Banking Awareness Questions on Post Office Saving Bank (POSB) for upcoming bank and insurance exams IPPB, SBI PO, IBPS PO/Clerk, RRB PO/Clerk, RBI, BoB and other exams.
- What is the rate of interest offered by Post Office Saving Bank?
A) 5%
B) 4.5%
C) 4%
D) 5.5%Â
- What is the minimum amount required to get open a Savings Account in Post Office?
A) Account can be opened with Nil AmountÂ
B) Rs 10
C) Rs 50
D) Rs 20
- In case of a Savings Account in Post Office, what maximum amount of interest earned per year on deposited money is tax free?
A) Rs 5,000Â
B) Rs 10,000
C) Rs 12,000
D) Rs 8,000Â
- To avail the facility of Cheque in Savings Account in Post office, what minimum amount is required to get open an account?
A) Rs 500
B) Rs 100
C) Rs 1000
D) Rs 200
- What is the minimum balance required to be maintained in the Savings Account in Post Office for cheque facility?
A) Rs 500
B) Rs 100
C) Rs 1000
D) Rs 200
- What is the minimum balance required to be maintained in the Savings Account in Post Office in case of non – cheque facility account?
A) Rs 20
B) Rs 10
C) Rs 50
D) Rs 100
- In Post Office, joint account can be opened by ___________ adults.
A) two onlyÂ
B) three or four
C) two or four
D) two or three
- What is the minimum age required to get open a savings Account in Post Office?
A) 10
B) No minimum age
C) 18Â
D) 21
- Which of the following is true in regard to Post Office Saving Account?
(i)Â Account can be opened by cash only.
(ii)Â Nomination facility is available at the time of opening and also after opening of account.
(iii)Â Account can be transferred from one post office to another.
(iv)Â Single account can be converted into Joint and Vice Versa.
(v) One account can be opened in one post office.
A) Only (i), (iii) and (v)
B) Only (i), (iv) and (v)Â
C) Only (ii), (iii), (v)Â Â
D) All (i), (ii) , (iii), (iv) and (v)
- In a Post Office Savings Bank (POSB) Account, at least _____ transaction of deposit or withdrawal in _____ financial years is necessary to keep the account active.
A)Â 1, 2Â
B) 1, 3
C) 2, 3
D) 2, 1
Click here for topic wise Banking Awareness Questions
🙂
Q4 and Q5 are same..both are asking for minimum amount for cheque facility
thanks
ty az
THANK U MAM
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