Direction (1-5): Read the following data and table to answer the following questions.
There are five friends Mr. A, Mr. B, Mr. C, Mr. D and Mr. E. There are three investment schemes in which these five friends can invest their money. The details of these schemes are given below.
Scheme
Minimum Investment Amount
Maximum Investment Limit
Interest Rate (Simple Interest) p.a
Maturity Period
Scheme A
Rs 5 lakh
Rs 10 lakh
6%
10 years
Scheme B
Rs 2 lakh
Rs 5 lakh
7%
6 years
Scheme C
Rs 1 lakh
Rs 3 lakh
5%
5 years
Note:
(i) Amount cannot be withdrawn before maturity period.
(ii) No reinvestment after maturity period is allowed in any scheme.
(iii) Total Amount(including interest) is payable at the end of the maturity period.
- Mr. E has Rs 12 lakh. How should he invest this money so as to get maximum amount?
A) Rs 5 lakh in scheme B and remaining in Scheme A
B) Rs 10 lakh in scheme A and remaining in Scheme B
C) Rs 8 lakh in scheme A and remaining in Scheme B
D) Rs 3 lakh in Scheme C and remaining in Scheme A
E) Any one of the above as they pay equal amount.
- Mr. B has to invest Rs 9 lakh wants to invest for a period of not more than 6 years. What is the maximum possible interest that he can receive by investing in these schemes? (he can invest in more than one scehme)
A) Rs 3,10,000
B) Rs 3,00,000
C) Rs 2,50,000
D) Rs 2,85,000
E) Rs 3,25,000
- Due to the intervention of government, the banks providing scheme A had to reduce the maturity period of Scheme A from 10 years to 6 years and the percent rate interest to 6 %. All other data remains same for scheme A and all other schemes. Mr. C has Rs 15 lakh and has to invest minimum Rs 1 lakh in each of the three schemes. What amount should he invest in the three schemes to get the maximum interest. The options are given in the order A,B,C
A) Rs 8 lakh, Rs 5 lakh, Rs 2 lakh
B) Rs 10 lakh, Rs 4 lakh, Rs 1 lakh
C) Rs 9 lakh, Rs 5 lakh, Rs 1 lakh
D) Rs 7 lakh, Rs 5 lakh, Rs 3 lakh
E) Rs 9 lakh, Rs 4 lakh, Rs 2 lakh
- Mr. E invested some amount in Scheme C. But after 3 years from the date of investment he passed away. His Wife Mrs. E was allowed premature withdrawal as an exceptional case by the bank at the end of 3 years but with a deduction of 1% from the total amount payable. If Mrs. E receives Rs 2,27,700 at the end of 3 years, what amount did Mr. E inversted?
A) Rs 1,75,000
B) Rs 1,50,000
C) Rs 2,00,000
D) Rs 2,10,000
E) None of these
- Mr. D invests Rs 3 lakh in Scheme C and some amount in Scheme A. He receives a total interest of Rs 4,65,000 from both these scheme together. What amount did he invest in Scheme C?
A) Rs 7,50,000
B) Rs 7,00,000
C) Rs 6,50,000
D) Rs 6,75,000
E) None of these
Direction (6-10): Read the following data and table to answer the following questions.
A construction company contractor has 5 workers Mr. A, Mr. B, Mr. C, Mr. D and Mr. E. Mr. A can do a work in 70 days. The table below shouls what time the other members will take to complete the same work with respect to the time taken by Mr. A. [Example +20 means 20 more days than Mr. A, -20 means , 20 days less than Mr. A ]. The table also shows the wage/day received by each worker.
Worker
Days
Efficiency(With respect to A)
Wage/per day
A
–
–
Rs 100
B
–
70%
Rs 100
C
+50
–
Rs 75
D
+20
–
Rs 150
E
-20
–
Rs 300
Note: Even if a person has worked only for a fractional part of a day on which work got completed he will get full wage for that day. While a person will not get any wage for the day one which he does not works for a full day if the work is not completed on that day.
- In how many days will the person with highest efficiency and the lowest efficiency complete the work together?
A) 31 (1/17) days
B) 33 (2/17) days
C) 36 (3/17) days
D) 35 (5/17 ) days
E) None of these
- What total wage will D and E get together if D works for 30 days and then the remaining work is completed by E.
A) Rs 14,700
B) Rs 14,400
C) Rs 14,450
D) Rs 14,250
E) None of these
- Mr. E works for 2.5 days and has to leave due to some emergency. The remaning work is completed by Mr. A. Find the total amount that the contractor has to pay to A and E.
A) Rs 7,200
B) Rs 7,000
C) Rs 6,700
D) Rs 7,300
E) None of these
- How many days will B take to complete the work after A has already worked for 35 days and left?
A) 25
B) 30
C) 35
D) 45
E) 50
- Total wage received by the most efficient person from the given data is how much greater than the wage received by the least efficient worker when they work together to complete the work?
A) Rs 7,000
B) Rs 7,500
C) Rs 9,300
D) Rs 8,100
E) None of these
10 question??????????
clear ho gya
mereko bhi /
que-1 mein her saal 6% kaise?
hum log FD mein ya kishi plan mein invest karte hai to to total amount ka utna hi %age bs milga
for exp-1lakh ki fd hai ar maturity period 4yr ar interest rate 6%
to 4yr bd hi 106000rs milega na ki 124000rs
no where it is mentioned that it is FD,, and in the table it is mentioned that interest is calculated at SI.. so you cannot solve a question based on what you know in real life.. you have to stick to the data given in the question.. follow this rule every where.. in exam also,, dont add extra knowledge from your side unless given in the ques
but there is given maturity period that isn’t mean we have to calculate it year basis..
book mein bhi aisa hi rhta hai bhai
and as per ur example of FD also,, the interest is added for all years…
that is why in Kisan Vikas Patra at 7.7% interest money gets doubled in 112 months
maine bs exp ke lie fd ko mention kia ki maturity period jahan aa jaega wahan aisa hota hai agr maturity period nhi hota to hum per year basis krte
then why SI is used???? that is why such questions are called data interpretation.. i.e u have to interpret the given data.. not the data that u already know.. maturity is also till when ur money will be parked in a particular scheme
SI mean simple interest that’s it nothing is more..but there isn’t mention per annum
even in fd or plan also we get SI
every plan of fd,, is completely different.. even a single bank has variety of fd plan.. some offer si, some ci,, in some ci is calculated annually in some quarterly.. but it is calculated for every period.. i.e for 1 year if it is compounded annually and 4 times in a year if compunded quarterly…
now tell me if a scheme pays 7.7% rate… and maturity is 10 years.. i invest Rs 1000.. how much will i get at the end???
and ye per annum wala conept sirf Ci me aata hai SI me nhi,, SI ka matlab hi yehi hota hai ki wo har saal add hoti jayegi….so SI me ye mention karne k zarurat hi nhi hoti.. thats the diff between SI and CI…
nahi sir questions mein show karta p.a
per ye doubt aaj main clear karta hun ho skta hai main galat bhi houn
but SI is always p.a CI ka difference hota hai ki pa ya quarterly…SI to per annum by default hota hai.. see my below comment u will get it better
which one sir?
every plan of fd,, is completely different.. even a single bank has variety of fd plan.. some offer si, some ci,, in some ci is calculated annually in some quarterly.. but it is calculated for every period.. i.e for 1 year if it is compounded annually and 4 times in a year if compunded quarterly…
now tell me if a scheme pays 7.7% rate… and maturity is 10 years.. i invest Rs 1000.. how much will i get at the end???
1770rs if we calculate it on the basis of the year
but here also maturity is given .. then it should be only Rs 77 na…
See every bank offers diff product .. rate and method of computation is differnt.. when SI is mentioned it is always p.a. now i have edited and made it p.a
so dont get confused by what you know.. just see what is given in the ques
okay sir thank you,
Please check again
1 lakh ki fd pe 124000 hi milega after 4 yrs at 6%
Har yr ka CI calculate hota hai banks me
Yahn SI calculate karna h
…..
Ji
ghar ki sari fds mai hi krwati hn.
Aapko kahin mistake ho rahi hai
but mera bank to aisa nahi karta ..
ho sakta hai mujhse galti ho rhi ho but maine jo abhi tk padha ushi ki wajah se bola
ok ok. mistake ho jati hai
but its good jab doubt clear ho jaye to :))
yes banks ka alag ho sakta hai
But I havent seen any bank ki vo 5 yrs ki FD ki amount 1 year pe calculate karke dede
see the attached image. SBI ki FD hai
main bhi aapko ek statement deta hun,
wait
ok. Sure
Ok.
But most major banks do not do like this
ICICI, HDFC, SBI and its associates, PNB, Bank of India, Bandhan Bank
I am sure about all these banks.
Refresh for image
https://uploads.disquscdn.com/images/6762cda835379eaf0bb1b5e712cceccbd007cb90f8890cc39c9b9f93a220ebb4.jpg
See
70000 ki FD hai at 9% for 5 years
so acc to u 76300 se thoda jada milna chaiye after 5 years –
Right ??
but according to me 1,01,500 (which is at SI) se thoda jada milna chaiye which is shown in FD
FD me bhi CI hi calculate hota hai – agar hum ye attached FD dekhe to
yes 76300 se thoda jyda milna chahie tha
aapko 101500rs mile ishka mtlb per year ke hisab se
yes
i hope cleared now :))
in ques (3) minimum investment of A is 5 lakh but in solution it is 3 lakh..?? please explain
Yes question edited now.. Thankyou 🙂
in question 4 it should option (E) , as it will be calculated at 5% for 3 years …please explain
yes it is 3 years.. ur method is correct.. i will edit it
thanks
sir que 5 check kariye
because scheme A mein min 5lakh hi invest kr skte hai isshe kam nahi
yes yes right… 🙂 edited
ans should be E in que 4
how to calculate efficiency in table?
sir in que 9 -B will complete remaining work in 52 1/2 days
how?
see One day work of A and B
A=180
B=120
overall work 12600
A works for 35 days 35*180=6300
remaining work 12600-6300=6300
now B will do
6300/120= 52 1/2 days
i dont use this method,, can u tell me why have u taken one day work as 180 and 12?
because easily solve ho jata hai aise
A=70
B=100
C=120
D=90
E=50
over all work 12600
Now one day work of every worker will be
A=180
B=126
c=105
D-252
i will check and tell the fault in the method u have used… answer is 50 only.. u can ur steps for verification..
there is no fault in this method,
method is correct,, approach is wrong,, wait i will tell
sure
for B it should be 12600/100 ??right??
No it will be 12600/105
ok…105 from where??
c ka agr ek din ka nikaloge to
12600/120 to 105 niklega
no no, B ka pucha hai,, i edited the comment
Oh then it will be 12600/100
B 126
yes,, try again with new value
yes, got it…
calculation mistake thi
Q-10
why 36 se multiply ho raha?
they both take 35(5/17) to complete the work together… this we have already solved in Q6… so they will get the wage for 36 days… this point is given in note that is given below the table… so *36
ohh okk..got it
mam qstn no 1 mai hame sab option ka calculate kar dekhna hoga?
aisa bahut jyada calculative nhi ho jayega exam mai
no sis just see the di once and RT ka mulitple dekho
@surajskt:disqus sir one doubt
?
yes???
In Q-8 right E will get pay for 2.5 days right and A will get pay for 66.5 days then answer will be 7400 total pls explain once
See the note part- second statement
Even if a person has worked only for a fractional part of a day on which work got completed he will get full wage for that day. While a person will not get any wage for the day one which he does not works for a full day if the work is not completed on that day.
sir 9th question check kia?
yes.. it is 50,, wait i am checking ur sol
no it will 52 1/2 days
see my below comment, i replied you
why have u taken 180 and 120?? i dont use this method.. so plz explain
reply de diya niche
Understood but i solved question jisme they get pay for the half day also thats why confused got it now
q.4 kaise hua
230000 k baad
mam plz check q.no.4
kya doubt h???
sir 230000 k baad kaise solve kia gaya?
A=P(1+RT/100) for SI
Put A = 230000 and Put R=5% and T=3 years find P
230000*100/15?
In first ques sab option check krne padhge
nhi,, Jis scheme ka R*T sabse jyada hai usme sabse jyada interest milegaa so put more money in that scheme jiska R*T maximum ho
Fourth ques Ka ans
C) Rs 2,00,000
230000*100/15?
230000*100/115
2lakh(1+7*6/200)? 200 kha se aaya
100 hoga,, typing mistake
Ok
B Ka day Kaise pta chalga. And efficiency Kaise nikalgi
B ki efficiency di hai 70% of A
A takes 70 days means B will take 70 *(100/70)= 100 days — ye pehle wala 70 is the number of days taken by A and wo 70 , 100 ke sath hai means(100/70) that is the efficiency of B with respect to A
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sabme experience manga hai,, kisi me 2 years, kisi me 3, kisi me 15 years
Customer Wali main nhi hai shayad
dekhte hai ruko
ha usme nhi manga hai.. bas likha hai ki — Experience in documentation requirements of
financial products and good communications skills would be desirable…
agar koi jyada experience wala apply kar diya to ussi ko prefer karenege over new comers
And contract base hai sab paise kamane Ka tarika
how to calculate efficiency of each?
there is no need to calculate efficiency. The efficiency that is given in the table is the efficiency of a person with respect to worker A. For example: it is given that A takes 70 days to do the work…. and it is given that B is 70% as efficiency as A.. using these two data we can find what amount of time will B take to do the task.
But this data i.e how much time others will take i.e C,D and E is already given.. so we dont need efficiency for them
Nice di
YES BRO MAST DI HE
haan :)))
thank u @surajskt:disqus sir
@surajskt:disqus
yes
Worker Days Wage
A 70 Rs. 100
B 100 Rs 100
C 120 Rs 75
D 90 Rs 150
E 50 Rs 300
sir can u explain the table ??
Take for example C
See the first column shows that C takes 120 days to complete the full work alone. Rs 75 means that for each day that he works he gets Rs 75..
Also see the note below the table and start solving the ques.. again koi doubt ho to ask..
wage kaise find out karu??
ty sir ..
samjh aagya na?
haan ..
Ques 6.
Total wage of E = 36*300 =Rs 10,800
Total wage of C = 36*75 = Rs 2,700
Difference = Rs 8,100
36 ???? kaise aya?
dekho note me kya likha hai : Even if a person has worked only for a fractional part of a day on which work got completed he will get full wage for that day. yani ki agar maan lo wo 12.5 days me kaam kar rhe hai to is 0.5 day ka 1/2 wage nhi full wage milega means 13 days ka wage
E and C mil ke 35(5/17) me kaam kr rhe,, means they will get wage for 36 days
to unke daily wages ko 36 se multiply kr do
how 36 in 10th?
who is the most efficent person bro E why because it take less no of days to do a work…efficency is inversely propotional to time taken to do work..the person who take less days is more efficent..who is the lowest efficent person C coz he take 120 days to do work which is greater than all
Total wage received by the most efficient person from the given data is how much greater than the wage received by the least efficient worker when they work together to complete the work?
E and C work together means most efficent and less efficent person work together
E take 50 days and C 120 days now find the lcm of the two days you get total work and divide by their per day work you get how many days they take to complete work see the pic https://uploads.disquscdn.com/images/ba51049ba2dd0e888b42dd3b5cbf0fc93efeb8521676c4e9179b20a81ed4992b.jpg
they take total 35 5/17 days but in note of DI
Note: Even if a person has worked only for a fractional part of a day on which work got completed he will get full wage for that day. While a person will not get any wage for the day one which he does not works for a full day if the work is not completed on that day.
so they work for 35 5/17 but 36 days wage is considered
dekho note me kya likha hai : Even if a person has worked only for a fractional part of a day on which work got completed he will get full wage for that day. yani ki agar maan lo wo 12.5 days me kaam kar rhe hai to is 0.5 day ka 1/2 wage nhi full wage milega means 13 days ka wage
E and C mil ke 35(5/17) me kaam kr rhe,, means they will get wage for 36 days
to unke daily wages ko 36 se multiply kr do
sir ques 2 mai …….A mai 5 lakh & B mai 4 lakh dalai 6 yrs kai liyai tou 348,000 interset mil raha hai…..pls check my point
Lekin scheme A ka maturiy period is 10 years. So wo usme invest nhi kr sakta. Coz ques me given h ki. For a period not more than 6 years
SIR B KI DAYS 100KHA SE NIKLI@surajskt:disqus SIR
GOT IT SIRR….
q7 howw 34 for E