Banking Awareness Set 3

Suraj

This set contains banking awareness questions for various upcoming exams like SBI PO, IBPS PO, Clerk and insurance exams.

  1. The apex institution in Banking System in India is?
    A) RBI
    B) SEBI
    C) NABARD
    D) IRDA
    View Answer
    Option A
  2. The new lending rate MCLR introduced has come into effect from ?
    A) 1 June 2016
    B) 1 May 2016
    C) 1 April 2016
    D) 1 January 2016
    View Answer
    Option C
  3. The various disclosures in balance sheet of banks aims at ___ ?
    A) Supervision
    B) Inspection
    C) Monitoring
    D) Transparency
    View Answer
    Option DΒ 
  4. Regional Rural Banks are managed by ____.
    A) Sponsor Bank
    B) NABARD
    C) RBI
    D) Board of Directors
    View Answer
    Option D
    Explanation:     Regulated by NABARD, Managed by Board of Directors
    Share of Central Govt in RRB-50%, Share of State Govt. – 15%, Share of Sponsor bank- 35%
  5. The word customer is defined in which of the following act?
    A) RBI Act 1934
    B) The Banking Regulation Act, 1949
    C) Prevention of Money Laundering Act, 2002
    D) None of these
    View Answer
    Option C
    Explanation: Defined in PML Act : a person or entity that maintains an account and/or has a business relationship with the bank
  6. Which of the following customer does not fall under low risk category under KYC guidelines?
    A) Salaried employee
    B) Persons from lower strata of the society
    C) Government Department
    D) Trusts
    View Answer
    Option D
    Explanation: Trusts comes under high risk category
  7. An account will be classified as dormant if there are no transactions in the account for a period of ____ months.
    A) 12 months
    B) 60 months
    C) 24 months
    D) 36 months
    View Answer
    Option C
    Explanation: In 2 years
  8. A money in bank account is treated as Unclaimed money deposit after ___ years?
    A) 2 years
    B) 5 years
    C) 10 years
    D) No such limit
    View Answer
    Option C
    Explanation: After 10 years
  9. What does P stands for in CNP?
    A) Protect
    B) Present
    C) Part
    D) Portable
    View Answer
    Option B
    Explanation: CNP – Card not Present.
    A card not present transaction (CNP, MO/TO, Mail Order / Telephone Order, MOTOEC) is a payment card transaction made where the cardholder does not or cannot physically present the card for a merchant’s visual examination at the time that an order is given and payment effected
  10. What is the paid up capital of Payment bank?
    A) Rs 100 Crores
    B) Rs 500 Crores
    C) Rs 800 Crores
    D) Rs 250 Crores
    View Answer
    Option A

 

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36 Thoughts to “Banking Awareness Set 3”

  1. gomathy priya
    February 19, 2017 at 9:44 am

    i am new to this platform

    Reply
    1. Shubhra
      February 19, 2017 at 10:08 am

      πŸ™‚

      Reply
  2. gomathy priya
    February 19, 2017 at 9:46 am

    thanks team

    Reply
  3. Preeti
    February 19, 2017 at 10:19 am

    mam…, 4th q?
    regulate navard krta h kya nd managed BOD?

    Reply
    1. Preeti
      February 19, 2017 at 10:19 am

      nabard**

      Reply
    2. Suraj
      February 19, 2017 at 10:19 am

      board of directors

      Reply
      1. Preeti
        February 19, 2017 at 10:28 am

        okki…thankuuu sir g

        Reply
    3. Suraj
      February 19, 2017 at 10:21 am

      yes correct

      Reply
      1. Sur(*-*)
        February 20, 2017 at 9:34 am

        Sir it’s request to provide mcq topic wise like your previous post BSBDA,n various payments mode
        Plz cover these topics payment banks ,nbfc,ussd etc

        Reply
        1. Suraj
          February 20, 2017 at 9:46 am

          ok,, πŸ™‚

          Reply
  4. ravi
    February 20, 2017 at 6:27 pm

    ty:))

    Reply
  5. Hrushi#123
    May 11, 2017 at 5:51 am

    Capital market and Money market chapter quiz please provide

    Reply
  6. destiny Casimiro
    May 12, 2017 at 6:18 pm

    Tq

    Reply
  7. Sanyasi Learnu Banegi SBI PO
    May 28, 2017 at 11:16 am

    TY.:))

    Reply
  8. sachin shukla@Target SBI Mains
    May 30, 2017 at 10:13 am

    ty:)

    Reply
  9. kumkum ahuja
    July 3, 2017 at 8:24 pm

    thank u az πŸ™‚

    Reply
  10. Ayushi
    July 30, 2017 at 9:45 pm

    ty

    Reply
  11. Ravi Upadhyay
    October 28, 2017 at 6:33 pm

    thnx

    Reply
  12. ambika
    December 10, 2017 at 1:08 am

    thankyou

    Reply
  13. Jitu
    January 29, 2018 at 3:35 pm

    ty..

    Reply
  14. Timothygagig
    October 10, 2022 at 12:41 pm

    Hello2. And Bye2.

    Reply
  15. Stewartxoz
    October 11, 2022 at 10:47 am

    углСкислыС ΠΌΠΈΠ½Π΅Ρ€Π°Π»ΡŒΠ½Ρ‹Π΅ Π²ΠΎΠ΄Ρ‹ rixos royal spa красная поляна Ρ†Π΅Π½Ρ‹
    Π·Π°Π³ΠΎΡ€ΠΎΠ΄Π½Ρ‹ΠΉ комплСкс циолковский самара ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ сайт Π°Π΄Π»Π΅Ρ€ΠΊΡƒΡ€ΠΎΡ€Ρ‚ Π΄Π΅Π»ΡŒΡ„ΠΈΠ½ ΠΎΡ‚Π·Ρ‹Π²Ρ‹ Π΄ΠΎΠΌ ΠΎΡ‚Π΄Ρ‹Ρ…Π° Π²Π°Π»ΡƒΠ΅Π²ΠΎ ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ сайт Ρ†Π΅Π½Ρ‹
    гостиницы москвы с бСсплатной ΠΏΠ°Ρ€ΠΊΠΎΠ²ΠΊΠΎΠΉ санаторий ΡˆΠ°Ρ„Ρ€Π°Π½ΠΎΠ²ΠΎ Π±Π°ΡˆΠΊΠΈΡ€ΠΈΡ ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ ΠΎΠ·Π΅Ρ€ΠΎ Π΄ΠΈΠ²Π½ΠΎΠ΅ сочи ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ сайт

    Reply
  16. Stewartpfp
    October 11, 2022 at 11:47 pm

    сочи Ρ€Π°Π΄ΡƒΠ³Π° прСстиТ ΠΊΠ°Ρ€Ρ‚Π° санатория ΠΊΡ€Ρ‹ΠΌ Π² ΠΏΠ°Ρ€Ρ‚Π΅Π½ΠΈΡ‚Π΅
    гостиницы стСрлитамака нСвский ΠΎΡ‚Π΅Π»ΡŒ астСр хостСлы Π½Π° курской
    хостСл СссСнтуки санатории ΠΎΠΊΡ‚ΡΠ±Ρ€ΡŒΡΠΊΠΈΠΉ сочи Π²Π΅Ρ€ΡΠ°Π»ΡŒ 2 сочи

    Reply
  17. Stewartkmu
    October 12, 2022 at 9:44 am

    Π³Π΅Π»Π΅Π½Π΄ΠΆΠΈΠΊ гостиницы всС Π²ΠΊΠ»ΡŽΡ‡Π΅Π½ΠΎ санатории ΠΊΡƒΡ€ΡŒΠΈ
    кисловодск Π½Π°Ρ€Π·Π°Π½Π½Ρ‹Π΅ Π²Π°Π½Π½Ρ‹ Ρ†Π΅Π½Π° красная поляна 2 ΠΎΡ‚Π΄Ρ‹Ρ… ΠΊΡ€Ρ‹ΠΌ Π°Π»ΡƒΠΏΠΊΠ°
    ΠΎΡ‚Π΄Ρ‹Ρ… Π² Π²ΠΈΠ½Ρ‚Π°ΠΆ гостиница санкт ΠΏΠ΅Ρ‚Π΅Ρ€Π±ΡƒΡ€Π³ ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ сайт гостСвой Π΄ΠΎΠΌ старый Π΄Π²ΠΎΡ€ΠΈΠΊ ΠΊΠ°Π»ΠΈΠ½ΠΈΠ½Π³Ρ€Π°Π΄

    Reply
  18. Stewartkio
    October 12, 2022 at 7:39 pm

    cosmos kazan hotel вСшки ΠΏΠ°Ρ€ΠΊ ΠΎΡ‚Π΅Π»ΡŒ москва
    сочи гостиница пансионат альянс ТСлСзноводск ΠΎΡ‚Π·Ρ‹Π²Ρ‹ Π»ΡƒΡ‡ΡˆΠΈΠ΅ ΠΎΡ‚Π΅Π»ΠΈ ΠΊΡ€Ρ‹ΠΌΠ° для ΠΎΡ‚Π΄Ρ‹Ρ…Π° с Π΄Π΅Ρ‚ΡŒΠΌΠΈ
    Π°Π½Π°ΠΏΠ° ΠΎΡ‚Π΄Ρ‹Ρ… с Π΄Π΅Ρ‚ΡŒΠΌΠΈ ΠΎΡ‚Π·Ρ‹Π²Ρ‹ Π½ΠΈΠΊΠ° ΠΎΡ‚Π΅Π»ΡŒ москва ΠΈΠ·ΠΌΠ°ΠΉΠ»ΠΎΠ²ΠΎ ΠΎΡ‚Π΄Ρ‹Ρ… Π² сочи с ΠΏΠΈΡ‚Π°Π½ΠΈΠ΅ΠΌ ΠΈ бассСйном

    Reply
  19. Stewartxtp
    October 13, 2022 at 6:28 am

    Ρ†Π΅Π½Ρ‚Ρ€ ΠΎΡ‚Π΄Ρ‹Ρ…Π° ΠΈ Π·Π΄ΠΎΡ€ΠΎΠ²ΡŒΡ кстово Ρ…Π°Π»ΡΠ»ΡŒ санатории Π² татарстанС
    ΠΏΠ°Ρ€ΠΊ Π΄ΡŽΠ»ΡŒΠ±Π΅Ρ€ Π² ΠΊΡ€Ρ‹ΠΌΡƒ Π±Ρ€ΠΈΠ³Π°Π½Ρ‚ΠΈΠ½Π° витязСво мСдицинский гостиница Π½Π° сутки Π² краснодарС
    ΠΌΠ°Ρ€ΠΊΠΎ ΠΏΠΎΠ»ΠΎ прСсня москва ΠΎΡ‚Π΅Π»ΡŒ сочи магнолия ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ сайт ΠΏΠ°Ρ€Ρ‚Π΅Π½ΠΈΡ‚ Ρ†Π΅Π½Π°

    Reply
  20. Stewartcrk
    October 13, 2022 at 6:09 pm

    сочи приморская гостиница ΡˆΠ΅Ρ€Π΅ΠΌΠ΅Ρ‚ΡŒΠ΅Π²ΡΠΊΠΈΠΉ
    гостиница троя Π² витязСво Π»Π΅Ρ‡Π΅Π±Π½Ρ‹Π΅ ΠΊΡƒΡ€ΠΎΡ€Ρ‚Ρ‹ ΠΌΠΈΡ€Π° Π³Π΅Π»Π΅Π½Π΄ΠΆΠΈΠΊ санатории с Π»Π΅Ρ‡Π΅Π½ΠΈΠ΅ΠΌ
    Π°ΠΊΠ²Π° Π°Π±Π°Π·Π° Ρ‚ΡƒΡ€ΠΎΠΏΠ΅Ρ€Π°Ρ‚ΠΎΡ€ ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ marriott казань ΠΎΡ‚Π΅Π»ΡŒ Π² Π½Π΅ΠΊΠΎΡ‚ΠΎΡ€ΠΎΠΌ царствС Π² Π½Π΅ΠΊΠΎΡ‚ΠΎΡ€ΠΎΠΌ государствС Ρ€ΡΠ·Π°Π½ΡŒ

    Reply
  21. VederTwtumf
    October 24, 2022 at 2:47 pm

    санатории Π½Π° ΠΊΠ°Ρ€Ρ‚Π΅ россии 2021 санатории ΠΊΠ°Ρ€Π΅Π»ΠΈΠΈ с бассСйном
    ΠΏΠΎΠ΅Π·Π΄ΠΊΠ° Π² Π³Π΅Π»Π΅Π½Π΄ΠΆΠΈΠΊ барская ΡƒΡΠ°Π΄ΡŒΠ±Π° камСнномостский ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ ΠΊΡ€ΠΎΠ½Π²Π΅Ρ€ΠΊ ΠΎΡ‚Π΅Π»ΡŒ
    пансионат Π² Π°Π΄Π»Π΅Ρ€Π΅ Π±Π°Π»ΠΈ гостиницы ΠΏΠ°Ρ€ΠΊ Ρ€ΠΎΠ΄Π½ΠΈΠΊ пятигорск ΠΎΡ‚Π·Ρ‹Π²Ρ‹

    Reply
  22. VederTwtojw
    October 24, 2022 at 11:56 pm

    Π°Ρ‚Π΅Π»ΠΈΠΊΠ° ΠΊΡ€Ρ‹ΠΌ ΠΌΠ΅Ρ‚Π΅Π»ΠΈΡ†Π° голубицкая
    ΠΎΡ‚Π΅Π»ΡŒ Π½Π° щорса ΠΊΠΈΡ€ΠΎΠ² саки ΠΊΡ€Ρ‹ΠΌ ΠΎΡ‚Π΄Ρ‹Ρ… 2021 Ρ†Π΅Π½Ρ‹ ΠΌΠΈΡ€Π°ΠΆ гостиница саратов
    санатории лСнинградской области с Π΄Π΅Ρ‚ΡŒΠΌΠΈ palmira palace 4 ялта ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ сайт mriya ΠΎΡ‚Π΅Π»ΡŒ

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  23. VederTwtkkd
    October 25, 2022 at 8:59 am

    санаторий Π½ΠΎΠΌΠ΅Ρ€ 9 cronwell park Π½ΠΈΠΊΠ°
    санаторий фнс Π² сочи кэшбэк Π·Π° Ρ‚ΡƒΡ€ΠΈΠ·ΠΌ Π² россии Π³Ρ€Π°Π½Π΄ ΠΎΡ‚Π΅Π»ΡŒ стСрлитамак
    alean family resort spa doville ΠΏΠΎΠ΄ΠΎΠ±Ρ€Π°Ρ‚ΡŒ санаторий Π»ΡƒΡ‡ΡˆΠΈΠΉ ΠΎΡ‚Π΄Ρ‹Ρ… Π² Π°Π±Ρ…Π°Π·ΠΈΠΈ

    Reply
  24. VederTwtlzr
    October 25, 2022 at 7:06 pm

    подмосковьС Π² подольскС ΠΎΡ‚Π΅Π»ΡŒ ΠΎΡ‚Π΄Ρ‹Ρ… 10
    гостиница асти румс томск санатории татарстана Ρ†Π΅Π½Ρ‹ Π½Π° 2021 санатории Π³Π°Π·ΠΏΡ€ΠΎΠΌΠ° Π² Π³Π΅Π»Π΅Π½Π΄ΠΆΠΈΠΊΠ΅
    ΠΎΡ‚Π΅Π»ΡŒ Π°Π»ΠΈ Π±Π°Π±Π° судак бассСйны Π² пятигорскС Ρ†Π΅Π½Ρ‹ Π°Π±ΠΎΠ½Π΅ΠΌΠ΅Π½Ρ‚ санатории сСрдСчно сосудистого профиля Π»ΡƒΡ‡ΡˆΠΈΠ΅

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  25. VederTwtixl
    October 26, 2022 at 5:08 am

    ΠΎΡ‚Π΅Π»ΡŒ Π±Π°Ρ€ΠΈΠ½ ΠΏΠ΅Ρ€Π΅ΡΡ‹ΠΏΡŒ ΠΎΡ‚Π΅Π»ΠΈ сСстрорСцка
    ΠΎΡ‚Π΅Π»ΡŒ ΠΎΡ€Π±ΠΈΡ‚Π° Π°Π΄Π»Π΅Ρ€ гостиница глория благовСщСнск ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ сайт ΠΎΡ‚Π΅Π»ΡŒ апСльсин Π½ΠΈΠΊΠΎΠ»Π°Π΅Π²ΠΊΠ°
    Π½Π΅Π±ΡƒΠ³ всС Π²ΠΊΠ»ΡŽΡ‡Π΅Π½ΠΎ с бассСйном ΠΈΠ·ΡƒΠΌΡ€ΡƒΠ΄ пансионат ΠΊΡ€Ρ‹ΠΌ гостиница мСгаполис москва

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  26. VederTwtubj
    October 26, 2022 at 2:10 pm

    мосгортур ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ сайт Π»ΡŒΠ³ΠΎΡ‚Π½Ρ‹Π΅ ΠΏΡƒΡ‚Π΅Π²ΠΊΠΈ ΠΎΡ‚Π΅Π»ΡŒ новомосковская Π°ΡΡ‚Ρ€Π°Ρ…Π°Π½ΡŒ
    гостиницы Π² ΠΊΠ»ΠΈΠ½Ρƒ московской области Π΄ΠΆΠ΅ΠΌΠ΅Ρ‚Π΅ ΠΊΠ°ΠΊ Π΄ΠΎΠ±Ρ€Π°Ρ‚ΡŒΡΡ Π°Π΄Π»Π΅Ρ€ΠΊΡƒΡ€ΠΎΡ€Ρ‚ ΠΊΠΎΡ€Π°Π»Π» Π½ΠΎΠΌΠ΅Ρ€Π°
    ΠΌΠΈΠ½Π΅Ρ€Π°Π»ΡŒΠ½Π°Ρ Π²ΠΎΠ΄Π° ΠΏΡ€ΠΈ гэрб Ρ‡Π΅Ρ€Π½ΠΎΠΌΠΎΡ€Π΅Ρ† пСсчаноС ΠΊΡ€Ρ‹ΠΌ ΠΎΡ„ΠΈΡ†ΠΈΠ°Π»ΡŒΠ½Ρ‹ΠΉ сайт красная Ρ‚Π°Π»ΠΊΠ° Π°Π»Π΅Π°Π½

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  27. VederTwttzy
    October 26, 2022 at 11:10 pm

    Π°ΠΏΠ°Ρ€Ρ‚Π°ΠΌΠ΅Π½Ρ‚Ρ‹ Π² Π°Π±Ρ…Π°Π·ΠΈΠΈ Π½Π° Π±Π΅Ρ€Π΅Π³Ρƒ моря павловск гостиница Π΄ΠΎΠ½
    Π°Π½Π°ΠΏΠ° сСлСна Π»Π΅Ρ‡Π΅Π½ΠΈΠ΅ Π² санаториях бСлоруссии Π΄ΡŽΠ»ΡŒΠ±Π΅Ρ€ санаторий ΠΎΡ‚Π·Ρ‹Π²Ρ‹
    санаторий ΠΌΠ²Π΄ ΠΌΠΈΠ½Π΅Ρ€Π°Π»ΡŒΠ½Ρ‹Π΅ Π²ΠΎΠ΄Ρ‹ санаторий сочи ΠΏΡ€ΠΈ ΠΏΡ€Π΅Π·ΠΈΠ΄Π΅Π½Ρ‚Π΅ ΠΌΠΈΠ½ΠΈ хостСл

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  28. VederTwtxfs
    October 27, 2022 at 9:21 am

    пансионат Π³ΠΎΠ»ΡŒΡ„ΡΡ‚Ρ€ΠΈΠΌ сукко ΠΎΡ‚Π·Ρ‹Π²Ρ‹ ΠΊΡƒΠΏΠΈΡ‚ΡŒ ТильС Π² Π°Ρ€Ρ…ΠΈΠΏΠΎ осиповкС
    Π°Ρ€Ρ€ΠΈΠ²Π° сочи гостиница Π² Π°Π΄Π»Π΅Ρ€Π΅ Ρƒ моря с бассСйном блиТайшая гостиница рядом со ΠΌΠ½ΠΎΠΉ
    ΠΊΡ€ΡƒΡ‚ΡƒΡˆΠΊΠ° санаторий казань ΠΎΡ‚Π·Ρ‹Π²Ρ‹ Π°Ρ‚Π΅Π»ΠΈΠΊΠ° Π³Ρ€Π°Π½Π΄ оазис 3 Π±ΡƒΡ…Ρ‚Π° ΠΈΠ½Π°Π» хоста ΠΊΡƒΡ€ΠΎΡ€Ρ‚

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  29. VederTwtako
    October 27, 2022 at 6:06 pm

    гавань ΠΎΡ‚Π΅Π»ΡŒ владивосток санаторий воровского Π² рыбинскС
    гостСвой Π΄ΠΎΠΌ юнона совхоз россия ΠΎΡ‚Π΄Ρ‹Ρ… Π² ΠΊΠ°Π»ΠΈΠ½ΠΈΠ½Π³Ρ€Π°Π΄Π΅ ΠΊΡ€Ρ‹ΠΌ ΡΠ΅ΠΌΠΈΠ΄Π²ΠΎΡ€ΡŒΠ΅ пансионаты ΠΎΡ‚Π΅Π»ΠΈ Ρƒ моря
    такси Π³Π΅Π»Π΅Π½Π΄ΠΆΠΈΠΊ ΠΊΠ°Π±Π°Ρ€Π΄ΠΈΠ½ΠΊΠ° Π±Π΅Ρ€Π΅Π³ΠΎΠ²ΠΎΠ΅ ялта ΠΊΡ€Ρ‹ΠΌ ΠΎΡ‚Π΅Π»ΠΈ ΠΊΡ€Ρ‹ΠΌΠ° всС Π²ΠΊΠ»ΡŽΡ‡Π΅Π½ΠΎ 2022

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