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Welcome home ;D
ittu sa bus
hmm ekdum ittu si 😐
🙂
:))
welcome home
kuch b 😀
jhmmmmmmmmmmmmm
“रख ज़रा होंसला वो मंजर भी आएगा , जब प्यासे के पास चलकर समन्द्र भी आएगा….
यूँ थक कर ना बैठ ए मंजिल के मुसाफिर , मंजिल भी मिलेगी और मंजिल के मिलने का मजा भी आएगा”
awesome
keep up the same spirit 🙂
1st
haan hum to bewkoof dikh rhe 😀 😀
heheh..me always na..isliye:P
hehe 🙂
aj quiz hogi ya aj bhi nirasha :p
aaj hogi manish
matlab asha :p
Kiski najar lagi is site ko :P:P
u ki heheh
hehehe..bhakk..meri najar acchi hai:P
hahaha to humne kab kaha ki achi ne hai 😛
1st wid mam
yeahh 😀
cholo treat do
han jaroor 🙂
Good Evening Everyone 🙂
Hopefully the site’s problem is sorted now
Embed Link: https://disqus.com/home/discussion/http-www-aspirantszone-com/discussion_zone_13_july_2017/
yoooo
gd eveeeee mam
ben stokes…:)
gd eve sirrrrrrrrrrrrrrrrrrrrrr
ji sirrrr …gud evnggg…:)))
Good evening maam
no mam its not updating
not updating ??
mam 12 ka quiz hota show home pe mujhe jab kholta hu
12 ka quiz ??
show me ?
mam thoda theek hua ab but not proper
can you show me the screenshot ?
,
Ge :))
hi..mam gud evng..;)
GE mam….syallo ke jo kl question diye the usme 1 ke ans me edit ki jrurt hai..
yes now I will see
Got busy with site s problem
yes..2 din se kuch prob dikha rha..huya kya actually?
some technical problem
parnam di:)
good evening
hello gd eve mam 🙂
Gdeveng mam:)
ge mam 🙂
Hello
hello
Mam kitne DI pushe jate hai bank ke exam mai
hello..:)
hello every 1 gud evg to all..;)
Ge sir 🙂
hi..mam gud evng…:))
sarkar gd evg
ji sirrr…gud evng….:)))
start pls :p
CLOZE TEST
CHINESE officials tired of defending their exchange-rate policy can at least appreciate the irony in the latest charges levelled against them. For years foreigners accused them of keeping the yuan artificially weak to boost exports. Now, domestic critics say, they are doing just the opposite: keeping the currency artificially strong and, in the process, (1) (curing) the economy. Some predict China will soon change course and engineer a devaluation. But just as the Chinese authorities did not (2) (drape) to a big one-off appreciation when the yuan seemed too weak, they are unlikely to (3) (stop) a dramatic devaluation now that it is looking strong.
1)
A) assisting
B) observing
C) wounding
D) idealizing
E) No Change Required
cc
ccccccc
aa
33
3333
c.
cc
cccc
a.
C) wounding
As the previous sentence says that by keeping Yuan artificially weak China was able to boost exports, hence making it strong will have opposite impact i.e a negative one. So wounding is correct.
cc
33
Aa
wound –inflict
CHINESE officials tired of defending their exchange-rate policy can at least appreciate the irony in the latest charges levelled against them. For years foreigners accused them of keeping the yuan artificially weak to boost exports. Now, domestic critics say, they are doing just the opposite: keeping the currency artificially strong and, in the process, (1) (curing) the economy. Some predict China will soon change course and engineer a devaluation. But just as the Chinese authorities did not (2) (drape) to a big one-off appreciation when the yuan seemed too weak, they are unlikely to (3) (stop) a dramatic devaluation now that it is looking strong.
2)
A) articulate
B) resort
C) mean
D) brash
E) No Change Required
22
2222222
2222
222
a..
b..
bb
bb
bb.
222
B) resort
resort – the action of resorting/adopting to a course of action in a difficult situation.
bb
CHINESE officials tired of defending their exchange-rate policy can at least appreciate the irony in the latest charges levelled against them. For years foreigners accused them of keeping the yuan artificially weak to boost exports. Now, domestic critics say, they are doing just the opposite: keeping the currency artificially strong and, in the process, (1) (curing) the economy. Some predict China will soon change course and engineer a devaluation. But just as the Chinese authorities did not (2) (drape) to a big one-off appreciation when the yuan seemed too weak, they are unlikely to (3) (stop) a dramatic devaluation now that it is looking strong.
3)
A) stay
B) discourage
C) soar on
D) embark on
E) No Change Required
dd
poha??
??
nothing :p
444
dd
ddd
dd
dddddd
4444
ddd
Ddd
Ddd
d.
44
embark – begin (a course of action).
soar —- fly
sster aaj aap post kr rhi word meanings hehheheh gudd..:)
ya bro
The yuan has been one of the world’s top-performing currencies this year. The reason is simple. Although China claims to be trying to manage the yuan’s value against a basket of currencies, in practice it is still loosely (4) (secured) to the dollar. As the dollar has risen against most currencies over the past seven months, the yuan has hitched a ride. The dollar is up by 18% since July against the world’s seven most traded currencies, but by only 0.6% against the yuan. As a result, the Chinese currency is at an all-time high in trade-weighted terms.
4)
A) pegged
B) joined
C) detached
D) picked
E) No Change Required
dd
Aa
aa
a/
a..
ddd
111
pegged at——-limit karna this is not possible
dddddddd
dd
ddddd
dd
A) pegged
pegged- fix (a price, rate, or amount) at a particular level, here with respect to the value of Dollar.
detached — disconnect
Those forecasting devaluation believe the state of the economy does not (5) (crawl) such strength. More than $90 billion (nearly 3% of quarterly GDP) flowed out of China via its capital account in the fourth quarter, a record deficit. The central bank sold a small slice of its nearly $4 trillion foreign-exchange reserves at the same time, implying that it intervened to (6) (weaken) the yuan.
5)
A) contradict
B) justify
C) disapprove
D) follow
E) No Change Required
22
333
2222
bbb
bbbbbbbbb
Ccc
222222
cc
bbb
22
2222
c.
bb
B) justify
22
Those forecasting devaluation believe the state of the economy does not (5) (crawl) such strength. More than $90 billion (nearly 3% of quarterly GDP) flowed out of China via its capital account in the fourth quarter, a record deficit. The central bank sold a small slice of its nearly $4 trillion foreign-exchange reserves at the same time, implying that it intervened to (6) (weaken) the yuan.
6)
A) prop up
B) underline
C) praise
D) muddle
E) No Change Required
aaaa
11
aa
1111
111
aaa
a/
surge
a..
11
aa
aa
prop up- to support, or prevent from falling
1111
prop up —- to support
pop up?
Devaluation would, all else being equal, let Chinese exporters regain some lost competitiveness. By raising the cost of imports, it would also help China (7) (stave off) deflation. With monetary easing from Japan to Europe setting up several currencies for bigger declines, it is fair to ask whether China can afford to sit on the sidelines.
7)
A) incur
B) attract
C) entrap
D) keep on
E) No Change Required
ee
ee
eeeeeeeeee
c.
ee
ee
eee
eee
eee
e/
c/
ee
i think 55
Ee
E) No Change Required
stave off- to delay or postpone something unwanted
muddle — a state of confusion
Yet the costs of devaluation outweigh the benefits for China, for two reasons. First, it is doubtful that it would deliver the desired economic outcome. Despite talk of currency wars, Asian countries have so far avoided full-scale hostilities over their exchange rates. If the region’s biggest economy launches an offensive, others would surely follow, wiping out any advantage it hoped to gain. In fact, a devaluation might hurt the economy. A falling yuan might spur the outflow of capital. It would certainly endanger China’s companies, which have (8) (complied) $1 trillion in foreign debt, which would become more expensive to service if the yuan lost ground.
Second, the politics of devaluation would harm China. In the short term, there would be renewed complaints in America about Chinese currency manipulation, raising the possibility of countermeasures. In the longer term, it would (9) (cover) China’s efforts to make the yuan a rival to the dollar. The strongest reserve currencies serve as safe havens when others are in (10) (agreement). During the Asian financial crisis of 1997-98 and the global meltdown of 2008, China maintained a steady exchange rate against the dollar, despite having ample cause to allow depreciation. Such actions have bolstered the yuan’s credibility. A rush to devalue now would undermine it.
8)
A) separated
B) amassed
C) dispersed
D) spent
E) No Change Required
bb
bbbbb
22
2222
bbb,
accured to
bbb
d..
bb
bbbbb
dd
B) amassed
amassed – accumulated
dispersed…. distribute
scatter
Second, the politics of devaluation would harm China. In the short term, there would be renewed complaints in America about Chinese currency manipulation, raising the possibility of countermeasures. In the longer term, it would (9) (cover) China’s efforts to make the yuan a rival to the dollar. The strongest reserve currencies serve as safe havens when others are in (10) (agreement). During the Asian financial crisis of 1997-98 and the global meltdown of 2008, China maintained a steady exchange rate against the dollar, despite having ample cause to allow depreciation. Such actions have bolstered the yuan’s credibility. A rush to devalue now would undermine it.
9)
A) hamper
B) encompass
C) encourage
D) ease
E) No Change Required
cc
aaaa
ccc
33
cc
aa
aaaaa
yes
ccc
3333
cc
a..
ccc
Aaa
aa/
aa
dddddd
aa
hamper- hinder
11.
Second, the politics of devaluation would harm China. In the short term, there would be renewed complaints in America about Chinese currency manipulation, raising the possibility of countermeasures. In the longer term, it would (9) (cover) China’s efforts to make the yuan a rival to the dollar. The strongest reserve currencies serve as safe havens when others are in (10) (agreement). During the Asian financial crisis of 1997-98 and the global meltdown of 2008, China maintained a steady exchange rate against the dollar, despite having ample cause to allow depreciation. Such actions have bolstered the yuan’s credibility. A rush to devalue now would undermine it.
10)
A) force
B) turmoil
C) shield
D) squad
E) No Change Required
222
bbbbb
bb
bb
b..
bbb..
222
bbb
ccc
bbbbbb
b/
bb
222
222
222
turmoil- a state of great disturbance, confusion, or uncertainty.
TURMOIL
a state of great commotion, confusion, or disturbance; tumult; agitation; disquiet:
mental turmoil caused by difficult decisions.
chaos
yes
termoil /…confusion
ambiguity,chaos
ERROR
Children must be show that the pages / of a specific textbook do not contain / all the answers and / that learning happens everywhere.
aaa
aa
aa
111
aaa
aaaa
11
aaaa
aaa
aa
1111
shown
a/
aaaa be must remove
a..
111
Aaa
Replace “show” with “shown”
Correct format will be “modal verb + be + 3rd form.
11..
ERROR
Some of the seniors were quite confident in their / belief that they didn’t need to learn or improve / as per reports in the media – whatever we say / about Chappell who brought us doom on 2007.
ddddd
ddd
said
in
dd
aa
4444
33
44
hmm
33
In 2007
ccc
ddddddd
33
c/
4/
4
Replace ‘on’ with ‘in’
past m said q nhi?
say ??……….in part c
ddd
Though the party supports the concept of small / states in principle, demand for a separate / Gorkhaland cannot be divorced from security / concern stemming from the region being a border area.
could /would
22
bbbbb
2222 demand to ..??
444
dd
dd
44
44
44/
d.
by being ?
4
Replace ‘concern’ with ‘concerns’
“Concern” as a noun means something like “worry” and is negative. When you express concern, you say that you are worried about something in one way or another. You can also express particular concerns — fears, doubts, or flaws you see in a plan. “Care” as a noun has a few meanings, but none work with “express.”
It will be akin to criticise Sachin / for a bad pull shot in 2003 / WC final that came amid a mammoth / 673 runs that took India to the final.
aaaaa
yes
33
a/
333
cc
aaa would??
would
1111 would
???
aaaaaaa
akin to???????
similar to
àa
a.
1
Replace ‘will’ with ‘would’ as sentence talks about past incident hence ‘would’ will be appropriate instead of will.
I was (1)/ little worried (2)/ about the exam (3) /and the interview.(4) /No error (5)
22222222
bbb
222
bb
worried of
i think a little.
right
b.
22
333
222
33
bbb
worried ..remove about
no sster add a before little little itself means nothing but adding a b4 it makes meaning some….:)
2
a little worried
hmm
worried of
All the beach hotels(1)/ was full, so they(2)/ ended up staying(3)/ in the town centre.(4)/ No error. (5)
222222
22
22
bbbb
2/
22222
Bbbb
22222222222222
b…
22 were
bb
2
was > were
little – not at all
a little – some
same with FEW..
yes
the little?
Small but whole value
jo kuch bhi thoda hai
the little -sufficient ??
it means small enough
goes in negative sense
ok ty :))
Skating is(1)/ quite difficult, but the more(2)/ you practice,(3)/ the easy it gets.(4)/ No error. (5)
44444444
4444
4444
easier
444 remove the
no the easier..:)
the more comparative degree is used here so —–easier
dd
4444
4/
ddd
😀
ddd
4.
Ddddd
44
444
aaj to phir se late
a big sorrrrryyyyyyyy
🙂
galti ho gye , baahar tha main
sorry
hehe class room thode h 😛
but i want to punctual here, and my teacher is shubhra mam
thats gud bro…:)
bhai..roz lete aate aap sorry means once a mistake nt repeated thereafter so dont say sorry in turn b punctual hhehehehehe..:))
ok sir ji
hehhehehehehehe……:)))
4
easier
comparative form
comparison between — before skating and after skating
If he wanted(1)/ to get good marks(2)/, he should not(3)/ has wasted his time.(4)/No error. (5)
3333
mtlab 4444444
oh acha samjha :p
444
dd
4//
44444
4 has- have
444444
4444444
444
dddd
4 have
4…
have
4
has > have
should will use have
Jonathan says that he (1)/ would like to travel in (2)/ Asia next winter, (3)/ preferably Malaysia (4)/ No error(5)
1/
2,
22
bb
2 to asia
bbb
22 ??
2222
2222
22 to asia
222222
222
2
travel to Asia
travel ‘to’ places – is used
Ravi was quiet, trying hard (1)/ to remember something from (2)/ before the separation beside brief (3)/ memories of his daughters, Avni and Arya. (4)/ No error (5)
333
2222..
3333333
33
cc
3.
besides…..??????3333
from, before ek saath??
yes
how?
cc
cccc
ccc
11
??
i think trying quiet hard hoga
acchha… lets see
wrong
evng chasmis
evng
from, before ek saath??.
waah dp change:P
Ccc besides?
besides—–as conjunction
3
beside > besides
beside – by the side of
besides – apart from
from, before ek saath???
yes
Is 1st part correct mam??
yes correct hai
ram chup tha, was trying hard to…
hahaha 😀
glt smjh lia maine 😀
Nobody, not even me, are (1)/ excited to be going on the field-trip (2)/ organized by our school (3)/ this weekend. (4)/ No error (5)
1//
11111111
aaa
aaa
1111
11111 remove not
i think sster indefinate pronoun k sth singular verb use hota hh
nobody kai after bi not nahi hoya na bro… nobody itself negative na
u r right bro thank u
11
is excited
🙂
aaa
aa
1.
aa
is
11
singular pronoun –nobody i —-is
1
are > is
Despite Angelina having (1)/ created a petition to protest against the crowning of a Miss. Freshman, (2)/ there was many people who refused to sign, (3)/ stating they supported the age-old tradition. (4)/ No error (5)
2.
3333333
333
cc
cc
33
ccc
Cc
333
33 were
there were
to signature——–
3
was > were
222
The teacher said that each students (1)/ would receive a failing grade (2)/ unless they owned up to the prank. (3)/ No Error (4)
aaaa
11
Each student
11/
111
every
222
aaa
no error
111111
aaaaaaaa
each student
aa
aa
student 1
ne
student
1
students > student
111
He took me to restaurant (a) / and ordered for two cups (b) / of cold coffee (c) / which the waiter brought in an hour (d) / no error (e).
2222 order to
ddd
a/
bbb
bbb
2222
22
d.
aa
a restaurant
bb
bbbbbb
Bbb
b
remove for
Preposition like for, on, to, etc., should not follow transition verbs like moved, ordered, etc., So, remove for from the sentence. Thus the answer is (b).
Eg: I moved the chair. (no preposition after moved).
ya ya mam right
I would rather (a) / pay for my education (b) / than financial aid (c)/ no error (d).
ne??
33
2/…….to pay
ne
ne
ne
ne
Dd
5555555555
5 nai h :p
mtlab 444444
gd n8t dear chasmis
name to bta do yaar??
d?
hii sster…late entry..:)))
yes brother:)
hmme bhi kuch batao kaise padhe
ccc
rather than is positive or negative word mam
or in which statement is used as?????
ans ???
still how many mam ???
chalne do:P
chalne do:P
:PP
tumhe lga ke 5:P
If I would have realised (a) / what a bad driver, you were (b) / I would not have (c) / come with you (d) / no error (e).
had
33333
aaaa
aaaaa
aa
ccc
aaa
aaaaaaa
last ka ans??
b are
aaaa…
aa
:p
aaaaaaaaaaaaaa
😛 😛
Aaaa
Had
A if i had
hiiii virgo mam…;)))
Hello sir
cc
111111
1
If + past perfect and I + would have
If I had realised ………………I would not have
mam last ka ans dedo…
dont mk noise
:pp
class se bahar tu jyega:P
keep calm n attend quiz
tu bhi..:P
disturb mt kro :p
yes mam:P
😀
I would rather (a) / pay for my education (b) / than financial aid (c)/ no error (d).
I would rather pay for my education than receive financial aid.
than is used here means a comparative word – so parallelism should follow
pay education
receive aid
ans -ne ?
222 remove for
ohhh
kk mam thank u
rather than is in positive CONTEXT——-it is true or false
yes positive
error is in C part here
something should be there with financial aid
like
receive financial aid
question samaj nhi aaya:P
gd ques
Why ??
next try karta huh
Ma’am aaj disqus hi nhi Chala Mera
net problem ?
Pta nhi ar sab open ho raha Tha B’s disqus ka page hi load nhi hua
ohh
That s all for today
GN 🙂
100x
ty
gud nyt mam..nd Thanx:)
thanks mam
goodnight
stay well :))
thanku mam
next mein mila mujhe gd n8t
koi naa gd n8t mam
ty maam …gn 🙂
Gudnyt ma’am… Thanks 4 d quiz 🙂 Gnyt
gud nyt mam swt drmzzz…;)))
mam “would ” & will ka difference bta do….with example
Would ka use mostly past ke liye karte hai I think
future me bhi hota h
hmm eng ki
eng ki kon si
idoms or phrase ki aayi thi syad..
today not posted
will start from tomorrow.
ty
quizzz over???
Yes
okkk then mei b chala refreshed hehhehehehehe;;)
Bhai???
haaa bhai boliyee.:)
Interview kaise chal raha h
yesss going good…aaj mujhe overflow lg rha tha isly mn quiz attend kia tki thoda sourroundigs change ho..:)
chasmish ki quiz tuff hota h…:/
bhut….khoj-2 ke questions lati h:P
😛
sahi
hahahah nhi yar topic wise krti hu
hoti h :p
Start karo and timing bolo apni
yhi timing h eng quiz k bad
Than start karo and topic batao ma’am
ab m bengali bolne lagunga
aami bengali jaani ektu ektu :p
achaa khub valo
nxt time amra bangla tei kotha bolbo ok
okay :p
:/
chalta huh dinner bnane
gd n8t allz.
Tap License and Universal Bank
ye topic kl achhe se nai ho payi
fir se krte
ys
_______ banking system provides a wide variety of financial services including commercial and investment services.
Merchant
Retail
Consumer
Universal
Wholesale
dd
Bhai kahin math ki quiz nhi hoti ab
nhi bhai
universial
Ddd
d.
A universal bank is a financial service conglomerate combining retail, wholesale and investment banking services under one roof and reaping synergies between them.
Answer: D
Retail banking Kya hai ???
upar dekho
The Concept of ‘Universal Banking’ was implemented in India on the recommendations of:
Abid Hussai Committee
R H Khan Committee
S Padmanabhan Committee
YH Malegam Committee
R Gandi Committee
bb
Y h manglam ki commetee kis pe aayi thi
??
Khan
b.
Answer: B
Which among the following is the first universal bank of India?
Axis Bank
ICICI Bank
HDFC Bank
Federal Bank
Syndicate Bank
b….
Bbb???
bb
ICICI is the first Universal Bank in India.
Answer: B
Retail Banking- If a bank offers savings ac, personal loans, debit cards, credit cards to an individual
eg- payment banks
chasmu ye ques kahn se h ?
kon ques??
jo az pe krwati ..
ibpsguide
Which of the following Banks is not the Universal Bank?
BNP Paribas
Deutsche Bank
HSBC
ING Bank
All are Universal Banks
all
all?
all
Answer: E
Under which Act Universal banks are governed?
Reserve bank of India Act , 1934
Banking Regulation Act, 1949
Foreign Exchange Management Act, 1999
Payment and Settlement Systems Act, 2007
All of the above governs the Bank
all.
Answer: E
What does F stands for in NOFHC?
Functional
Financial
Finance
Foreign
Fixed
b.
??
bb
NOFHC : Non-Operative Financial Holding Company. Non-Operative Financial Holding Company (NOFHC) means a non-deposit taking NBFC which holds the shares of a banking company and the shares of all other financial services companies in its group, whether regulated by Reserve Bank or by any other financial regulator, to the extent permissible under the applicable regulatory prescriptions.
Answer: B
22
non operating financial holding comapnies
RBI released On tap licensing on Universal Banks in the private sector on 2016. As per these guidelines the validity of the in- principal approval issue for these banks will be _______.
6 months
12 months
18 months
24 months
There is no such validity period
18
12 months
33
3.3
Answer: C
Cc
may i participate???
nai :p
y?
isme puchhna kya h
you can :)))
The initial minimum paid-up voting equity capital required to get an On tap Universal Bank license is Rs _______.
100 cr
500 cr
1000 cr
750 cr
75 cr
500 cr
100 cr
500
500
100cr?
500
The initial minimum paid-up voting equity capital required is Rs 500 crore.
Answer: B
May I coming
late :p
Ha dinner keliye gaya tha
oka 🙂
No??
Ohh no
????
May I come
or
i m coming
both r ryt
The NBFCs controlled by residents having a successful track record for at least _______ years are eligible to apply for an On tap license.
5
6
8
10
12
10
ddd
10
44
Answer: D
The On tap Universal Banks shall get its shares listed on the stock exchanges within _______ from the date of the commencement of business by the bank.
2 years
3 years
4 years
5 years
6 years
3 yr
6…
2 yrs
bbb
………..
Answer: E
As per RBI guidelines on Universal Banking the promoters and the promoter group shall hold a minimum of _______ of the paid-up voting equity capital of the bank.
25%
30%
40%
49%
51%
cc
40
aa
ccc
25%
Answer: C
25
The promoters and the promoter group’s paid-up voting equity capital on the Universal Bank will be locked in for a period of _______ years from the date of commencement of business of the bank.
2 years
3 years
4 years
5 years
6 years
3 yr ?
55?
aaaaaa
5.
eee
2 yrs
The promoters and the promoter group shall hold a minimum of 40% of the paid-up voting equity capital of the bank which shall be locked in for a period of five years from the date of commencement of business of the bank.
Answer: D
As per RBI guidelines, Universal banks must open atleast _______ of its branches in unbanked rural areas where the population is less than 10000.
15%
25%
40%
50%
75%
25
40%??
no
bb
25
Answer: B
25
bbb
22
As per RBI guidelines the Universal Banks should maintain a minimum net worth of Rs _______ at all times.
500 cr
250 cr
100 cr
50 cr
There is no such condition
ee
500
100
aa
The initial minimum paid-up voting equity capital required is Rs 500 crore and thereafter the bank should maintain a minimum net worth of Rs 500 crore at all times.
Answer: A
500
aaaaaa
500
15. Large Industrial houses are not eligible to get an on tap license but they are permitted to invest in these banks upto _______.
5%
10%
15%
20%
29%