GA Revision for Dena Bank PO, RBI Grade B, SBI PO/Clerk — Set 145

GA Revision Questions for upcoming RBI Grade B 2018, SBI PO/Clerk 2018, Bank of India, Dena Bank PO 2018, NABARD 2018 and other upcoming exams.

  1. What is the tagline of Dena Bank?
    A) Together We Can
    B) Trusted Family Bank
    C) Your tech – friendly bank
    D) Good people to grow with
    View Answer
      Option B
  2. Which of the following is an important feature of small deposit accounts?
    A) Maximum Balance shall not exceed Rs 50,000
    B) Total credit entries in the account would not exceed Rs 1 lac during an year
    C) Monthly withdrawal is not more than Rs 10,000
    D) All of the Above
    View Answer
      Option D
    Explanation:
    Small Deposit Account means a savings account in a banking company where
    (i) the aggregate of all credits in a financial year does not exceed rupees one lakh;
    (ii) the aggregate of all withdrawals and transfers in a month does not exceed rupees ten thousand; and
    (iii) the balance at any point of time does not exceed rupees fifty thousand.
  3. Prakritik Kheti Khushhaal Kisaan Yojana has been launched by which state to promote organic farming?
    A) Himachal Pradesh
    B) Bihar
    C) Maharashtra
    D) Madhya Pradesh
    View Answer
      Option A
    Explanation:
    The state government of Himachal Pradesh has introduced ‘Prakritik Kheti Khushhaal Kisaan Yojana’ to promote organic farming ensuring production of healthy food grains, free from harmful chemical ingredients.
  4. Polythene Hatao, Paryavaran Bachao campaign has been launched by which state to spread awareness about harmful effects of polythene?
    A) Haryana
    B) Maharashtra
    C) Himachal Pradesh
    D) Madhya Pradesh
    View Answer
      Option C
  5. A savings bank account or a current account is to be treated as inoperative accounts if there is no operation in the account for the last_____
    A) 2 years
    B) 3 years
    C) 4 years
    D) 5 years
    View Answer
      Option A
    Explanation:
    Savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for over a period of two years
  6. Internet Saathi Programme has been rolled out by which tech giant to make rural women digitally literate and enhance their livelihood?
    A) Microsoft
    B) Facebook
    C) Google
    D) Amazon
    View Answer
      Option C
    Explanation:
    Google says its Internet Saathi programme, which is aimed at making rural women digitally literate and enhance their livelihood options, has touched 1.5 lakh villages so far, covering 1.5 crore women. Google is rolling out this programme across the country in association with Tata Trust.
  7. Who has been appointed as the new US Secretary of State?
    A) Mark Warner
    B) Mike Pompeo
    C) Rex Tillerson
    D) John Cornyn
    View Answer
      Option B
    Explanation:
    Former CIA Director Mike Pompeo has been sworn in as the 70th US secretary of state after the Senate voted to confirm him, 57-42. He replaced Rex Tillerson, who was fired by President Donald Trump last month.
  8. Which Indian state has launched the ‘Reuse of Treated Waste Water Policy’ to reduce dependence on fresh water sources?
    A) Gujarat
    B) Himachal Pradesh
    C) Maharashtra
    D) Madhya Pradesh
    View Answer
      Option A
    Explanation:
     The Gujarat government has unveiled its ‘Reuse of Treated Waste Water Policy’ to reduce the state’s dependence on fresh water sources like the Narmada river.
  9. Which among the given states government has launched a campaign named Devbhoomi dialogue to connect directly with youngsters and inspire them to look for self-employment opportunities?
    A) Madhya Pradesh
    B) Bihar
    C) Uttarakhand
    D) Gujarat
    View Answer
      Option C
    Explanation:
    In a unique initiative to establish direct contact with the youth, Uttarakhand Chief Minister Trivendra Singh Rawat launched a campaign called “Devbhoomi dialogue” at his official residence calling upon them to look for self-employment opportunities in their chosen fields.
  10. Who is the chairman of PFRDA?
    A) TS Vijayan
    B) Rameshwar Oraon
    C) Hemant G. Contractor
    D) Sushil Chandra
    View Answer
      Option C
    Explanation:
    The Pension Fund Regulatory and Development Authority is a pension regulator which was established by Government of India on August 23, 2003. PFRDA is authorized by Ministry of Finance, Department of Financial Services. 
  11. What is the maximum deposit that could be accepted under the Senior Citizen Savings Scheme (SCSS)?
    A) Rs 5 lakhs
    B) Rs 10 lakhs
    C) Rs 12 lakhs
    D) Rs 15 lakhs
    View Answer
      Option D
    Explanation:
    An individual, singly or jointly, can open an SCSS account by investing up to Rs 15 lakh (in multiples of Rs 1,000) only. The interest rate is set at 8.6% per annum (FY 2016-2017).
  12. ‘All Doors Opened’ is an autobiography of _______
    A) Sharda Sinha
    B) Inder Sharma
    C) Laxman Pai
    D) Vinod Rai
    View Answer
      Option B
    Explanation:
    Padma Shri (Late) Inder Sharma’s autobiography ‘All Doors Opened’ was released on April 23rd in the presence of Delhi’s Lieutenant Governor Anil Baijal.
  13. Which state government has announced to establish SHISHU SWAGAT KENDRA- PALNA in all the government hospitals and orphanages of the state?
    A) Haryana
    B) Maharashtra
    C) Uttar Pradesh
    D) Rajasthan
    View Answer
      Option C
    Explanation:
    In Uttar Pradesh, Government has ordered all government hospitals and orphanages to establish SHISHU SWAGAT KENDRA- PALNA and put up cradles in front of their buildings so that parents can give up unwanted babies safely.
  14. When operations in Forex are carried to cover the risk of fluctuations in Forex rates, it is called___________
    A) Swap
    B) Arbitration
    C) Speculation
    D) Hedging
    View Answer
      Option D
    Explanation:
    A hedge is a type of derivative, or a financial instrument, that derives its value from an underlying asset. Hedging is a way for a company to minimize or eliminate foreign exchange risk. Two common hedges are forward contracts and options.
  15. SAHYOG- HYEOBLYEOG 2018 is a joint maritime exercise between India and _______
    A) South Korea
    B) Sri Lanka
    C) Singapore
    D) Saudi Arabia
    View Answer
      Option A
    Explanation:
    Indo-Korean joint anti-piracy, search and rescue exercise ‘SAHYOG- HYEOBLYEOG 2018‘ was conducted off the Chennai coast. The Korean Coast Guard ship ‘BADARO’ took part in the exercise. Indian Coast Guard ships and an aircraft also took part in it.
  16. The government of which state has launched a project named ‘Pocket Cop’ which provides the cop of the state with smartphones to make crime detection easier?
    A) Haryana
    B) Andhra Pradesh
    C) Kerala
    D) Gujarat
    View Answer
      Option D
    Explanation:
    In a bid to improve crime detection rate, the Gujarat government has come up with a project under which smartphones containing database of people with a criminal background would be distributed to 4900 police personnel in the state. The project ‘Pocket Cop’ was launched by Chief Minister Vijay Rupani in Gandhinagar.
  17. Kanjia Lake is a natural lake located in which state?
    A) Odisha
    B) Kerala
    C) Goa
    D) Karnataka
    View Answer
      Option A
    Explanation:
    Kanjia Lake is a natural lake on the northern outskirts of Bhubaneswar, Odisha
  18. Which among the following state government has launched Water ATM Policy in the state to provide clean drinking water to people in urban areas?
    A) Tamil Nadu
    B) Himachan Pradesh
    C) Haryana
    D) Rajasthan
    View Answer
      Option C
    Explanation:
    The Haryana government has come up with Water ATM Policy to provide clean drinking water to people at public places in cities. Residents of cities in Haryana can now look forward to having a water ATM every 400 metres.
  19. A firm is having a very high stock turnover ratio, which indicates that:
    A) The firm is having very high amount of stocks
    B) The firm has low level of sales compared to its stock
    C) The firm is able to use its stocks in-efficiently
    D) The firm is able to use its stocks efficiently
    View Answer
      Option D
    Explanation:
    If the stock turnover ratio is high it shows more sales are being made with each unit of investment in inventories.
  20. Which among the following state government has recently launched an institution named QUEST for tribal development?
    A) Andhra Pradesh
    B) Maharashtra
    C) Assam
    D) Tamil Nadu
    View Answer
      Option B
    Explanation:
    The Maharashtra government led by Chief Minister Devendra Fadnavis has set up an institution named ‘QUEST’ in Mumbai to evaluate and quantify special development budget allocations and their impact on tribal development. 

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