English Sectional Test 4 for SBI PO 2017 Prelim Exam

Direction (1-8): Read the following passage and answer the questions that follow.

The public sector is at the cross roads ever since the launch of economic reforms programme in India. The pendulum has been swinging between survival and surrender. It is the result of a confluence of several factors : a shift in global economic environment, the emergence of the market economy and myths surrounding the performance of the public sector. So virulent has been onslaught that it is becoming axiomatic that by the very concept, the public sector is inefficient and resource waster whereas private enterprise is resource efficient.

The reform programme in India commenced with the policy of restricting of the public participation with the passage of time, the process of liberalization has shifted to privatization in a disguised form couched as strategic role. In the wake of the recent hot pursuit of the wholesale privatization programme a lively and poignant debate has emerged. It provides a golden opportunity to introspect and revisit the issue.

At the very outset, it must be made clear that in the worldwide-liberalized economic environment and very high stake of the state in most public undertakings disinvestments policy seeks to differentiate closed or bankrupt enterprise from the private sector–a fact deliberately overlooked by the champions of privatization. These undertakings need immediate attention. They are an unnecessary drain on the public exchequer. A high priority area for the disinvestments programme ought to be these enterprises but under one or the other argument these remain unattended, may be it involves a tough task. If these cannot be sold lock, stock and barrel asset stripping is the only option. Obviously the government cannot realize good price from these assets but their disposal will help stop the drain. If the assets are depreciated or become obsolete, then there is no point in holding on to them indefinitely and take to softer option of selling the vibrant and highly profit making organizations to reduce the budgetary deficit. Non-performers exist in both the sectors. Why condemn the public sector as whole? Better option will be closure or privatization of lossmaking and non-viable units supporting PSU’s which could be turned around and become healthy and viable and providing autonomy to the board of PSU’s which are performing well and have potential to be globally competitive be welcome. With public participation in the PCU’s there will be a good does of accountability in the system. What need to be reviewed are some basic issues; the priorities allocated to the enterprises. Selected for disinvestments, a comprehensive road map delineating the route,the modes and modalities timing and its consequences. These basic issues require greater discussion and participative decision making. In any event, the disinvestments programme in respect of the closed and non-revivable units is a must if the drain of further resources is to be prevented.

Let it be understood that PCU’s are a big repository of value and it will take quite some time for privatization programme to materialize despite the desire to expedite the process. Until then if a vacuums emerges attended by uncertainty it will do a great harm to the investments, which were made with such great dedication although desired now. The government has withdrawn a budgetary support over the last decade. If some support is extended it is largely directed to closed or losing enterprise, which have no fortune.

Question: The basic issue(s) requiring greater discussion and participative decision making regarding the disinvestments programme is / are—

Direction (1-8): Read the following passage and answer the questions that follow.

The public sector is at the cross roads ever since the launch of economic reforms programme in India. The pendulum has been swinging between survival and surrender. It is the result of a confluence of several factors : a shift in global economic environment, the emergence of the market economy and myths surrounding the performance of the public sector. So virulent has been onslaught that it is becoming axiomatic that by the very concept, the public sector is inefficient and resource waster whereas private enterprise is resource efficient.

The reform programme in India commenced with the policy of restricting of the public participation with the passage of time, the process of liberalization has shifted to privatization in a disguised form couched as strategic role. In the wake of the recent hot pursuit of the wholesale privatization programme a lively and poignant debate has emerged. It provides a golden opportunity to introspect and revisit the issue.

At the very outset, it must be made clear that in the worldwide-liberalized economic environment and very high stake of the state in most public undertakings disinvestments policy seeks to differentiate closed or bankrupt enterprise from the private sector–a fact deliberately overlooked by the champions of privatization. These undertakings need immediate attention. They are an unnecessary drain on the public exchequer. A high priority area for the disinvestments programme ought to be these enterprises but under one or the other argument these remain unattended, may be it involves a tough task. If these cannot be sold lock, stock and barrel asset stripping is the only option. Obviously the government cannot realize good price from these assets but their disposal will help stop the drain. If the assets are depreciated or become obsolete, then there is no point in holding on to them indefinitely and take to softer option of selling the vibrant and highly profit making organizations to reduce the budgetary deficit. Non-performers exist in both the sectors. Why condemn the public sector as whole? Better option will be closure or privatization of lossmaking and non-viable units supporting PSU’s which could be turned around and become healthy and viable and providing autonomy to the board of PSU’s which are performing well and have potential to be globally competitive be welcome. With public participation in the PCU’s there will be a good does of accountability in the system. What need to be reviewed are some basic issues; the priorities allocated to the enterprises. Selected for disinvestments, a comprehensive road map delineating the route,the modes and modalities timing and its consequences. These basic issues require greater discussion and participative decision making. In any event, the disinvestments programme in respect of the closed and non-revivable units is a must if the drain of further resources is to be prevented.

Let it be understood that PCU’s are a big repository of value and it will take quite some time for privatization programme to materialize despite the desire to expedite the process. Until then if a vacuums emerges attended by uncertainty it will do a great harm to the investments, which were made with such great dedication although desired now. The government has withdrawn a budgetary support over the last decade. If some support is extended it is largely directed to closed or losing enterprise, which have no fortune.

Question: “The public sector is inefficient and resources waster whereas private enterprise is resource-efficient”. This opinion is due to—

Direction (1-8): Read the following passage and answer the questions that follow.

The public sector is at the cross roads ever since the launch of economic reforms programme in India. The pendulum has been swinging between survival and surrender. It is the result of a confluence of several factors : a shift in global economic environment, the emergence of the market economy and myths surrounding the performance of the public sector. So virulent has been onslaught that it is becoming axiomatic that by the very concept, the public sector is inefficient and resource waster whereas private enterprise is resource efficient.

The reform programme in India commenced with the policy of restricting of the public participation with the passage of time, the process of liberalization has shifted to privatization in a disguised form couched as strategic role. In the wake of the recent hot pursuit of the wholesale privatization programme a lively and poignant debate has emerged. It provides a golden opportunity to introspect and revisit the issue.

At the very outset, it must be made clear that in the worldwide-liberalized economic environment and very high stake of the state in most public undertakings disinvestments policy seeks to differentiate closed or bankrupt enterprise from the private sector–a fact deliberately overlooked by the champions of privatization. These undertakings need immediate attention. They are an unnecessary drain on the public exchequer. A high priority area for the disinvestments programme ought to be these enterprises but under one or the other argument these remain unattended, may be it involves a tough task. If these cannot be sold lock, stock and barrel asset stripping is the only option. Obviously the government cannot realize good price from these assets but their disposal will help stop the drain. If the assets are depreciated or become obsolete, then there is no point in holding on to them indefinitely and take to softer option of selling the vibrant and highly profit making organizations to reduce the budgetary deficit. Non-performers exist in both the sectors. Why condemn the public sector as whole? Better option will be closure or privatization of lossmaking and non-viable units supporting PSU’s which could be turned around and become healthy and viable and providing autonomy to the board of PSU’s which are performing well and have potential to be globally competitive be welcome. With public participation in the PCU’s there will be a good does of accountability in the system. What need to be reviewed are some basic issues; the priorities allocated to the enterprises. Selected for disinvestments, a comprehensive road map delineating the route,the modes and modalities timing and its consequences. These basic issues require greater discussion and participative decision making. In any event, the disinvestments programme in respect of the closed and non-revivable units is a must if the drain of further resources is to be prevented.

Let it be understood that PCU’s are a big repository of value and it will take quite some time for privatization programme to materialize despite the desire to expedite the process. Until then if a vacuums emerges attended by uncertainty it will do a great harm to the investments, which were made with such great dedication although desired now. The government has withdrawn a budgetary support over the last decade. If some support is extended it is largely directed to closed or losing enterprise, which have no fortune.

Question: The reform programme in India started with the policy of restructuring of PSUs has got shifted to

Direction (1-8): Read the following passage and answer the questions that follow.

The public sector is at the cross roads ever since the launch of economic reforms programme in India. The pendulum has been swinging between survival and surrender. It is the result of a confluence of several factors : a shift in global economic environment, the emergence of the market economy and myths surrounding the performance of the public sector. So virulent has been onslaught that it is becoming axiomatic that by the very concept, the public sector is inefficient and resource waster whereas private enterprise is resource efficient.

The reform programme in India commenced with the policy of restricting of the public participation with the passage of time, the process of liberalization has shifted to privatization in a disguised form couched as strategic role. In the wake of the recent hot pursuit of the wholesale privatization programme a lively and poignant debate has emerged. It provides a golden opportunity to introspect and revisit the issue.

At the very outset, it must be made clear that in the worldwide-liberalized economic environment and very high stake of the state in most public undertakings disinvestments policy seeks to differentiate closed or bankrupt enterprise from the private sector–a fact deliberately overlooked by the champions of privatization. These undertakings need immediate attention. They are an unnecessary drain on the public exchequer. A high priority area for the disinvestments programme ought to be these enterprises but under one or the other argument these remain unattended, may be it involves a tough task. If these cannot be sold lock, stock and barrel asset stripping is the only option. Obviously the government cannot realize good price from these assets but their disposal will help stop the drain. If the assets are depreciated or become obsolete, then there is no point in holding on to them indefinitely and take to softer option of selling the vibrant and highly profit making organizations to reduce the budgetary deficit. Non-performers exist in both the sectors. Why condemn the public sector as whole? Better option will be closure or privatization of lossmaking and non-viable units supporting PSU’s which could be turned around and become healthy and viable and providing autonomy to the board of PSU’s which are performing well and have potential to be globally competitive be welcome. With public participation in the PCU’s there will be a good does of accountability in the system. What need to be reviewed are some basic issues; the priorities allocated to the enterprises. Selected for disinvestments, a comprehensive road map delineating the route,the modes and modalities timing and its consequences. These basic issues require greater discussion and participative decision making. In any event, the disinvestments programme in respect of the closed and non-revivable units is a must if the drain of further resources is to be prevented.

Let it be understood that PCU’s are a big repository of value and it will take quite some time for privatization programme to materialize despite the desire to expedite the process. Until then if a vacuums emerges attended by uncertainty it will do a great harm to the investments, which were made with such great dedication although desired now. The government has withdrawn a budgetary support over the last decade. If some support is extended it is largely directed to closed or losing enterprise, which have no fortune.

Question: What was made with great dedication earlier, but now derided?

Direction (1-8): Read the following passage and answer the questions that follow.

The public sector is at the cross roads ever since the launch of economic reforms programme in India. The pendulum has been swinging between survival and surrender. It is the result of a confluence of several factors : a shift in global economic environment, the emergence of the market economy and myths surrounding the performance of the public sector. So virulent has been onslaught that it is becoming axiomatic that by the very concept, the public sector is inefficient and resource waster whereas private enterprise is resource efficient.

The reform programme in India commenced with the policy of restricting of the public participation with the passage of time, the process of liberalization has shifted to privatization in a disguised form couched as strategic role. In the wake of the recent hot pursuit of the wholesale privatization programme a lively and poignant debate has emerged. It provides a golden opportunity to introspect and revisit the issue.

At the very outset, it must be made clear that in the worldwide-liberalized economic environment and very high stake of the state in most public undertakings disinvestments policy seeks to differentiate closed or bankrupt enterprise from the private sector–a fact deliberately overlooked by the champions of privatization. These undertakings need immediate attention. They are an unnecessary drain on the public exchequer. A high priority area for the disinvestments programme ought to be these enterprises but under one or the other argument these remain unattended, may be it involves a tough task. If these cannot be sold lock, stock and barrel asset stripping is the only option. Obviously the government cannot realize good price from these assets but their disposal will help stop the drain. If the assets are depreciated or become obsolete, then there is no point in holding on to them indefinitely and take to softer option of selling the vibrant and highly profit making organizations to reduce the budgetary deficit. Non-performers exist in both the sectors. Why condemn the public sector as whole? Better option will be closure or privatization of lossmaking and non-viable units supporting PSU’s which could be turned around and become healthy and viable and providing autonomy to the board of PSU’s which are performing well and have potential to be globally competitive be welcome. With public participation in the PCU’s there will be a good does of accountability in the system. What need to be reviewed are some basic issues; the priorities allocated to the enterprises. Selected for disinvestments, a comprehensive road map delineating the route,the modes and modalities timing and its consequences. These basic issues require greater discussion and participative decision making. In any event, the disinvestments programme in respect of the closed and non-revivable units is a must if the drain of further resources is to be prevented.

Let it be understood that PCU’s are a big repository of value and it will take quite some time for privatization programme to materialize despite the desire to expedite the process. Until then if a vacuums emerges attended by uncertainty it will do a great harm to the investments, which were made with such great dedication although desired now. The government has withdrawn a budgetary support over the last decade. If some support is extended it is largely directed to closed or losing enterprise, which have no fortune.

Question: According to the author, non performers exist in

Direction (1-8): Read the following passage and answer the questions that follow.

The public sector is at the cross roads ever since the launch of economic reforms programme in India. The pendulum has been swinging between survival and surrender. It is the result of a confluence of several factors : a shift in global economic environment, the emergence of the market economy and myths surrounding the performance of the public sector. So virulent has been onslaught that it is becoming axiomatic that by the very concept, the public sector is inefficient and resource waster whereas private enterprise is resource efficient.

The reform programme in India commenced with the policy of restricting of the public participation with the passage of time, the process of liberalization has shifted to privatization in a disguised form couched as strategic role. In the wake of the recent hot pursuit of the wholesale privatization programme a lively and poignant debate has emerged. It provides a golden opportunity to introspect and revisit the issue.

At the very outset, it must be made clear that in the worldwide-liberalized economic environment and very high stake of the state in most public undertakings disinvestments policy seeks to differentiate closed or bankrupt enterprise from the private sector–a fact deliberately overlooked by the champions of privatization. These undertakings need immediate attention. They are an unnecessary drain on the public exchequer. A high priority area for the disinvestments programme ought to be these enterprises but under one or the other argument these remain unattended, may be it involves a tough task. If these cannot be sold lock, stock and barrel asset stripping is the only option. Obviously the government cannot realize good price from these assets but their disposal will help stop the drain. If the assets are depreciated or become obsolete, then there is no point in holding on to them indefinitely and take to softer option of selling the vibrant and highly profit making organizations to reduce the budgetary deficit. Non-performers exist in both the sectors. Why condemn the public sector as whole? Better option will be closure or privatization of lossmaking and non-viable units supporting PSU’s which could be turned around and become healthy and viable and providing autonomy to the board of PSU’s which are performing well and have potential to be globally competitive be welcome. With public participation in the PCU’s there will be a good does of accountability in the system. What need to be reviewed are some basic issues; the priorities allocated to the enterprises. Selected for disinvestments, a comprehensive road map delineating the route,the modes and modalities timing and its consequences. These basic issues require greater discussion and participative decision making. In any event, the disinvestments programme in respect of the closed and non-revivable units is a must if the drain of further resources is to be prevented.

Let it be understood that PCU’s are a big repository of value and it will take quite some time for privatization programme to materialize despite the desire to expedite the process. Until then if a vacuums emerges attended by uncertainty it will do a great harm to the investments, which were made with such great dedication although desired now. The government has withdrawn a budgetary support over the last decade. If some support is extended it is largely directed to closed or losing enterprise, which have no fortune.

Question: An appropriate title to the passage will be

Direction (1-8): Read the following passage and answer the questions that follow.

The public sector is at the cross roads ever since the launch of economic reforms programme in India. The pendulum has been swinging between survival and surrender. It is the result of a confluence of several factors : a shift in global economic environment, the emergence of the market economy and myths surrounding the performance of the public sector. So virulent has been onslaught that it is becoming axiomatic that by the very concept, the public sector is inefficient and resource waster whereas private enterprise is resource efficient.

The reform programme in India commenced with the policy of restricting of the public participation with the passage of time, the process of liberalization has shifted to privatization in a disguised form couched as strategic role. In the wake of the recent hot pursuit of the wholesale privatization programme a lively and poignant debate has emerged. It provides a golden opportunity to introspect and revisit the issue.

At the very outset, it must be made clear that in the worldwide-liberalized economic environment and very high stake of the state in most public undertakings disinvestments policy seeks to differentiate closed or bankrupt enterprise from the private sector–a fact deliberately overlooked by the champions of privatization. These undertakings need immediate attention. They are an unnecessary drain on the public exchequer. A high priority area for the disinvestments programme ought to be these enterprises but under one or the other argument these remain unattended, may be it involves a tough task. If these cannot be sold lock, stock and barrel asset stripping is the only option. Obviously the government cannot realize good price from these assets but their disposal will help stop the drain. If the assets are depreciated or become obsolete, then there is no point in holding on to them indefinitely and take to softer option of selling the vibrant and highly profit making organizations to reduce the budgetary deficit. Non-performers exist in both the sectors. Why condemn the public sector as whole? Better option will be closure or privatization of lossmaking and non-viable units supporting PSU’s which could be turned around and become healthy and viable and providing autonomy to the board of PSU’s which are performing well and have potential to be globally competitive be welcome. With public participation in the PCU’s there will be a good does of accountability in the system. What need to be reviewed are some basic issues; the priorities allocated to the enterprises. Selected for disinvestments, a comprehensive road map delineating the route,the modes and modalities timing and its consequences. These basic issues require greater discussion and participative decision making. In any event, the disinvestments programme in respect of the closed and non-revivable units is a must if the drain of further resources is to be prevented.

Let it be understood that PCU’s are a big repository of value and it will take quite some time for privatization programme to materialize despite the desire to expedite the process. Until then if a vacuums emerges attended by uncertainty it will do a great harm to the investments, which were made with such great dedication although desired now. The government has withdrawn a budgetary support over the last decade. If some support is extended it is largely directed to closed or losing enterprise, which have no fortune.

Question: Find the word which means MOST OPPOSITE to VIRULENT as mentioned in the passage?

Direction (1-8): Read the following passage and answer the questions that follow.

The public sector is at the cross roads ever since the launch of economic reforms programme in India. The pendulum has been swinging between survival and surrender. It is the result of a confluence of several factors : a shift in global economic environment, the emergence of the market economy and myths surrounding the performance of the public sector. So virulent has been onslaught that it is becoming axiomatic that by the very concept, the public sector is inefficient and resource waster whereas private enterprise is resource efficient.

The reform programme in India commenced with the policy of restricting of the public participation with the passage of time, the process of liberalization has shifted to privatization in a disguised form couched as strategic role. In the wake of the recent hot pursuit of the wholesale privatization programme a lively and poignant debate has emerged. It provides a golden opportunity to introspect and revisit the issue.

At the very outset, it must be made clear that in the worldwide-liberalized economic environment and very high stake of the state in most public undertakings disinvestments policy seeks to differentiate closed or bankrupt enterprise from the private sector–a fact deliberately overlooked by the champions of privatization. These undertakings need immediate attention. They are an unnecessary drain on the public exchequer. A high priority area for the disinvestments programme ought to be these enterprises but under one or the other argument these remain unattended, may be it involves a tough task. If these cannot be sold lock, stock and barrel asset stripping is the only option. Obviously the government cannot realize good price from these assets but their disposal will help stop the drain. If the assets are depreciated or become obsolete, then there is no point in holding on to them indefinitely and take to softer option of selling the vibrant and highly profit making organizations to reduce the budgetary deficit. Non-performers exist in both the sectors. Why condemn the public sector as whole? Better option will be closure or privatization of lossmaking and non-viable units supporting PSU’s which could be turned around and become healthy and viable and providing autonomy to the board of PSU’s which are performing well and have potential to be globally competitive be welcome. With public participation in the PCU’s there will be a good does of accountability in the system. What need to be reviewed are some basic issues; the priorities allocated to the enterprises. Selected for disinvestments, a comprehensive road map delineating the route,the modes and modalities timing and its consequences. These basic issues require greater discussion and participative decision making. In any event, the disinvestments programme in respect of the closed and non-revivable units is a must if the drain of further resources is to be prevented.

Let it be understood that PCU’s are a big repository of value and it will take quite some time for privatization programme to materialize despite the desire to expedite the process. Until then if a vacuums emerges attended by uncertainty it will do a great harm to the investments, which were made with such great dedication although desired now. The government has withdrawn a budgetary support over the last decade. If some support is extended it is largely directed to closed or losing enterprise, which have no fortune.

Question: Find the word which means MOST SIMILAR to AXIOMATIC as mentioned in the passage?

Direction (9-10): Choose the word/phrase meaning similar to the word given in the question.

IMPOSTURE

Direction (9-10): Choose the word/phrase meaning similar to the word given in the question.

PROBOSCIS

Direction (11-13): In each of the following questions, four statements (A), (B), (C) and (D) are given. You have to arrange them in order to make a meaningful paragraph and select the correct sequence from the given options.

(A) These are early days yet, but these are signs that the appreciation of the rupee and the Reserve Bank of India’s monetary policy

(B) The economy seems to be showing sign of wear and tear; the latest index of Industrial Production (IP) data for September are disappointing, IP growth is down to 6.4 percent compared to 12 percent last September. This is the lowest recorded since October last year.

(C) Which is resulting in higher interest rates, are hurting overall economic growth

(D) Which the index rose 4.5 percent. The main culprit is the manufacturing sector, which decelerated to 6.6% compared to about 13% in September last year. The consumer durables segments, in particular, has been hit hard, registering a 7.6% fall in output. There’s more bad news for the first half of their financial year, IP growth fell to 9.2%, against 11 percent last year.

Direction (11-13): In each of the following questions, four statements (A), (B), (C) and (D) are given. You have to arrange them in order to make a meaningful paragraph and select the correct sequence from the given options.

(A) Everybody in the courtroom was touched–except Steven Mallory. Steven Mallory listened and looked as if he were enduring some special process of cruelty.

(B) At his trial for the assault on Ellsworth Toohey, Steven Mallory refused to disclose his motive. He made no statement. He seemed indifferent to any possible sentence.

(C) The judge gave him two years and suspended the sentence

(D) But Ellsworth Toohey created a minor sensation when he appeared, unsolicited, in Mallory’s defense. He pleaded with the judge for leniency; he explained that he had no desire to see Mallory’s future and career destroyed.

Direction (11-13): In each of the following questions, four statements (A), (B), (C) and (D) are given. You have to arrange them in order to make a meaningful paragraph and select the correct sequence from the given options.

(A) After the ceremonies Ellsworth Toohey took keating away to the retreat of a pale-orchid booth in a

quite, expensive restaurant. Many brilliant parties were being given in honor of the opening, but Keating grasped Toohey’s offer and declined all the other invitations.

(B) He had to admit that he was bored. But he smiled and shook hands and let himself be photographed. The Cosmo- Slotnick building rose ponderously over the street. Like a big white bromide.

(C) I should be happy, peter keating told himself— and wasn’t. He watched from a window the solid spread of faces filling broadway from curb to crub. He tried to talk himself into joy. He felt nothing.

(D) In December the Cosmo- Slotnick Building was opened with great ceremony. There were celebrities, flower horseshoes, newsreel cameras, revolving searchlights and three hours of speeches, all alike.

Direction (14-20): In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required”.

You may think you have done your bit to meet your needs in the future by saving and investing. But you may still find yourself with (14)_____ [faulty] funds to meet the goals, or unable to access the funds when you need them, or holding a (15)_______ [coupon] that is too risky for your comfort. Any and all of these disasters could (16)______ [evade] you if you make any of these mistakes while building and managing your portfolio.

If you don’t identify your goals clearly, you will not know how much money you need for your goal and for how long you have to (17)______ [disperse] the corpus. These two factors, in turn, define how much you need to (18)______ [withhold] from your current savings for the goal and how the money may be invested.

If the goal is well into the future, you can look at growth assets like equity to take advantage of higher returns. Saving for near-term goals will be in investments with steady, albeit lower, returns. If your investments are not (19)______ [aligned] to goals, your corpus may fall short of your needs. Or, you may have to sell at a loss or bear a cost to redeem when you need the funds.

This does not mean that you should start saving only when your goals are clear. Start saving and investing as early as possible. When your goals become clear, (20)______ [elect] the investments to those goals.

Which word should come in place of (14)?

Direction (14-20): In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required”.

You may think you have done your bit to meet your needs in the future by saving and investing. But you may still find yourself with (14)_____ [faulty] funds to meet the goals, or unable to access the funds when you need them, or holding a (15)_______ [coupon] that is too risky for your comfort. Any and all of these disasters could (16)______ [evade] you if you make any of these mistakes while building and managing your portfolio.

If you don’t identify your goals clearly, you will not know how much money you need for your goal and for how long you have to (17)______ [disperse] the corpus. These two factors, in turn, define how much you need to (18)______ [withhold] from your current savings for the goal and how the money may be invested.

If the goal is well into the future, you can look at growth assets like equity to take advantage of higher returns. Saving for near-term goals will be in investments with steady, albeit lower, returns. If your investments are not (19)______ [aligned] to goals, your corpus may fall short of your needs. Or, you may have to sell at a loss or bear a cost to redeem when you need the funds.

This does not mean that you should start saving only when your goals are clear. Start saving and investing as early as possible. When your goals become clear, (20)______ [elect] the investments to those goals.

Which word should come in place of (15)?

Direction (14-20): In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required”.

You may think you have done your bit to meet your needs in the future by saving and investing. But you may still find yourself with (14)_____ [faulty] funds to meet the goals, or unable to access the funds when you need them, or holding a (15)_______ [coupon] that is too risky for your comfort. Any and all of these disasters could (16)______ [evade] you if you make any of these mistakes while building and managing your portfolio.

If you don’t identify your goals clearly, you will not know how much money you need for your goal and for how long you have to (17)______ [disperse] the corpus. These two factors, in turn, define how much you need to (18)______ [withhold] from your current savings for the goal and how the money may be invested.

If the goal is well into the future, you can look at growth assets like equity to take advantage of higher returns. Saving for near-term goals will be in investments with steady, albeit lower, returns. If your investments are not (19)______ [aligned] to goals, your corpus may fall short of your needs. Or, you may have to sell at a loss or bear a cost to redeem when you need the funds.

This does not mean that you should start saving only when your goals are clear. Start saving and investing as early as possible. When your goals become clear, (20)______ [elect] the investments to those goals.

Which word should come in place of (16)?

Direction (14-20): In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required”.

You may think you have done your bit to meet your needs in the future by saving and investing. But you may still find yourself with (14)_____ [faulty] funds to meet the goals, or unable to access the funds when you need them, or holding a (15)_______ [coupon] that is too risky for your comfort. Any and all of these disasters could (16)______ [evade] you if you make any of these mistakes while building and managing your portfolio.

If you don’t identify your goals clearly, you will not know how much money you need for your goal and for how long you have to (17)______ [disperse] the corpus. These two factors, in turn, define how much you need to (18)______ [withhold] from your current savings for the goal and how the money may be invested.

If the goal is well into the future, you can look at growth assets like equity to take advantage of higher returns. Saving for near-term goals will be in investments with steady, albeit lower, returns. If your investments are not (19)______ [aligned] to goals, your corpus may fall short of your needs. Or, you may have to sell at a loss or bear a cost to redeem when you need the funds.

This does not mean that you should start saving only when your goals are clear. Start saving and investing as early as possible. When your goals become clear, (20)______ [elect] the investments to those goals.

Which word should come in place of (17)?

Direction (14-20): In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required”.

You may think you have done your bit to meet your needs in the future by saving and investing. But you may still find yourself with (14)_____ [faulty] funds to meet the goals, or unable to access the funds when you need them, or holding a (15)_______ [coupon] that is too risky for your comfort. Any and all of these disasters could (16)______ [evade] you if you make any of these mistakes while building and managing your portfolio.

If you don’t identify your goals clearly, you will not know how much money you need for your goal and for how long you have to (17)______ [disperse] the corpus. These two factors, in turn, define how much you need to (18)______ [withhold] from your current savings for the goal and how the money may be invested.

If the goal is well into the future, you can look at growth assets like equity to take advantage of higher returns. Saving for near-term goals will be in investments with steady, albeit lower, returns. If your investments are not (19)______ [aligned] to goals, your corpus may fall short of your needs. Or, you may have to sell at a loss or bear a cost to redeem when you need the funds.

This does not mean that you should start saving only when your goals are clear. Start saving and investing as early as possible. When your goals become clear, (20)______ [elect] the investments to those goals.

Which word should come in place of (18)?

Direction (14-20): In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required”.

You may think you have done your bit to meet your needs in the future by saving and investing. But you may still find yourself with (14)_____ [faulty] funds to meet the goals, or unable to access the funds when you need them, or holding a (15)_______ [coupon] that is too risky for your comfort. Any and all of these disasters could (16)______ [evade] you if you make any of these mistakes while building and managing your portfolio.

If you don’t identify your goals clearly, you will not know how much money you need for your goal and for how long you have to (17)______ [disperse] the corpus. These two factors, in turn, define how much you need to (18)______ [withhold] from your current savings for the goal and how the money may be invested.

If the goal is well into the future, you can look at growth assets like equity to take advantage of higher returns. Saving for near-term goals will be in investments with steady, albeit lower, returns. If your investments are not (19)______ [aligned] to goals, your corpus may fall short of your needs. Or, you may have to sell at a loss or bear a cost to redeem when you need the funds.

This does not mean that you should start saving only when your goals are clear. Start saving and investing as early as possible. When your goals become clear, (20)______ [elect] the investments to those goals.

Which word should come in place of (19)?

Direction (14-20): In the passage given below there are 5 blanks, each followed by a word given in bold. Even blank has four alternative words given in options (A),(B),(C) and (D). You have to tell which word will best suit the respective blank. Mark (E) as your answer if the work given in bold after the blank is your answer i.e “No change required”.

You may think you have done your bit to meet your needs in the future by saving and investing. But you may still find yourself with (14)_____ [faulty] funds to meet the goals, or unable to access the funds when you need them, or holding a (15)_______ [coupon] that is too risky for your comfort. Any and all of these disasters could (16)______ [evade] you if you make any of these mistakes while building and managing your portfolio.

If you don’t identify your goals clearly, you will not know how much money you need for your goal and for how long you have to (17)______ [disperse] the corpus. These two factors, in turn, define how much you need to (18)______ [withhold] from your current savings for the goal and how the money may be invested.

If the goal is well into the future, you can look at growth assets like equity to take advantage of higher returns. Saving for near-term goals will be in investments with steady, albeit lower, returns. If your investments are not (19)______ [aligned] to goals, your corpus may fall short of your needs. Or, you may have to sell at a loss or bear a cost to redeem when you need the funds.

This does not mean that you should start saving only when your goals are clear. Start saving and investing as early as possible. When your goals become clear, (20)______ [elect] the investments to those goals.

Which word should come in place of (20)?

Direction (21-25): Identify which part of the sentence contains error ans mark it as your answer.

The captain has (1)/ been saddened, (2)/other team members refused (3)/ to comment.(4)

Direction (21-25): Identify which part of the sentence contains error ans mark it as your answer.

Heaven or hell (1)/ make little difference (2)/ for the man who believes (3)/ only in life on earth. (4)

Direction (21-25): Identify which part of the sentence contains error ans mark it as your answer.

Had it not been (1)/ for common understanding, (2)/ the two of us would have (3)/ parted long before. (4)

Direction (21-25): Identify which part of the sentence contains error ans mark it as your answer.

You can get (1)/ your work done (2)/ only when you meet (3)/ the concerned authority. (4)

Direction (21-25): Identify which part of the sentence contains error ans mark it as your answer.

When Arjun found out that (1)/ his girlfriend was feeling below the weather, (2)/ he decided to bring her flowers (3)/ to cheer her up. (4)

Direction (26-30): Fill in the blanks with appropriate word to form a meaningful sentence.

The people regarded him as an _____ and called him a _____.

Direction (26-30): Fill in the blanks with appropriate word to form a meaningful sentence.

Being ______ with important matters, he had no _____ to see us.

Direction (26-30): Fill in the blanks with appropriate word to form a meaningful sentence.

No man can become a great artist _____ he applies himself _____ to his art.

Direction (26-30): Fill in the blanks with appropriate word to form a meaningful sentence.

The metric system is great, but sometimes it simply doesn’t do _____ to what you’re trying to______.

Direction (26-30): Fill in the blanks with appropriate word to form a meaningful sentence.

The ______ teacher found the ______ students difficult to control.