Discussion Zone – 8 January 2018

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This is a live quiz page. Discuss any of the topics below in the comment section:

  • Quantitative Aptitude
  • Reasoning
  • English
  • Banking Awareness
  • Current Awareness
  • Computer

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182 Thoughts to “Discussion Zone – 8 January 2018”

  1. Vikash

    Quiz??
    Gd evng all

  2. Monika

    Good Evening All

    1. KING KONG

      New moood😍😍😍😍😍ge mam

    2. Vikash

      New
      Gd evng mam

    3. 🎶🐬S🐬🎶

      Good Evening

    4. Monika

      Today There Will be No Quiz

      1. KING KONG

        Okkk moniiiikaaaaaaa mam ji

      2. Vikash

        Ufff!
        New mod aate hi.

      3. ambi The akduu

        okk mam 🙂 gn tc :))

    5. ambi The akduu

      Ge new mam :))

  3. akash singh rathore

    Aa

      1. Chanakya

        kitni id badalti h yeh ladki

        1. ambi The akduu

          areeee ek hii hai :))

          1. Chanakya

            achhaaa…aaj pta nhi koi bol rhe the ki woh undergrnd hone wale h padhai ke liye:)

          2. ambi The akduu

            hehe
            kuch tym baad ho hi jaungi 😛

          3. Chanakya

            arey mazak kr rha tha:))

          4. Chanakya

            waise kl paladin bahut jor se yad kr rha tha tum he

          5. ambi The akduu

            hmm i know 🙂

  4. Chanakya

    The headquarters of UNIDO is ______
    A. Vienna, Austria
    B. Beijing, China
    C. Manila, Philippines
    D. Shanghai, China
    E. Russia, Moscow

    1. ADK

      United Nation Industrial Development Organization – Vienna Austria

  5. Chanakya

    The headquarters of AIIB is ______
    A. Vienna, Austria
    B. Beijing, China
    C. Manila, Philippines
    D. Shanghai, China
    E. Russia, Moscow

      1. ADK

        Asian Infrastructure Investment Bank

    1. Chanakya

      B. Beijing, China
      Explanation:
      The headquarters of Asian Infrastructure Investment Bank is Beijing, China

    2. !SAY MY NAME!

      quiz over sir?

      1. Chanakya

        no…wait a min

  6. Chanakya

    What does S stands for in SFMS in relation to NEFT payment method?
    A) Statutory
    B) Systematic
    C) Structured
    D) Savings

      1. !SAY MY NAME!

        GE mam

        1. ambi The akduu

          ge shubham :))

    1. ambi The akduu

      Structured Financial Messaging System

    2. ADK

      Structured Financial Messaging System

    3. Chanakya

      Option C
      Explanation: SFMS – Structured Financial Messaging System Structured Financial Messaging System. It is an Indian standard similar to SWIFT (Society for World-wide Interbank Financial Telecommunications) which is the international messaging system used for financial messaging globally. SFMS can be used for secure communication within the bank and between banks.
      NEFT SFMS message” means an electronic Structured Financial Messaging Solution (SFMS) message containing a batch of NEFT payment instructions for funds transfer, processed and consolidated in the manner specified for transmission of payment instructions from NEFT Service Centre to the NEFT Clearing Centre.

  7. Chanakya

    What is the maximum limit per transaction in NEFT?
    A) Rs 1, 00,000
    B) Rs 50,000
    C) Rs 1, 50,000
    D) No Such Limit

    1. ambi The akduu

      in single transaction it is 50000

      1. Chanakya

        yes….tumne hi toh di thi yeh pdf:))

        1. ambi The akduu

          hmm 🙂

  8. Chanakya

    Which of the following statement is true about NEFT?
    (i) NEFT cannot be used to transfer funds from or to NRE and NRO accounts in the country.
    (ii) Individuals who do not have a bank account can also deposit cash at the NEFT-enabled branches with instructions to transfer funds using NEFT.
    (iii) NEFT operates in half-hourly batches
    A) (iii) Only
    B) (ii) Only
    C) Both (ii) and (iii)
    D) None is true

  9. Chanakya

    How many digits are present in IFSC code?
    A) 8
    B) 9
    C) 10
    D) 11

    1. Chanakya

      Option D
      Explanation: IFSC – Indian Financial System Code
      This is an 11 digit code with the first 4 alpha characters representing the bank, and the last 6 characters representing the branch. The 5th character is 0 (zero).

  10. Chanakya

    What is the interest rate that bank has to pay to the customer as compensation if the credit is delayed to beneficiary account or if there is any delay is returning the transaction to the originator in case of NEFT?
    A) Repo Rate +0.5%
    B) Repo Rate + 1%
    C) Repo Rate + 1.5%
    D) Repo Rate +2%
    View Answer
    Option D

    1. Chanakya

      sry kuch jyada hi copy ho gya

  11. Chanakya

    What is the minimum amount of money that can be transferred through RTGS?
    A) Rs 2 lakh
    B) Rs 2.5 lakh
    C) Rs 3 lakh
    D) Rs 5 lakh

    1. Chanakya

      Option A
      Explanation: The minimum amount to be remitted through RTGS is Rs 2 lakh. There is no upper ceiling for RTGS transactions.

  12. Chanakya

    NEFT works on the principle of _____ .
    A) Priority Net Settlement
    B) Deferred Net Settlement
    C) Gross Batch Settlement
    D) Domain Net Settlement

    1. Chanakya

      Option B
      Explanation: NEFT is an electronic fund transfer system that operates on a Deferred Net Settlement (DNS) basis which settles transactions in batches

  13. Chanakya

    In 1969, those banks were nationalized whose reserves were more than ____ . A) Rs 10 crore B) Rs 50 crore C) Rs 100 crore D) Rs 500 crore

    1. ambi The akduu

      bbb…

  14. Chanakya

    term loan is said to be non performing when interest and/ or instalment of principal remain overdue for a period of more than _______ . A) 30 days B) 90 days C) 45 days D) 180 days

    1. Chanakya

      Option B
      Explanation: Banks should, classify an account as NPA only if the interest due and charged during any quarter is not serviced fully within 90 days from the end of the quarter.

  15. Chanakya

    A __________ is one where loss has been identified by the bank or internal or external auditors or the RBI inspection but the amount has not been written off wholly.
    A) Standard Asset B) Loss Asset C) By-stand Asset D) Loan Asset

    1. ambi The akduu

      bbb…

    2. Chanakya

      Option B
      Explanation: A loss asset is one where loss has been identified by the bank or internal or external auditors or the RBI inspection but the amount has not been written off wholly. In other words, such an asset is considered uncollectible and of such little value that its continuance as a bankable asset is not warranted although there may be some salvage or recovery value.

  16. Chanakya

    How many sub-categories are there in Special Mention Accounts (SMA)?
    A) 2 B) 3 C) 4 D) 5

      1. !SAY MY NAME!

        types?

    1. Chanakya

      Option B
      Explanation: SMA-0 => Principal or interest payment not overdue for more than 30 days. SMA-1 => Principal or interest payment overdue between 31-60 days SMA-2 => Principal or interest payment overdue between 61-180 days

  17. Chanakya

    A banking outlet which does not provide delivery of service for a minimum of 4 hours per day and for at least 5 days a week will be considered a __________ .
    A) Non-Operative Banking Outlet B) Part-time Banking Outlet C) Unofficial Banking Outlet D) Off-Line Banking Outlet

    1. Chanakya

      Option B
      Explanation: A banking outlet which does not provide delivery of service for a minimum of 4 hours per day and for at least 5 days a week will be considered a ‘Part-time Banking Outlet’.

  18. Chanakya

    What is the time period given by RBI to banks (other than SFB) for opening 25% banking outlets in ‘Unbanked Rural Centre’ (URC)?
    A) 1 year B) 2 years C) 18 months D) 3 years

  19. Chanakya

    What does L stands for in SLBC with respect to committees of Bank?
    A) Life B) Listed C) Level D) Line

    1. ADK

      State Level Bank Committee

    2. Chanakya

      Option C
      Explanation: State Level Banker Committees

  20. Chanakya

    Which of the following is not a type of Bank Account Offered by Indian Post Payments Bank?
    A) Safal B) Safar C) Sugam D) Saral

  21. Chanakya

    .Who was the court poet of Smudragupta ?
    Asvaghosha
    Nagarjuna
    Aryabhatta
    Harisena

  22. Chanakya

    Samudragupta has been given the title of ‘Indian Napolean’ by the historian—
    Romila Thapar
    V.A. Smith
    R.C. Mazumdar
    R. S. Sharma

  23. Chanakya

    thnk u guys…quiz over:)

    1. !SAY MY NAME!

      Thank you sir 🙂
      GN

    2. pulkit

      ty abhi bhai 🙂

    3. sneha

      ty @disqus_xXCGbrv31s:disqus

    1. ~NITROUS OXIDE !!

      Nhi sayad

        1. ~NITROUS OXIDE !!

          Hi sir

          1. 【Achiever】

            14546…se kya hota hai?

          2. ~NITROUS OXIDE !!

            Kha pe ?? Samjha nhi

          3. 【Achiever】

            Aadhar link krne ka numner hai ye sayed.?

          4. ~NITROUS OXIDE !!

            Nhi pta sir :p h sir

          5. 【Achiever】

            Sab thik thak hai bhai

          6. ~NITROUS OXIDE !!

            /

          7. 【Achiever】

            .::)))

          8. ~NITROUS OXIDE !!

            Gnt sir 🙂 romantic dreamss

          9. 【Achiever】

            Good night
            Sd
            Tc..:))

          10. ~NITROUS OXIDE !!

            :))

  24. Paladin


    Hi helooo Sabkoo

  25. 🌟 Lovely (star) 🎸🎼🌟

    Ca roj hoga ?

    1. Paladin

      tum karwaoogii..?

      1. 🌟 Lovely (star) 🎸🎼🌟

        Nae mei nae karayungi I’m only particpant

      2. 🌟 Lovely (star) 🎸🎼🌟

        Batakti atma jaise har jagah q ghumte ho jayo sojayo :p

        1. Paladin

          abhi to aaya bhagadeto ho tum.. :p

          1. 🌟 Lovely (star) 🎸🎼🌟

            Koe nae hota is time yeha jaha rwhte h vaha jayo :p

          2. 🌟 Lovely (star) 🎸🎼🌟

            Muje kya pata tumhe pata hoga :p

          3. Paladin

            bye…. Lovely

          4. 🌟 Lovely (star) 🎸🎼🌟

            Gn bye

        2. 【Achiever】

          Inki shadhi kranai pdegi lgta h ab..:)

  26. Paladin


    Good morning all 🙂

    1. 【Achiever】

      VGm sir.

        1. 【Achiever】

          Okay .bhau.:))

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