is some scope for cost rationalisation even while improving the pattern of compensation.
    A) As PSBs and private banks compete in different marketplace for talent and emplyement
    B) Because PSBs compete in the same market place for talent as do private sector banks and foreign banks
    C) You cannot judge a bank by its status i.e public or private
    D) Technology can be very helpful in reducing the costs of supportive frameworks, and can bring hitherto excluded populations into the financial fold
    E) Participation is best enhanced not through subventions and subsidies but by creating supporting frameworks that improve transparency
    View Answer
      Option B
    : If both Public sector bank and private banks are comepeting in same environment as mentioned in sentence B) then the stated problems will arise. So Option B) is best suited
  3. With changes in technology, cyber security, both at the bank level and at the system level, has become very important. RBI is working on upgrading the capabilities of its inspectors to undertake bank system audit as well as to detect vulnerabilities in them. RBI is also in the process of setting up an IT subsidiary, which will be able to recruit directly from industry, (……………………………………………..)
    A) where the public can get, and give, information about the legitimacy of financial schemes offered by non-bank operators.
    B) and improving liquidity, resilience and depth in the market for government securities
    C) and will give the Reserve Bank better ability to manage and supervise technology.
    D) and making it easier for domestic retail investors to participate through their “demat” accounts.
    E) RBI recognises the role of a vibrant fi nancial market in complementing and competing with the banking system in allocating and absorbing risks
    View Answer
    Option C
    : As RBI will set up a new IT subsidiary it will help RBI in managing Technology related things.
  4. Energy security now embraces a much more multi-dimensional concept that goes beyond the traditional binary idea of security of demand and security of supply.(…………………………………………..), to ensuring efficient as well as ethical usage of energy resources, and to prioritising environmentally sustainable economic development.
    A) Such engagements are meant for long-term and multi-dimensional investments for Indian foreign policy as international energy collaborations
    B) It is not only a point of academic discussions, as the whole world witnessed 2015 and 2016 as the hottest years in human history
    C) In such a scenario, the ongoing process to make bilateral as well as multilateral green energy cooperation one of the strategic vectors
    D) But new initiatives and a new momentum have fuelled India’s definitive foreign policy
    E) The scope ranges from diversification of the nature of available energy sources
    View Answer
    Option E
    : The scope ranges from diversification of the nature of available energy sources (ie, bio-energy, nuclear, solar, hydro, wind, geothermal, and ocean energy), to ensuring efficient as well as ethical usage of energy resources, and to prioritising environmentally sustainable economic development.
  5. (………………………………………). On the other hand, wage growth in itself could respond to high price increases, particularly food price increases. The wage-inflation nexus also works through productivity – as labour productivity increases, wages rise. An increase in labour productivity will reduce unit labour cost, which is the average cost of labour per unit of output (usually calculated as the ratio of total labour costs to real output) and therefore, it will be possible to pay a higher wage without an increase in final output price. On the other hand, if wage increases are unaccompanied by productivity increases, rise in unit labour costs will lead to further increase in output prices and hence inflation. This dynamics is more complex in a regional perspective, where there is large heterogeneity in product and labour markets.
    A) A comparison between agricultural labour productivity and agricultural wages at the all-India level as well as for major states is insightful.
    B) An increase in rural wages can influence prices, both by increasing demand and pushing up the cost of production
    C) Agricultural labour productivity declined in some states over the period from 1999-2000 to 2004-05, but went up subsequently during the period 2009-10 to 2011-12 at the all-India level
    D) The fall in real wage growth is mainly contributed by a fall in nominal wage growth.
    E) During 2014-15, reserve money expanded by 11.3 per cent, down from 14.4 per cent a year ago.
    View Answer
      Option B
    : The next statement says: wage growth can depend on price. And the use of On the other hand gives us a hint that the previous sentence must be just opposite to it. i.e price will depend on wage growth. So Option B) says exactly the same thing. i.i rural wages can influence price means price will change if wage changes.

Direction (6-10): In each of the following questions two statements with a blank in each are given. You have to choose a word from the given option that can fill both the blanks. Mark that option as your answer.

  1. (i) If you talk out loud in class, I will _______ your right to choose where to sit.
    (ii) Another memo said the president could unilaterally ______ treaties with other nations.
    A) rectify
    B) argument
    C) abrogate
    D) mutilate
    View Answer
    Option C
    : abrogate- to abolish; to do away with ; repeal
  2. (i) In order to avoid prosecution, Malya decided to _______ to England.
    (ii) He chose to _______ to Japan and because he had money and connections, has lived a charmed life, unhindered by his obligations to society.
    A) pique
    B) abscond
    C) shuffle
    D) sprint
    View Answer
    Option B
    : abscond- escape into hiding; to leave quickly and hide to avoid punishment
  3. (i) The president has the power to ______ any person’s criminal history in order to give that individual a fresh start in life.
    (ii) A bill that would automatically ______ a youth’s arrest record after a diversion program is completed passed through a House committee on Monday, but goes in a different direction than its Senate companion.
    A) allow
    B) dust
    C) whisk
    D) expunge
    View Answer
    Option D
    : expunge – obliterate or remove completely (something unwanted or unpleasant).
  4. (i) The newspaper did a story on the ________ child who was lost in the woods for three days.
    (ii) In the movie, Abhinav and Vinita are _____ lovers who are separated by their class differences.
    A) hapless
    B) truly
    C) victim
    D) mire
    View Answer
    Option A
    : hapless- having no luck; unfortunate
  5. (i) The road construction will definitely ________ major traffic delays during rush hour.
    (ii) Television also has the power to _______ trends.
    A) alter
    B) instigate
    C) attract
    D) inure
    View Answer
    Option B
    : instigate- to trigger something; bring about or initiate (an action or event).; incite someone to do something, especially something bad.


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