Banking Awareness Set 73 (Important Abbreviations)

Important Banking Abbreviations for Upcoming exams

This set contains important Banking Abbreviations for upcoming banking and insurance exams like SBI PO, IBPS PO, RRB PO, NICL, IBPS Clerk. In recent exams the number of questions asked has increased. So be prepared with these some uncommon expected abbreviations. Important Banking Abbreviations SBI PO IBPS PO 

  1. Payment of coupons on PDI from the revenue reserves is subject to the issuing bank meeting minimum regulatory requirements for CET1. What does P stands for in PDI?
    A) Portfolio
    B) Paid up
    C) Perpetual
    D) Participatory
    View Answer
    Option C
    Explanation
    : PDI- Perpetual Debt Instruments
  2. What does R stands for in CFR with respect to Fraud Management?
    A) Reporting
    B) Registry
    C) Relevance
    D) Response
    View Answer
    Option B
    Explanation
    : Central Fraud Registry
  3. Restructuring of loan accounts with exposure of above Rs.25 crore will continue to be governed by the extant guidelines on CDR / JLF mechanism. What does C stands for in CDR?
    A) Capital
    B) Cash
    C) Corporate
    D) Central
    View Answer
    Option C
    Explanation
    : Corporate Debt Restructuring (CDR) / Joint Lenders’ Forum (JLF)
  4. In the case of MLTGD, the redemption of principal at maturity shall, at the option of the depositor, be either in Indian Rupee equivalent of the value of deposited gold at the time of redemption, or in gold. What does M stands for in MLTGD?
    A) Monetary
    B) Monetization
    C) Medium
    D) Managed
    View Answer
    Option C
    Explanation
    : Medium and Long Term Government Deposit (MLTGD)
  5. The information regarding UFCE of individual borrowers shall be reported on a quarterly basis to all the four CICs by the lending bank. What does U stands for in UFCE?
    A) Undertaking
    B) Underlying
    C) Unified
    D) Unhedged
    View Answer
    Option D
    Explanation
    : Unhedged Foreign Currency Exposures (UFCE)
  6. The aggregate exposure limit of all banks towards the PCE for a given bond issue has been capped at 20 per cent of the bond issue size. What does P stands for in PCE?
    A) Partial
    B) Primary
    C) Progressive
    D) Prompt
    View Answer
    Option A
    Explanation
    : Partial Credit Enhancement (PCE)
  7. Banks must apply LEF at the same level as the risk-based capital requirements are applied. What does L stands for in LEF?
    A) Large
    B) Liquidity
    C) Liability
    D) Loan
    View Answer
    Option A
    Explanation
    : LEF- Large Exposures Framework
  8. What does P stands for in OTP in relation to e-KYC?
    A) Password
    B) Pin
    C) Present
    D) Principle
    View Answer
    Option B
    Explanation
    : One Time Pin (OTP)
  9. What does U stands for in USSD?
    A) Unified
    B) Unstructured
    C) Unsymmetrical
    D) Undertaking
    View Answer
    Option B
    Explanation
    : Unstructured Supplementary Service Data (USSD)
  10. FBIL shall publish rates / prices for the reference rate / asset/derivatives as the case may be for arriving at settlement value in the OTC market. What does B stands for in FBIL?
    A) Branch
    B) Banking
    C) Beneficiary
    D) Benchmark
    View Answer
    Option D
    Explanation
    : Financial Benchmark India Pvt. Ltd. (FBIL)

 


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Some More Abbreviations

  1. TDR-Transferable Development Right.
  2. FLC– Financial Literacy Centres
  3. HQLA– High Quality Liquid Assets
  4. LCR – Liquidity Coverage Ratio
  5. SDR– Strategic Debt Restructuring
  6. FCTR– foreign currency translation reserve
  7. DTA– Deferred tax assets
  8. SMA– Special Mention Account
  9. DDA– Diamond Dollar Account
  10. ODI – Overseas Direct Investment
  11. PSO – Payment System Operators
  12. EOU – Export Oriented Unit
  13. EPZ – Export Processing Zone
  14. CCIL – Clearing Corporation of India Ltd.
  15. CDES – Currency Distribution and Exchange Scheme
  16. SBN– Specified Bank Notes
  17. CGSS– Chest Guarantee Scheme for SBN Deposits
  18. CNP – Card Not Present ; CP= Card Present
  19. AFA– Additional Factor of Authentication
  20. PPI – Prepaid Payment Instrument
  21. MDR – Merchant Discount Rate

 

 

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34 Thoughts to “Banking Awareness Set 73 (Important Abbreviations)”

  1. prabh

    mam/ sir i want to ask that nicl ao pre’s
    level must be like of sbi pre

    1. Suraj

      most probably yes because both are officer level exam

      1. ǟʍɮɨӄǟ?

        ohhkk sir :))

  2. prabh

    thank you sir

  3. Suraj

    all these abbreviations and full form are taken from rbi website as it is..

    1. Suraj

      yes,, because ibps also follows rbi .. :))

    2. Vision

      ys sir pin diya vhan pe

    3. Sparkle

      Sir IMPS, RTGS and NEFT ki conditions and amounts me bht confusion hota hai… aap difference bta skte hai… ek saath

      1. Suraj

        3 cheez k basis pe difference dekh sakte hai.. on is amount and one is duration in which money is transferred and 3rd operating hours
        1: Amount Limit (Note that different banks have different limits in IMPS)
        RTGS- Rs 2 lakh to No limit
        NEFT- No limit- No limit
        IMPS – Banks are free to set their own limit

        2: TIme taken for monet transfer
        RTGS: Instant
        NEFT: Takes 1-2 hour
        IMPS: Instant

        3: Working Hour
        RTGS: 8 Am to 4:30 PM
        NEFT: 8 AM to 6:30 PM
        IMPS: 24 hours

        1. Sparkle

          Thankyou soo much Sir..thanks a lot 🙂

    4. Ak$hita $inghal

      R These questions works for ibps ND rrb po too???

      1. yes they are important for all exams

  4. pulkit

    thank you sir:)

  5. ??meetu??

    ty sir

  6. ??meetu??

    hey dr..kaise ho?? bob xam diya thaa kya??

    1. ??meetu??

      bekar gaya

      1. ??meetu??

        hehehe sad mat ho yar..next dena..tumhara??

        1. ??meetu??

          great..sbi po..al d best 🙂

          1. ??meetu??

            hmm al d best bola kar gudluck mei luck word mujhe bilkul pasand nahi hai..luck naam ki cheez hi nahi hai mere life mei 🙂

  7. Vision

    ty
    Excellent WORK ADmin !!

  8. K.K

    Ty
    Great work

  9. Sparkle

    thankyou Sir 🙂

  10. MAYANK BHARADWAJ100%

    thks

  11. AVI™ (Sinchen loveR)

    otp = one time password @surajskt:disqus sir

    1. Suraj

      one time pin; on rbi website

    2. Inquisitive

      meko b yehi lagta tha for otp, but actual pin hai

  12. Ak$hita $inghal

    Thanks…. Awsm site?

    1. NM

      bhai ap eng kaise krte ho………rules for grammar kaise kiya…for error spotting???

      1. Ravi Upadhyay

        englissh tukka bhai… meri bhi kmzor h…..mai bs rrb ke bharose chlra

  13. 930327 715278Rattling clean internet web site , thanks for this post. 329694

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