Daily Current Affairs 19 December 2021 for Banking/Insurance/SSC and other related exams.
NATIONAL NEWS
Govt. grants in-principle nod to Jaitapur site for 6 nuclear power reactors
In principle approval has been accorded to a site in Maharashtra’s Jaitapur for setting up six nuclear power reactors of 1,650 MW each in technical cooperation with France, the government said.
- This would make it the largest nuclear power generating site in the country with a total capacity of 9,900 MW, Minister of State in the Department of Atomic Energy Jitendra Singh said in a written reply to Rajya Sabha.
- Currently, techno-commercial discussions to arrive at the project proposal with France are in progress, he said.
BANKING & FINANCE
Bajaj Allianz General Insurance launches Health Prime rider
Bajaj Allianz General Insurance has unveiled Health Prime rider, an additional coverage that can be availed with its health insurance and personal accident policies.
- Tele-consultation, doctor consultation, investigations and annual preventive health check-up are the different components of the additional cover. Policyholders can avail Health Prime on payment of an extra premium over and above their base policy.
- It will be available on both group and retail basis on select health insurance and personal accident policies. It can be availed for new policies and also upon renewal.
RBI allows Payments Banks, SFBs to conduct Govt agency business
The Reserve Bank of India (RBI) has thrown open the government agency business like tax collection to scheduled payment banks and scheduled small finance banks (SFBs). This is part of move to provide further scope to private banks to conduct government agency business.
- It has now been decided in consultation with the government of India, to make scheduled payments banks and scheduled small finance banks eligible to conduct such business, RBI said in a notification.
- Any payment bank or small finance bank that intends to undertake government agency business may be appointed as an agent of RBI upon execution of an agreement with RBI. They can do so only when they comply with the overarching regulatory framework prescribed for these banks.
Samunnati signs co-lending partnership with IndusInd Bank
Samunnati has entered into a co-lending agreement with IndusInd Bank to expand credit accessibility for farmer producer organisations (FPOs) across the country.
- This collaboration will provide ₹15 crore as an initial amount disbursed to farmers collectives. The primary aim is to ensure the self-sustainability and profitability of Farmer Collectives and their members, comprising mostly small-holder farmers, Samunnati said in a statement.
- This strategic alliance will enable easy access to working capital to Samunnati’s growing network of 1,500 Farmer Collectives with a member base of 6 million farmers.
HomeFirst, Union Bank of India enter co-lending partnership to offer home loans
Union Bank of India (UBI) and Home First Finance Company India Ltd (HomeFirst) have entered into a strategic co-lending partnership to offer home loans to customers at competitive interest rates.
- The partnership aims at leveraging the strengths of both entities to provide a seamless experience to retail home loan customers in the priority sector.
- Under this partnership, HomeFirst will originate loans as per the agreed credit policy of Union Bank of India in line with the provisions of RBI’s co-lending model. HomeFirst will retain minimum 20% of the loan on its book while 80% will be on Union Bank’s book. HomeFirst will act as a servicing agent for the loan accounts sourced under this partnership throughout the life cycle of the loan.
ICICI Prudential Life Insurance signs the UN’s Principles of Responsible Investing
ICICI Prudential Life Insurance (IPRULIFE) has become the first Indian insurance company to sign the United Nations-supported Principles for Responsible Investment (UNPRI), demonstrating its commitment towards the environment, social and governance (ESG) issues.
- In its journey towards promoting sustainability, the company is integrating ESG factors into its investment management framework. This private life insurer has also adopted sustainability principles across its business activities.
- The sustainability framework is built on the three pillars of ESG which include leaving the planet a better place for the next generation, giving back to society and transparency in functioning.
CSB Bank, Clear tie up to roll out ITR e-filing facility for NRI customers
Catholic Syrian Bank (CSB) said it has tied up with online tax filing platform Clear (formerly ClearTax) to launch an income tax e-filing facility for its NRI customers.
- The bank said e-filing options will be completely free of cost and that the partnership allows its customers to file their taxes online with reduced effort and lesser time.
- Customers will also have the option to opt for CA assisted ITR filing for specialized return filings and expert advisory on capital gains, global income, inheritance at a discounted rate for the bank’s customers.
AWARDS
Avani Lekhara becomes 2021 Paralympic Awards winner as the best female debut
Indian shooter Avani Lekhara won the “Best Female Debut” honour at the 2021 Paralympic Awards for her record-breaking gold medal at the Tokyo Games.
- The 20-year-old from Jaipur, who sustained spinal cord injury in a car accident in 2012, won the gold in the women’s 10m Air Rife Standing SH1 event earlier this year.
- With that special feat, she had broken the Paralympic Games record besides equalling the world record.
BOOKS & AUTHORS
The Monk Who Transformed UP: Book on Yogi Adityanath`s journey released
The book titled “The Monk Who Transformed Uttar Pradesh: How Yogi Aditynath Changed UP Waala Bhaiya’ abuse to a Badge of Honour” written by author Shantanu Gupta has been released recently. The book is published by Garuda Prakashan.
- This book chronicles how Uttar Pradesh Chief Minister Yogi Adityanath transformed the state in various aspects like law and order, connectivity, education, health infrastructure, and overall growth.
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According to my observation, after a foreclosures home is bought at a sale, it is common for that borrower in order to still have the remaining balance on the mortgage. There are many lenders who aim to have all fees and liens paid off by the following buyer. On the other hand, depending on certain programs, restrictions, and state laws there may be a few loans that aren’t easily fixed through the exchange of financial products. Therefore, the obligation still falls on the customer that has obtained his or her property in foreclosure process. Thanks for sharing your opinions on this weblog.
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One thing is that one of the most frequent incentives for making use of your cards is a cash-back or maybe rebate offer. Generally, you’ll get 1-5 back on various expenditures. Depending on the credit cards, you may get 1 back again on most acquisitions, and 5 back again on purchases made going to convenience stores, gasoline stations, grocery stores in addition to ‘member merchants’.
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One other issue issue is that video games are normally serious naturally with the primary focus on studying rather than entertainment. Although, there is an entertainment aspect to keep children engaged, every single game is frequently designed to focus on a specific expertise or curriculum, such as mathematics or scientific research. Thanks for your publication.
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